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Onboarding is quick and easy!

Become a customer

Our new standard – Luminor Black card

Purchase and Travel insurance
Use Plus Club and special offers from Luminor partners
Join Luminor and use Luminor Black card package free of charge for first two months!

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Make your plans a reality with a Luminor consumer loan

For major purchases or unexpected expenses
Competitive fixed interest rates

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Outgrowing your space?

Apply for a housing loan

Lower interest rates when purchasing A+ and A++ energy efficiency homes
Fast, digital, and all remote application process

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I’ll handle it myself!

Convenient remote onboarding – open a free account for your child
Free Luminor Debit card for kids and youngsters 6 to 21 years
Open your kid's first account and receive 3 months of accident insurance included

Offer valid when applying for the first account for a child by 17.06.2025

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Become our customer

Enjoy the unlimited euro transfers, accounts and card with travel and purchase insurance
Join Luminor and use Luminor Black card package free of charge for first two months!*

*The discount is valid for new customers for the first 2 calendar months from the activation of Luminor Black package (if the package is activated within the period 2025-06-01 to 2025-08-31). For the third and next calendar months, the standard package fee (EUR 5.50 per month) will be set according to Luminor Price List. The package monthly fee is applied for a calendar month irrespective of the activation date. The offer is valid until 2025-08-31 or until revoked.

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