We have adjusted the names of the products and services on the price list, simplified the structure of the price list, partially amended the pricing of services and removed from the price list all of the products and services that we no longer offer.
For a comparison of current and future prices, see table below.
Our full pricelist is available here.
| Product name in price list | Fee and name currently | Fee and name starting from 2019 10 01 |
|---|---|---|
| Visa payment cards Other card fees and services |
EUR 30 Granting of a non-standard limit on ATM cash withdrawal and payments for goods / services* |
EUR 10 Changing card standard cash-out or purchase limits in physical or remote customer service centres* |
| Visa credit cards Card issuance / renewal |
EUR 6 Card sending by mail abroad |
EUR 10 The title of the fee doesn’t change |
| Visa Debit Card issuance / renewal |
EUR 0.70 per month Card maintenance fee |
EUR 1 per month The title of the fee doesn’t change |
| Visa Electron UP (From 2016 11 01 are not issued) Card issuance / renewal |
EUR 0.70 per month Card maintenance fee |
EUR 1 per month The title of the fee doesn’t change |
| Visa Electron (From 2015 10 15 are not issued) Card issuance / renewal |
EUR 0.70 per month Card maintenance fee |
EUR 1 per month The title of the fee doesn’t change |
| Priority pass Card issuance/renewal |
EUR 15 Card issuance fee |
No change in fee Fee name change: Card issuance fee* *The fee does not apply to Infinite card holders. |
| Product name in price list | Fee and name currently | Fee and name starting from 2019 10 01 |
|---|---|---|
| Active package | EUR 3.50 per month Package monthly fee |
EUR 3.65 per month The title of the fee doesn’t change |
| Product name in price list | Fee and name currently | Fee and name starting from 2019 10 01 |
|---|---|---|
| Account maintenance Bank statements |
EUR 6 Opened / closed accounts and their balances (for each year)* |
EUR 10 Standard references: opened / closed accounts and their balances in Customer service centres or the Internet Bank |
| Product name in price list | Fee and name currently | Fee and name starting from 2019 10 01 |
|---|---|---|
| Interest rates Saving deposit |
Saving deposit | Saving account – all related fee names and texts to be changed accordingly |
| Investment and ancillary services Other services |
- | EUR 20 + external costs Issuing documents which allow customer to participate in AGM / EGM |
| Investment and ancillary services Other services |
- | EUR 20 + external costs Instructing custodian banks about voluntary corporate actions based on customer instruction |
| Investment and ancillary services Other services |
- | Price based on individual agreement Other services related to corporate actions |
| Investment and ancillary services Quarterly custody fee |
0.02% of the amount (min. EUR 1) Securities with ISIN codes starting with LV, EE, FI, US, GB, IE, DE, AT, FR, ES, BE, NL, LU, NO, SE, DK, EU, XS |
0.04% of the amount (min. EUR 1) Securities with ISIN codes starting with US, GB, IE, DE, AT, FR, ES, BE, NL, LU, NO, SE, DK, EU |
| Investment and ancillary services Quarterly custody fee |
0.02% of the amount (min. EUR 1) Securities with ISIN code starting with LT |
No change in fee Securities with ISIN code starting with EE, LV, LT |
| Investment and ancillary services Other services |
- | 0.025% of the amount (min. EUR 1) Securities with ISIN code starting with XS |
| Investment and ancillary services Equity trading on Baltic exchanges |
0.19% of the amount (min. EUR 20) Equity trading on Baltic exchanges by phone |
- |
| Product name in price list | Fee and name currently | Fee and name starting from 2019 10 01 |
|---|---|---|
| Internet bank |
Free of charge Unlocking of a login code (password) generator |
EUR 5 Unblocking of Code calculator in the branch |
| Internet bank Internet bank maintenance (when account no. begins with LTXX40100) |
Free of charge Issuing of internet bank login tool*** ***Usage of code cards is not available from 2019 09 01. |
- |
| Internet bank Internet bank maintenance (when account no. begins with LTXX21400) |
Footnote: A login code (password) generator can be unlocked three times. If the generator is blocked for the fourth time, it can no longer be unlocked. To use the generator again, you will need to purchase a new one for the price shown in the price list. | Footnote: A code calculator can be unlocked three times. If the calculator is blocked for the fourth time, it can no longer be unlocked. To use the calculator again, you will need to purchase a new one for the price shown in the price list. |
| Internet bank Internet bank (when account no. starts with LTXX40100) |
EUR 15 Issuance or replacement of a pin calculator* |
No change in fee Code calculator issuance or replacement |
| Product name in price list | Fee and name currently | Fee and name starting from 2019 10 01 |
|---|---|---|
| Consumer loans |
1% of the loan amount, but not less than EUR 30 Fee for drafting and completion of loan documents* |
1.5% of loan amount, min EUR 60 Agreement fee |
| Consumer loans | EUR 60 Loan agreement amendment fee |
