Onboarding is quick and easy!

Our new standard – Luminor Black card
Our new standard – Luminor Black card
- Purchase and Travel insurance
- Use Plus Club and special offers from Luminor partners
- Join Luminor and use Luminor Black card package free of charge for first two months!

Make your plans a reality with a Luminor consumer loan
Make your plans a reality with a Luminor consumer loan
- For major purchases or unexpected expenses
- Competitive fixed interest rates

Outgrowing your space?
Outgrowing your space?
Apply for a housing loan
- Lower interest rates when purchasing A+ and A++ energy efficiency homes
- Fast, digital, and all remote application process

Open a free account for your kid
Open a free account for your kid
- Convenient remote onboarding – open a free account for your child
- Free Luminor Debit card for kids and youngsters 6 to 21 years
- Receive the bank card to your home

Become our customer
Become our customer
- Enjoy the unlimited euro transfers, accounts and card with travel and purchase insurance
- Join Luminor and use Luminor Black card package free of charge for first two months!*
*The discount is valid for new customers for the first 2 calendar months from the activation of Luminor Black package (if the package is activated within the period 2025-06-01 to 2025-08-31). For the third and next calendar months, the standard package fee (EUR 5.50 per month) will be set according to Luminor Price List. The package monthly fee is applied for a calendar month irrespective of the activation date. The offer is valid until 2025-08-31 or until revoked.

Let today be calm for tomorrow
Let today be calm for tomorrow
Choose Luminor II Pillar Pension Funds

Luminor Plus Club
Luminor Plus Club
- Partner discounts for all Luminor card holders
- Luminor Black and Luminor Business card holders read Delfi subscription for free until the end of 2025