Our special offers for any of your goals:
Consumer Loan for improving home energy efficiency or installation of solar panels
- Interest rate from 4.9 %
- EUR 0 agreement fee
- Loan amount from EUR 4,000 to EUR 30,000
- Loan period from 12 up to 120 months
- No down payment or pledge of property is required
- After applying for a consumer loan, cost estimation of a project or agreement with a vendor completing a home energy efficiency project should be provided. After signing the agreement with the bank, you commit to purchasing home energy efficiency solutions/solar panels. Bank can request to deliver a copy of the agreement in connection to the ESO in the case of Solar Panels.
- Get back a part of your investments with APVA subsidy.
Representative example: if the loan amount is EUR 10,000, the fixed annual interest rate is 4.9 %, the loan term is 60 months, the agreement fee is EUR 0, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 188.25, the total repayment amount – EUR 11,373.00, the annual percentage rate of charge (APR) – 5.31 %.
For real estate purchase or repair
- 8.9 % fixed annual interest rate
- EUR 0 agreement fee
- Consumer loan from EUR 2,000 to EUR 20,000 (up to EUR 30,000 with co‑borrower/spouse)
- Loan period from 12 to 120 months
- No real estate valuation required
- No downpayment or pledge of property is required
Representative example: if the loan amount is EUR 5,000, the fixed annual interest rate is 8.9 %, the loan term is 48 months, the agreement fee is EUR 0, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 124.19, total repayment amount – EUR 6,023.52, the annual percentage rate of charge (APR) – 9.87 %.
For purchase of car or other vehicle
- 8.9 % fixed annual interest rate
- EUR 0 agreement fee
- Consumer loan from EUR 2,000 to EUR 20,000
- Loan period from 12 to 84 months
- No downpayment or pledge of the vehicle is required
- Casco insurance is optional
Representative example: if the loan amount is EUR 5,000, the fixed annual interest rate is 8.9 %, the loan term is 48 months, the agreement fee is EUR 0, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 124.19, total repayment amount – EUR 6,023.52, the annual percentage rate of charge (APR) – 9.87 %.
For consumer purposes
- 10 % fixed annual interest rate
- EUR 0 agreement fee
- Consumer loan from EUR 1,000 to EUR 15,000
- Loan period from 12 to 60 months
- No downpayment is required
Representative example: if the loan amount is EUR 5,000, the fixed annual interest rate is 10 %, the loan term is 48 months, the agreement fee is EUR 0, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 126.81, total repayment amount – EUR 6,149.28, the annual percentage rate of charge (APR) – 11.06 %.
