How it works
Your purchase is insured as soon as you buy the insurance-eligible item with your Luminor Black card. Make sure to save the receipt or invoice for your purchase – you will need it as proof!
Your item will be insured 180 days from the date of purchase, provided that your Luminor Black card is active throughout the period. If your card is blocked or disabled during the 180-day period after the purchase, the insurance coverage will be ended.
If you or an immediate family member have an accident with the insurance-eligible item, you’ll receive compensation for repair or replacement.
The insurance does not cover all purchases. Please check the list of insured events provided in the Purchase insurance terms and conditions.