EUR 50 Change of loan monthly payment date |
| Credit limit | EUR 7.24 The fee for the increased credit limit |
EUR 10 The title of the fee doesn’t change |
| Overdraft |
1% from loan amount, but not less than EUR 20 Amendments fee |
EUR 30 Agreement amendment fee |
| Mortgage loans | Mortgage loan | Housing loan – all related fee names and texts to be changed accordingly |
| Mortgage loans | 0.50% of the loan amount, but not less than EUR 150 Loan agreement fee |
0.50% of loan amount or additionally disbursable amount, min. EUR 200 Agreement fee |
| Mortgage loans | 0.50% of the loan amount, but not less than EUR 150 Loan agreement amendment fee |
EUR 200 Agreement amendment fee* *For example, changes in payment schedule, collateral composition, loan issuance conditions, loan currency etc. |
| Mortgage loans and Loan with collateral |
- | EUR 50 Change of loan monthly repayment date or loan repayment account |
| Mortgage loans and Loan with collateral |
The fee is calculated according to the formula* Compensation of bank's losses occurred due to early loan repayment and This fee is calculated in accordance with the credit agreement. Bank losses (if any compensation for losses is provided in the agreement) shall be calculated according to the formula *If in the credit agreement another fee has been set |
The fee (compensation of Bank's losses occurred due to early credit repayment) is calculated according to the formula.* *If in loan agreement fee value has been set, it is calculated in accordance with credit agreement Early loan repayment if interest rate is fixed for longer than 12-month term |
| Mortgage loans | 0.4% of unused part of the loan Commitment fee if the loan interest rate is floating and the purpose of the loan is to purchase and/or fit-out Housing and 1% of unused part of the loan Commitment fee in case the interest rate is floating and the purpose of the loan is construction or reconstruction of Housing and 1% of unused part of the loan Commitment fee in case the interest rate is variable and the purpose of the loan is purchasing of a land plot and construction of a residential house and 2.5% of unused part of the loan Commitment fee if the loan interest rate is fixed for longer than 12-month term |
0.6% of unused part of the loan per year Commitment fee if loan disbursment exceeds 2 calendar months period from loan agreement sign-off date |
| Mortgage loans and Loan with collateral and "Home flex" loan |
EUR 30 The fee for the issue of permits / approvals related to the pledged property |
EUR 35 Bank’s consent related to the property pledged to the Bank |
| Mortgage loans and Loan with collateral |
- | EUR 100 Fee for "Rent to Buy" guarantee note |
| Loan with collateral | Loan with collateral | Idea loan – all related fee names and texts to be changed accordingly |
| Loan with collateral | 0.6% of the loan amount, but not less than EUR 220 Fee for drafting and completion of credit documents |
0.5% of loan amount or additionally disbursable amount, min. EUR 200.00 Agreement fee |
| Loan with collateral | 0.6% of the loan amount, but not less than EUR 220 Fee for Private Credit agreement amendment* |
EUR 200 Agreement amendment fee* *For example, changes in payment schedule, collateral composition, loan issuance conditions, loan currency etc. |
| Loan with collateral | 0.5% of unused part of the credit If the credit interest rate is floating and 2.5% of unused part of the credit If the loan interest rate is fixed for longer than 12-month term |
0.6% of unused part of the loan per year Commitment fee if loan disbursment exceeds 2 calendar months period from loan agreement sign-off date |
| "Home flex" loan |
EUR 140 Amendment fee |
EUR 200 Agreement amendment fee |
| Product name in price list | Fee and name currently | Fee and name starting from 2019 10 01 |
|---|---|---|
| Personal insurance |
EUR 10 annual cost Personal insurance, when account no. begins with LTXX40100 |
- |
| Personal insurance | EUR 27 annual cost Family insurance, when account no. begins with LTXX40100 |
- |
| Product name in price list | Fee and name currently | Fee and name starting from 2019 10 01 |
|---|---|---|
| II Pillar Pension Funds |
All fees for II Pillar Pension Funds | - |
| III Pillar Pension Funds Contribution fees |
≥ EUR 1 000 000 – 0.5% EUR 10 000–99 999.99 – 0.7% EUR 1 500–9 999.99 – 1% EUR 250–1 499.99 – 1.5% < EUR 250 – 2% Luminor pensija 1 plius, Luminor pensija 2 plius, Luminor pensija 3 plius and ≥ EUR 1 000 000 – 0.5% EUR 10 000–99 999.99 – 0.7% EUR 1 500–9 999.99 – 1% EUR 250–1 499.99 – 1% < EUR 250 – 1% Luminor pensija darbuotojui 1 plius, Luminor pensija darbuotojui 2 plius |
≥ EUR 100 – 1% < EUR 100 – 2% Luminor pensija 1 plius, Luminor pensija 2 plius, Luminor pensija 3 plius and 1% Luminor pensija darbuotojui 1 plius, Luminor pensija darbuotojui 2 plius |
| III Pillar Pension Funds Asset management fee |
1% Luminor pensija 2 plius, Luminor pensija 3 plius, Luminor pensija darbuotojui 1 plius, Luminor pensija darbuotojui 2 plius |
- |
| III Pillar Pension Funds Asset management fee |
0.65% Luminor pensija 1 plius |
- |
| III Pillar Pension Funds Other fees |
0.07% Depository fee |
- |