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Luminor term deposit

Make your money work towards your goals with Luminor

Make your money work towards your goals with Luminor
  • Term deposit with guaranteed returns
  • Safe way to grow your money – we offer market‑leading rates
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Acting smarter and making good habits keeps your goals closer

  • Term deposit is when you put money for a fixed term in a separate account and receive guaranteed returns with a fixed interest rate
  • Easy to open in internet or mobile bank
  • You can have multiple term deposits parallelly with different starting dates, lengths, and currencies
  • Personal income taxes are deducted automatically
  • Option to prolong it automatically
  • Opening a term deposit in EUR, USD, NOK, and GBP is free of charge

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Open in internet bank

Keep your goals in mind

  • If you are saving for something, then a term deposit can help you grow your money
  • Consultations with our saving consultants are free of charge – trust your money with Luminor
  • Is term deposit one of the tools you already use? Compare your existing wealth management solution with our Private Banking offering

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Useful links

Interest rates
Deposit calculator
Deposit and Investment Insurance
Luminor deposit conditions
FAQ
Terms & Conditions

More reasons to join Luminor

Special offers for newcomers
 
Payment card, car leasing, or mortgage – get a better offer as a new customer

Apply remotely

Become a customer from wherever you are in a matter of minutes.

Excellent consultants
 
Whether it is just one question, our support is here for you.

Deposits up to the value of EUR 100,000 are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the applicable laws of the Republic of Estonia on deposit insurance and insurance of investor liabilities. More information on deposit insurance terms and conditions, also exceptions can be found here.
 
Visit our FAQ for more information on the deposit insurance terms and conditions, including the coverage and payout limits.
 
Term deposits in USD, NOK, and GBP are subject to risk due to currency rate fluctuations.

Even more ways to make your money work