(1) The offer is valid for companies, farmers, bailiffs, notaries, and other business customers if the account opening (and POS) application is submitted during the promotion period and the business customer has not had an account with Luminor Bank in the last 6 months. The offer does not apply to a second or any other company where the owner or manager is the same person (only one company meeting the offer conditions is eligible).
Unlimited euro transfers within the bank and to European countries through digital channels. Credit transfer SEPA. Payments to Single Euro Payments Area member states. Full list of countries can be found on the European Central Banks page.
Visa Business Debit card with no issuing and no monthly fee if card is ordered during onboarding. Unlimited amount of current accounts with no monthly maintenance fee.
The interest rate will be applied for 12 months during 3 days after the onboarding date. It applies only to the first euro (IBAN) current account that a person opens when becoming a “Luminor” client as long as account balance does not exceed EUR 100,000. Bank keeps the right to change or cancel special conditions at any time.
Up to 5 POS terminals with no rent fee and unlimited Phone POS. A fee for each card transaction will be charged according to the POS agreement.
(2) Interest rate applicable to small and medium-sized businesses eligible for European Investment Bank (EIB) supported financing. If EIB support is not applied, special variable interest rate is 2.24 % per year + 3‑month Euribor. The offer applies to applications submitted during the promotion period for used passenger cars and light commercial vehicles. At the end of the financial leasing term, the age of the car may not exceed 13 years, at the end of the operational leasing term – 10 years. Each application is evaluated individually, and the final offer may vary.
(3) The offer valid for new cards only when applications are submitted during the campaign period, with credit limits signed and approved by December 31, 2024; reduced annual interest rate applies for the first 12 months on new credit limits, with a minimum credit limit of EUR 500.
(4) Applicable to business clients who have not made any currency exchange transactions with "Luminor" in the last 24 months.
Applicable only for currency conversion transactions conducted between “Luminor” accounts made from 2024‑11‑26 to 2025‑01‑31 (inclusive); after this period, standard rates will apply.
Special rates are applicable for all currencies available in the Bank, transactions have to be made via Internet Bank and during working hours. An increased foreign exchange margin applies Monday to Thursday after 17:00, on Fridays, and the days before public holidays after 16:00. Non‑cash currency exchange transactions are unavailable on weekends, public holidays, and between 00:00 and 03:00 on business days.
The Bank reserves the right to change the above‑mentioned special conditions or terminate their validity.
