A consumer loan that puts your needs first
If you need the funds to make some bigger purchases, choose well‑considered borrowing – Luminor consumer loan.
- Annual fixed interest rate from 9 %.
- Loan agreement fee – 1.5 % of the loan amount, not less than EUR 60.
- Consumer loans from EUR 1,000 to EUR 15,000.
- You can conclude an agreement remotely.
- No down payment or pledge of property is required.
- If you pay off your loan early, we will recalculate the paid loan agreement fee and will repay you the share that is due.
- If you pay off your loan early and shorten the loan maturity, we will recalculate the paid loan agreement fee and will repay you the share that is due. Please note that the fee will be repaid once you have paid off your loan in full.
Representative example: if the loan amount is EUR 5,000, the fixed annual interest rate is 11 %, the loan term is 60 months, the agreement fee is EUR 75, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 108.71, total repayment amount – EUR 6,675.60, the annual percentage rate of charge (APR) – 12.89 %.
