Luminor consumer loan for all your needs

Consumer loan for Larger Purchases

Consumer loan for Larger Purchases

  • Loans from EUR 1,000 to EUR 15,000 for 12 to 60 months
  • No collateral or down payment required
  • Fast and convenient remote process

Make your plans happen with a Luminor Consumer Loan

If you need funds for a larger purchase, new furniture, household or garden equipment, sports or travel gear, renovations, or other unexpected expenses – choose a Luminor consumer loan.

  • Annual fixed interest rate from 9 %.
  • Loan agreement fee – 1.5 % of the loan amount, not less than EUR 60.
  • Loan Payment Insurance for your peace of mind.
  • If you pay off your loan early and shorten the loan maturity, we will recalculate the paid loan agreement fee and will repay you the share that is due. Please note that the fee will be repaid once you have paid off your loan in full.
Representative example: if the loan amount is EUR 5,000, the fixed annual interest rate is 11 %, the loan term is 60 months, the agreement fee is EUR 75, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 108.71, total repayment amount – EUR 6,675.60, the annual percentage rate of charge (APR) – 12.89 %.

Get money for your needs easy and quickly

Fill in the application online

Receive loan offer via call and get guidance through next steps

Sign the consumer loan agreement remotely

Receive funds to your account after the agreement has been signed

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 450
  • You have a combined monthly income of at least EUR 880 if you apply with a co‑borrower and you don’t have any dependents

Documents

  • Consumer loan application
  • Your (and your co‑borrower) ID or passport
  • We’ll inform you if we need any additional documents

Check out the special offers from Luminor partners

Apply, sign and get your loan remotely

See our other products

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