There is option to become Luminor customer remotely by choosing Photo or Video onboarding – follow the steps described above and become Luminor customer from home! If meeting in presents suits you better, you can visit any Luminor branch and become a customer.

You have to be at least 18 years old private person and have to become Luminor customer from 1st March till 31st March, 2025 and choose a daily banking package where Luminor payment card is included. Make sure during onboarding process you agree to participate in this campaign.

If you will close your Luminor account and re‑open during March 2025, you will be excluded from the campaign. 

If you have closed all your accounts with Luminor before March 1^st 2025, you can participate in the campaign.  

Also you can join the campaign, if you use Luminor other services like leasing, pension or you are a co‑borrower for a loan, but you have not opened an account with Luminor yet.

Follow few simple steps each month and get back 10 % cashback from purchases with the card (max 20 EUR/each month from March till August 2025):

• Step 1: Once you have become Luminor customer, transfer to your Luminor card account at least 700 EUR/month from another bank, or if the transfer is from Luminor bank, it has to be transferred from the account whose owner is not also you. Make sure inflow is transferred each month.
• Step 2: Make at least 10 purchases per month with your Luminor payment card. Purchase to be counted in respective month has to appear on the bank settlement (sums reserved are not eligible). Under this campaign cash‑out at ATM and money transfer services (e.g. topping up money to another account) does not count as purchases with the card and Luminor keeps rights to exclude such transactions from the count.
• That’s it! Luminor will count monthly income and purchases you have made with Luminor card and calculate the amount of cashback for you and reimburse the cashback to your account till the 10^th date of the next calendar month.

Yes, Luminor will pay income tax applicable to you for each paid out cashback and will inform and make respective tax payment to the state tax authority accordingly.

You can remain being Luminor customer, but refuse from participation in this campaign informing us by free form message in Luminor internet bank. We will withdraw you from participation in the cashback campaign and inform accordingly.

Check in your internet bank if you have agreed to receive personalized messages to receive the best offers from Luminor:

Log in to internet bank → click on Settings → My consents for direct marketing → Mark “yes” to respective forms how you prefer to be contacted.