Luminor offers for company employees

Luminor Black – one card for all your needs for EUR 3.50 per month*
Luminor Debit – daily card EUR 2.00 per month
Term deposits – choose wisely, put your money to work
III pillar pension – secure your future now*
Luminor Investor platform – turn your savings into investments**
Consumer loan – very attractive fixed annual interest rates.
Housing loan – lower interest rates when purchasing A+ and A++ energy efficiency homes

*Investing always involves some risk and can bring both gains and losses. You are responsible for the investment decisions you make, so please read all the documents, booklets of funds and other booklets of financial instruments and other investor protection documents available here before making a decision.

Luminor Black – our new standard

A universal contactless debit and credit card for those who love travel and new experiences

– Luminor Plus Club – discounts to all Luminor private cardholders – Travel insurance for you and your family in Lithuania and worldwide
– Free 180-day purchase insurance**
– Free cash withdrawals up to EUR 1,200/month from Luminor ATMs in the Baltic States and up to EUR 400/month from other ATMs in other countries***
– Additional protection for card payments with Safety+
– Luminor Black card holders get Delfi subscription for free until the end of 2025

Register for a consultation

*Luminor Black package 3,50 EUR for first 3 months if the package is activated within the period from 2025‑03‑01 to 2025‑05‑31 for the first time. For the fourth and next calendar months standard package fee will be set according to the Luminor Price List. The package monthly fee is applied for a calendar month irrespective of the booking date. Offer is valid till 2025‑05‑31 or until revoked.
**Luminor purchase insurance and Safety+ insurance services are provided by ADB Compensa Vienna Insurance Group, Ukmergės g. 280, 06115 Vilnius, company code 304080146.
***2 % fee on cash withdrawals exceeding the limits (min. EUR 3.50).

Luminor Debit, the card for everyone

A simple debit card that gets the job done

♦ Add your contactless card to your digital wallet for an even more convenient experience.
♦ Unlimited euro transfers and cash withdrawals up to 800 EUR/month from Luminor, Medus, and Bankomatas.lt ATMs (1).

Register for consultation

(1) Cash withdrawals at Luminor, Medus, and Bankomatas.lt ATMs. Certain ATMs abroad may impose an ATM fee, notifying about it on the ATM screen. To withdraw money without a commission fee, please use another ATM network.

Join Luminor Plus club and take advantages of special offers from Luminor partners!

- 60 partners offering more than 90 discounts.
- Discounts are available to all Luminor card holders.
- Luminor Black card holders get Delfi subscription for free until the end of 2025.

Become a club member

Term deposits

– Choose wisely – put your money to work.
– Term deposit with guaranteed returns

Get more favourable terms

Deposits are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the laws of the Republic of Estonia on deposit insurance and insurance of investor liabilities.

Secure your future with Luminor 3^rd pillar pension!

Why start saving for with the 3^rdpillar pension?

To enjoy a dignified old age, you need to start saving as early as possible.
Withdrawals can be made even before retirement age.
Your employer can also make contributions.

Learn more

When you save in pension funds, you are exposed to investment risk, which means that the value of your investments can go up and down, i.e., you may get back less than you invested. Before you decide to save for an additional pension in Luminor pension funds, please familiarise yourself with the pension fund rules, applicable deductions and investment strategy. The pension funds are managed by Luminor investicijų valdymas, UAB, company code 226299280.

Luminor Investor platform

Our online platform where you can invest in more than 15,000 international financial instruments – stocks, bonds, ETFs (exchange-traded funds) and investment funds.

Learn more

Investing always involves some risk and can bring both gains and losses. You are responsible for the investment decisions you make, so please read all the documents, booklets of funds and other booklets of financial instruments and other investor protection documents available here before making a decision.

A consumer loan for all your needs

Fixed annual interest rate from 9 %
Loan amount from EUR 1,000 to EUR 15,000
Loan contract duration from 12 to 60 months
No down payment required

Learn more

Apply for a loan

Representative example: if the loan amount is EUR 5,000, the fixed annual interest rate is 11 %, the loan term is 60 months, the agreement fee is EUR 75, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 108.71, total repayment amount – EUR 6,675.60, the annual percentage rate of charge (APR) – 12.89 %.

Expand your choices with a Luminor Housing loan

Individual advice throughout the home-buying process
Fixed or variable interest rate
Variable interest rate available with 3, 6 and 12 months Euribor
Lower interest rates when purchasing A+ and A++ energy efficiency homes

Learn more

Apply for a loan

Luminor Black – our new standard

Luminor Debit, the card for everyone

Join Luminor Plus club and take advantages of special offers from Luminor partners!

Term deposits

Secure your future with Luminor 3rd pillar pension!

Luminor Investor platform

A consumer loan for all your needs

Expand your choices with a Luminor Housing loan

Secure your future with Luminor 3^rd pillar pension!