Consumer loan for a car

A car loan that puts your needs first

With us – it's easy. Let's buy your new or used car or motorbike now.

Annual fixed interest rate from 7.9 %
Loan agreement fee – EUR 0*
Consumer loan from EUR 2,000 to EUR 20,000
You can conclude an agreement remotely
No down payment
Casco insurance is optional
The vehicle does not need to be pledged or registered in the name of the bank
We will offer insurance – in case of an accident the loan will not become a burden

*The offer is valid for the applications submitted by 2024‑08‑31

Representative example: if the loan amount is EUR 7,000, the fixed annual interest rate is 9.5 %, the loan term is 60 months, the agreement fee is EUR 0, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 147.01, total repayment amount – EUR 8,898.60, the annual percentage rate of charge (APR) – 10.34 %.

Consumer credit calculator New

Car Loan Calculator

Monthly payment
How much can you borrow?

Loan type*

Loan amount*

EUR

months

Your estimated monthly payment:

EUR

Representative example:

Loan amount

EUR

Total interest paid

EUR

Agreement fee

EUR

Account maintenance fee

EUR

Total payment sum

EUR

Annual interest rate (fixed)

Annual percentage rate

How much you can borrow?

The displayed result is informative and based on the approximate calculation.

Prior to making a decision regarding the loan and its amount, please evaluate your personal and/or family financial capabilities.

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for

Just me
Two of us

EUR

Your maximum credit amount:: EUR

Maximum monthly credit payment:: EUR

The displayed result is informative and based on the approximate calculation.

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

Additional info

The path to get your loan

Fill in the application online

Receive loan offer via call and get guidance through the next steps

Sign the car loan agreement remotely

Receive funds to your account and buy your vehicle of choice

Register your vehicle within 60 days after entering into the agreement

Apply for a loan

Requirements to apply

You are over 18 years of age
You have a regular monthly income of at least EUR 450
You have a combined monthly income of at least EUR 880 if you apply with a co-borrower and you don’t have any dependents

Documents

Loan application
Your (and your co-borrower) ID or passport
We’ll inform you if we need any additional documents

Choose the right solution for you

The calculator's result is based on estimates and provided for illustrative purposes only. For an advice or personalised offer, please contact the bank representative.

EUR

2,000

100,000

EUR

For Car loan down payment is not needed

For leasing – a minimum of 10 % of the car price

Loan / Leasing amount, EUR EUR

Loan – EUR 2,000, leasing – EUR 8,000

Loan – up to EUR 20,000, leasing – no limit

years

1 year

7 years

year

1970

2023

Find out the best solution

Enter an amount between EUR 2,000 and EUR 100,000

No down payment is required for a car loan. For leasing – a down payment of a minimum of 10 % of the car price is required.

The maximum repayment period for a car loan/leasing is 7 years.

For car loans, there is no car age limit. For financial leasing – at the end of the leasing term, the car's age may not exceed 13 years; at the end of the operating lease term – 10 years.

For current options, there is no suitable solution. For a leasing solution, a down payment of at least 10 % of the car price is required, and the age of the car age may not exceed 13 years at the end of the lease period.

Recommended

Car Loan

Loan for car purchase without a down payment and no car age limit

Recommended

Leasing

Leasing for a car purchase with a lower interest rate compared to a car loan, but there is a car age limit and down payment

Down payment

Down paymentNot needed

Down paymentFrom 10 % of car value

Amount

AmountFrom EUR 2,000 to EUR 20,000

AmountFrom EUR 8,000

Annual interest rate

Annual interest rateFixed interest rate starting from 7.9 %, for a Green car loan fixed interest rate starting from 6.9%

Annual interest rateVariable interest rate starting from 2.29 % + 3 months Euribor, for environmentally friendly cars – variable interest rate starting from 1.89 % + 3 months Euribor

Car age limit

Car age limitNo limit

Car age limitAt the end of the leasing term, the car's age may not exceed 13 years

CASCO insurance

CASCO insuranceNot mandatory, but recommended

CASCO insuranceMandatory

Ownership

OwnershipOn car owner’s name

OwnershipOn creditor's name

Minimum age of the customer

Minimum age of the customer18 years old

Minimum age of the customer21 years old