Skip to main content
Luminor Logo
  • Internet bank
  • LT
  • Daily

    Daily

    • Become a Customer
    • Payment Cards and Banking Packages
    • Luminor for Kids
    • Luminor for Youth
    • Internet Bank
    • Mobile Bank
    • Payments
    • Insurance
    • Smart‑ID
    • Calculators
    • Customers about us
  • Savings and Investments

    Savings and Investments

    • Term Deposit
    • Interest rates for deposits
    • Savings Account
    • Accumulative Deposit
    • My Saving Goals
    • E‑Piggy
    • Luminor Investor
    • Grow Your Wealth
    • Pension
    • Investments
    • Investment account
    • Primary Placements
  • Loans and Leasing

    Loans and Leasing

    • Housing Loan
    • Housing Loan Refinancing
    • Idea Loan
    • Loan for land acquisition
    • Consumer Loan
    • Luminor Loan for Sustainable Future Homes
    • Green Car Loan
    • Car Loan
    • Car Leasing
  • Business
  • Internet bank

    Internet bank

    • Luminor Internet bank
    • LT
    • Become a customer
    • About us
      • Luminor story
      • Governance
      • Management
      • Processing of Personal Data
      • Money laundering prevention, international sanctions
      • For financial institutions
      • Financial Reports
      • Economic insights
      • Corporate social responsibility
      • Investor relations
    • News
    • Internet Bank
      • Luminor Internet bank
      • Luminor Bridge
    • Bank Network & ATMs
    • Pricelist
      • Private customers
      • Business customers
    • Terms & Conditions
    • Currency rates
    • Private Banking
    • Complaints and feedback
    • Career
    • Open Banking
  • Luminor Internet bank
Bank network
Contacts
 Customer Support

Sustainability‑related disclosures

Luminor investiciju valdymas UAB

The Luminor Group's Sustainability Policy (summary and guiding principles are outlined here) sets out the Luminor Group's commitment to ensuring that the Group's companies operate in a responsible, sustainable, and caring manner. The Luminor Sustainability Policy includes a description of key principles of sustainability (ESG) – environmental, social responsibility, and corporate governance – which we, as a Luminor Group company, follow in our business activities, decision making process and relationships with our stakeholders. Luminor is determined to integrate ESG‑related considerations and analyze ESG‑related risks while implementing Luminor’s business model, risk management framework, investment decisions, and financing activities. One of Luminor's strategic priorities is to be committed to sustainable growth and implementation of ESG targets.

To promote sustainable development, Luminor prioritizes three UN Sustainable Development Goals (SDG1):

  • Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all (SDG 8);
  • Take urgent action to combat climate change and its impacts (SDG 13);
  • Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable, and inclusive institutions at all levels (SDG 16).

To implement the Luminor Group’s commitments, we also include sustainability‑related aspects in our operations – we support such approach and operate within the framework of this business concept.

Our goal is to provide a competitive 2nd and 3rd pillar pension fund offering to clients – to protect and grow clients' savings in the long term. That requires sustainable economic, environmental, and social development. Therefore, we consider sustainability risks and adverse impacts on sustainability in our investment process, as well as constantly improve the process of integrating sustainability risks. Such approach contributes to reducing the impact of long‑term risks in portfolios of our pension funds, facilitating the achievement of their objectives.

Luminor investicijų valdymas offers both SFDR Article 62 pension funds and SFDR Article 8 pension fund Tvari ateitis index, which promotes environmental or social characteristics, or combination of these characteristics.


1SDG – UN Sustainable Development Goals. Source: sdgs.un.org
2SFDR Article 6 pension fund – a pension fund which complies with the requirements of Article 6 of Regulation (EU) 2019/2088 of the European Parliament and of the Council of 27 November 2019 on sustainability‑related disclosures in the financial services sector, does not have a sustainable investment objective or an objective of promoting environmental/social characteristics included in the investment policy.

Sustainability‑related disclosures

Luminor Investiciju valdymas sustainability-related disclosures

 Summary of the Sustainable Investment Due Diligence policies
 Information on how remuneration policy is consistent with the integration of sustainability risks 

Statements on principal adverse impacts of investment decisions on sustainability factors:
 Principal Adverse Sustainability Impacts Statement (2021 05 24)
 Principal Adverse Sustainability Impacts Statement (2021 12 30)
 Principal Adverse Sustainability Impacts Statement (2023 06 30), v. 1.0
 Principal Adverse Sustainability Impacts Statement (2024 06 28)

Pension funds sustainability-related disclosures

Luminor Tvari ateitis index pension fund
 „Luminor tvari ateitis index" fund sustainability-related disclosure (in accordance with Article 10 of Regulation (EU) 2019/2088)
 Pre-contractual disclosure for the financial products (referred to in Article 8, paragraphs 1, 2 and 2a, of Regulation (EU) 2019/2088 and Article 6, first paragraph, of Regulation (EU) 2020/852)

Information on other Luminor investiciju valdymas pension funds
 Transparency of investments underlying pension funds 

Notices on changes in sustainability-related disclosures

 Notice on changes 2024 12 31

  • Private banking
  • Terms & Conditions
  • Contacts
  • FAQ
  • Calculators
  • Private Customer Price List
  • Business Price List
  • Fraud prevention
  • Complaints and feedback
  • Speak Up
  • Marketing Consents
  • Code of Conduct
  • Sustainability
  • Accessibility
  • Cookies
  • Important for US Persons
  • Money laundering prevention, international sanctions

Contact us: +370 5 239 3444
Luminor Customer Service working hours:
For private customers: I‑V 8:00‑20:00, VI 9:00‑16:00
For business customers: I‑V 8:00‑18:00
Card blocking 24/7/365

Calls are charged according to your phone carrier applicable rate or payment plan.

© 2025. Luminor Bank AS