Become our customer
Become our customer
Join Luminor now and take advantage of the exclusive offers for our customers.
*The game is running from 2024-06-01 to 2024-08-31.
Referral program
Get rewarded with EUR 50
Invite your friend to Luminor and get rewarded with EUR 50 for the new customer you refer. Offer valid only for existing Luminor customers until 2024‑08‑31.
Learn moreThe Game
"Win with a Luminor Black Card!"
Spend at least EUR 30 with Luminor Black, register the receipt, and participate in the game from 2024-06-01 to 2024-08-31. Prize fund: 10 winners will win EUR 1,000 (3 months in a row), grand prize – EUR 10,000 for one lucky winner.
Learn moreHousing loan
Variable annual interest rate from 1.49 %* + 3‑, 6‑ or 12‑month Euribor
Additionally, we will apply special conditions for a consumer loan for home renovation.
Learn moreHousing loan
Offer for the purchase of A+ and A++ energy efficiency housing
0.99%* + 3, 6 or 12 months EURIBOR variable annual interest rate for the first year of the loan (see representative example (1) below). The offer is valid for loan application submitted until 2024-12-31..
Learn moreLuminor Black
Just EUR 3.50 per month
Unlimited euro transfers and cash withdrawals up to 1,600 EUR/month (1), including purchase and travel insurance (2) – all this and more for just 3.50 EUR/month (3).
Learn moreLuminor Investor
Invest wisely
Get free expert consultation on how to start investing in Luminor Investor platform, plus a chance to double your investments up to EUR 900.
Learn moreCar leasing
50% discount on the agreement fee
Take advantage of a special offer - now the leasing agreement fee is only half the price (see representative example below (2)! The offer is valid for new private customers who join Luminor between 3 June 2024 and 30 August 2024. The offer is available for the first 6 months after becoming a customer.
Learn moreHome Insurance
For your safe home
Feel at ease with home insurance: 24/7 free emergency assistance, full reinstatement value insurance, home contents insurance, and coverage outside the home.
Learn more
- 30 partners offering more than 36 discounts.
- Discounts are available to all Luminor card holders.
- Luminor Black card holders get Delfi Plius subscription for free until the end of 2024.
Customers value our efforts
Everything went smoothly, questions were answered quickly. I have already recommended it to a friend because the benefits are good.
Customer, 25 years old
The best is yet to come
Pricelist
General Rules on the Provision of Services
Payment Service Rules
On Establishing of a Customer's Status for Tax Purposes
Information regarding bank’s target customer
Basic Payment Account Service
Account Switch Service
FAQ
Banking packages
Your rights when making payments in Europe
Private Person Questionnaire
Application to redirect salary payment to Luminor