Luminor Black | Luminor

Luminor Black.
One card for all your needs.

Experience more with Luminor Black: enjoy exclusive services and benefits for 3.50 EUR/month*
Luminor Black card holders get Delfi subscription for free until the end of 2025

Become a customer

Luminor Black – the new standard

Enjoy your travels

The card comes with travel insurance for you and your family** – both at home and abroad

Feel safer shopping

Free 180-day purchase insurance that covers repair or reimbursement

Be ready for anything

You get an optional credit limit without overpayment 0 % interest rate for up to 45 days

Get funds when needed

Free Euro transfers and free cash out up to EUR 1,200 per month at Luminor ATMs and EUR 400 per month at other banks ATMs worldwide***

Manage features online

Activate/disable the card and contactless and online payments, add Safety+, Priority Pass, and more

Become a customer

Join Luminor Plus club and take advantages of special offers from Luminor partners!

- 60 partners offering more than 90 discounts.
- Discounts are available to all Luminor card holders.
- Luminor Black card holders get Delfi subscription for free until the end of 2025.

Become a club member

Here’s to safe trips and memorable experiences

Built-in travel insurance for you and your family**

Adventures await – in Lithuania and abroad. Go on trips to new cities, countries, and continents, and enjoy the safety of always having insurance on you.

Powered by Visa and accepted worldwide – Luminor Black is the sleek, contactless card bound to become your everyday essential.

Explore travel insurance

Sleek, contactless, customizable

Discover add-ons that complement your lifestyle

Like all our cards, you can add your Luminor Black to your digital wallet.

Luminor Black comes with an optional credit limit starting from EUR 600 with an interest-free period of up to 45 days.

You can also get the Safety+ insurance service for EUR 0.99 per month as extra security in case of card theft and certain types of fraudulent payments.

For more relaxing, enjoyable travels, discover the Priority Pass membership offer.

Newly issued Luminor Black cards are valid for 5 years – less hassle and less plastic.

Feel more confident about bigger purchases

Free 180-day purchase insurance

Dropped your phone the day after buying it? Saw your kid break their brand-new bike? These things happen – and with the free Luminor Black purchase insurance, they can be reversed.

The purchase insurance applies to most goods bought for long-term use, including electronics, furniture, sports gear, and tools.

Explore purchase insurance

Feel more confident about bigger purchases

Already our customer? Order your card remotely

Submit an application in your internet bank under Accounts → Cards → My Cards, or in the mobile application in the Cards section

Activate the Luminor Black package in the internet bank under Packages

Get your card in the mail – activate it in your internet bank under My Cards

Submit application

Become a customer

New to Luminor? Welcome!
Join Luminor remotely or book an appointment

Cash transactions

Cash deposit	Cash-out at a Luminor ATM	Cash-out at other ATMs
Free up to EUR 1,200 per calendar month	Free up to EUR 1,200 per calendar month from Luminor, Medus, and Bankomatas.lt ATMs	Free up to EUR 400 per calendar month
2 % of a sum exceeding EUR 1,200 (min. EUR 3.50)	2 % of a sum exceeding EUR 1,200 (min. EUR 3.50)	2 % of a sum exceeding EUR 400 (min. EUR 3.50)***

See our price list for more

Standard limits for cash and purchase transactions

Daily cash-out limit, EUR	Purchase limit per day (including online), EUR
3,000	10,000

If you’d like to change your cash-out and payment limits, send us an internet bank message or call us at +370 5 239 3444. The fees for changing limits are listed in our price list. There’s no fee if the limits are changed to the standard or amounts below the standard.

*Luminor Black package 3,50 EUR for first 3 months if the package is activated within the period from 2025‑03‑01 to 2025‑04‑30 for the first time. For the fourth and next calendar months standard package fee will be set according to the Luminor Price List. The package monthly fee is applied for a calendar month irrespective of the booking date. Offer is valid till 2025‑04‑30 or until revoked.

**Family – the cardholder’s children (minors and full-time students up to the age of 24), spouse, or common-law partner (if living in the same household for at least 1 year) traveling together with the cardholder.
***Certain ATMs abroad may impose an ATM fee, notifying them about it on the ATM screen. To withdraw money without a commission fee, please use another ATM network.