• For major purchases or unexpected expenses
• Competitive fixed interest rates

Choose Luminor II Pillar Pension Funds

• Partner discounts for all Luminor card holders
• Luminor Black and Luminor Business card holders read Delfi subscription for free until the end of 2025

Apply for a personalized housing loan

• Lower interest rates when purchasing A+ and A++ energy efficiency homes
• Fast, digital, and all remote application process

• Enjoy the unlimited euro transfers, accounts and card with travel and purchase insurance*
• Take your finances to the next level

*Luminor travel and purchase insurance is provided by ADB "Compensa Vienna Insurance Group", reg. code 304080146, Ukmergės g. 280, 06115 Vilnius.

• Experience more with Luminor Black: enjoy exclusive services and benefits for just 5.50 EUR/month.
• Luminor Black card holders get Delfi subscription for free until the end of 2025.

• Free Luminor account from age 0
• Free Luminor Debit card from age 6
• Convenient remote onboarding