Deposit interest rates for private customers

Term deposit

EUR

Months	Days	Annual interest rate
1	30‑89	0.00 %
3	90‑179	1.50 %
6	180‑269	1.50 %
9	270‑359	1.50 %
12	360‑719	1.50 %
24	720‑1079	1.50 %
36	1080‑1800	1.50 %
60	1801‑2192	1.50 %

Interest rates are valid from 2025 06 10.

To sign a deposit agreement you need to open a payment account or use a limited usage account service with Luminor Bank AS Lithuanian Branch. Information on charges and commission fees related to the opening and use of the payment account is available here.

USD

Months	Days	Annual interest rate
1	30‑89	0.00 %
3	90‑179	0.00 %
6	180‑269	1.50 %
9	270‑359	1.60 %
12	360‑719	2.10 %
24	720‑1079	2.00 %
36	1080‑1800	2.00 %
60	1801‑2192	2.00 %

Interest rates are valid from 2024 10 04.

To sign a deposit agreement you need to open a payment account or use a limited usage account service with Luminor Bank AS Lithuanian Branch. Information on charges and commission fees related to the opening and use of the payment account is available here.

NOK

Months	Days	Annual interest rate
1	30‑89	0.10 %
3	90‑179	0.15 %
6	180‑269	0.20 %
9	270‑359	0.25 %
12	360‑719	0.50 %
24	720‑1079	0.55 %
36	1080‑1800	0.60 %
60	1801‑2192	0.75 %

Interest rates are valid from 2024 10 04.

To sign a deposit agreement you need to open a payment account or use a limited usage account service with Luminor Bank AS Lithuanian Branch. Information on charges and commission fees related to the opening and use of the payment account is available here.

GBP

Months	Days	Annual interest rate
1	30‑89	0.00 %
3	90‑179	0.05 %
6	180‑269	0.05 %
9	270‑359	0.05 %
12	360‑719	0.60 %
24	720‑1079	0.70 %
36	1080‑1800	0.80 %
60	1801‑2192	0.90 %

Interest rates are valid from 2022 10 25.

To sign a deposit agreement you need to open a payment account or use a limited usage account service with Luminor Bank AS Lithuanian Branch. Information on charges and commission fees related to the opening and use of the payment account is available here.

Accumulative deposit

EUR

Months (days)	Annual interest rate
6 months (180-359 days)	1.50 %
12 months (360-366 days)	1.50 %

To sign a deposit agreement you need to open a payment account or use a limited usage account service with Luminor Bank AS Lithuanian Branch. Information on charges and commission fees related to the opening and use of the payment account is available here.

Interest rates applicable for maximum deposit amount – EUR 15,000.

Savings account

EUR, USD

Days	EUR	USD
unlimited	1.75 %	0.10 %

Interest rates are valid from 2025 02 01.

To sign a savings account agreement you need to have a payment account with Luminor Bank AS Lithuanian Branch. You can open a payment account separately. Information on charges and commission fees related to the opening and use of the payment account is available here.

My Savings Goals

EUR

Months	via Mobile bank
1-2	0.00 %
3-73	0.00 %

Annual interest rates are valid from 2021 06 01.

On behalf of the client Bank will open an accumulative deposit for Savings Goal. The interest is paid if your created Saving Goal has been kept for 3 (three) months from opening. If the term of the goal is longer than 3 (three) months, 3 (three) months (maximum possible term) the accumulative deposit shall be in any case created for the Client and automatically extended, and the interest shall be paid once in 3 (three) months. The future interest shall be included in the accumulated amount for the Savings Goal provided that the deposit account opened for the respective Savings Goal is not closed for 3 (three) months or longer from the opening date. If the Client does not transfer any new amounts in any way for any 3 (three) months to the deposit (deposit account) created for any of the Savings Goals, the Bank shall be entitled to cancel the automatic extension for the respective accumulative deposit and to not extend such accumulative deposit for a new 3 (three) months’ term.

Children's deposit

EUR, USD

Term	EUR	USD
From 1 to 18 years	0.00 %	0.00 %

Discontinued from 2015 08 24. Annual interest rates are valid from 2022 02 01.