We’ve got you covered for all your daily needs.
Choose the option that suits you best!

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Luminor Black
Your versatile all‑in‑one card for everyday essentials and much more.

Convenient payments, cash‑out and cash‑in, as well as built‑in insurances.

Special offer!
Get Luminor Black for
3.50 EUR/month
for the first 3 months*

Regular fee – 5.50 EUR/month
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Visa Debit

Your go-to card for all basic needs.

Convenient payments, cash‑out and cash‑in.
 
0 – 2.00 EUR/month

Turn a new page with a new card

*Luminor Black package costs 3,50 EUR/month for the first 3 months if activated between 2025‑03‑01 and 2025‑05‑31 for the first time. Starting from the fourth calendar month, the standard package fee applies according to the Luminor Price List. The monthly package fee is charged for a calendar month, regardless of the order date. Offer is valid until 2025‑05‑31 or until revoked.

Your everyday banking, made simple and clear

  Luminor Black package Luminor Debit package Basic Payment Account Service Package2 Minimum Service Charge3
Number of accounts Unlimited Unlimited Unlimited Unlimited
Payments in euros in Lithuania and other countries via internet/mobile bank Unlimited Unlimited 15 payments per month Unlimited
Crediting of incoming payments in euros from the Single Euro Payments Area member states Free Free Free Free
Internet bank login tool yes yes yes yes
Main payment card1 included and its benefits Luminor Black Visa Debit Visa Debit (optional) No card
Domestic and abroad travel insurance for a card holder and family members yes no no no
In-store and online purchase insurance yes no no no
Bone fractures and fissures insurance for a card holder yes no no no
Free cash-out from Luminor ATMs in Baltics and Medus and bankomatas.lt ATMs in Lithuania Up to 1200 EUR/month Up to 800 EUR/month Up to 800 EUR/month no
Free cash-out from other banks’ ATMs Up to 400 EUR/month no no no
Free cash-in at Luminor and Medus ATMs in Lithuania Up to 1200 EUR/month Up to 800 EUR/month Unlimited no
Price 5.50 EUR/month
Special offer! Get Luminor Black for 3.50 EUR/month for the first 3 months.4
2 EUR/month;
0 EUR/month for kids until 21 y.o.
1.40 EUR/month for seniors 65+ y.o.
1.00 EUR/month
0.50 EUR/month5
1.30 EUR/month

Order your package online

 
1 When you choose a payment card, you also choose a banking package. If you decide to change your payment card type, your banking package will change too. The card issuance fee and the monthly fee for the card are included in the banking package.
2 The basic payment account service is a banking package with a basic payment account. This account is available to EU residents who do not use the basic payment account service in another credit institution operating in the Republic of Lithuania or have received a confirmation from such credit institution that the existing basic payment account service will be closed. You do not need to apply for any additional services to use this service. For more information about the Main payment account service, please see here.
3 Minimum Service Charge​ is applied if an account is not linked to any package.
4 Luminor Black package costs 3,50 EUR/month for the first 3 months if activated between 2025‑03‑01 and 2025‑05‑31 for the first time. Starting from the fourth calendar month, the standard package fee applies according to the Luminor Price List. The monthly package fee is charged for a calendar month, regardless of the order date. Offer is valid until 2025‑05‑31 or until revoked.
5 50% discount on the banking package is applied for socially deprived residents who receive social benefits under the Law on Cash Social Assistance of the Republic of Lithuania.

Become our customer

Useful links

You can compare fees for the main services linked to a payment account in Fee Information Documents.
For detailed information on Luminor fees for all services, please refer to the Pricelist.
Luminor Payment Service Rules 
Banking packages. FAQ

Discontinued payment cards
Visa Gold
Visa Classic