| Fee | |
|---|---|
| Fee for drafting and completion of credit documents | Fee 0.6 % of the loan amount, but not less than EUR 217.22 |
| Fee for Private Credit agreement amendment* | Fee 0.6 % of the loan amount, but not less than EUR 231.70 |
*If interest rate of the credit is fixed and period of a fixed rate expires because of credit agreement amendment, an additional fee is applied and this fee is the same as the fee for early repayment of the loans with a fixed interest rate (see "Early repayment fee"). In such cases, fee is calculated for outstanding amount of the loan, for which the agreement conditions are amended.
Fixed interest rate validity period shall be considered terminated if:
- fixed interest rate is being changed from to floating interest rate;
- fixed interest rate is being lowered;
- Credit currency changes;
- Fixed interest rate period is being shortened;
- Loan amount set in agreemenet is being reduced (or not whole loan amount has been utilized).
| Fee | |
|---|---|
| If early repayment occurs on March 1st or September 1st. | Fee free of charge |
| Repayment of loan of its part | Fee 1% of loan amount being repaid early |
| If in the credit agreement another fee has been set | Fee Fee set in the credit agreement |
| Fee | |
|---|---|
| Compensation of bank's locces occurred due to early loan repayment | Fee The fee is calculated according to the formula* |
| If in the credit agreement another fee has been set | Fee This fee is calculated in accordance with the credit agreement. Bank losses (if any compensation for losses is provided in the agreement) shall be calculated according to the formula *. |
*The fee is calculated by the Bank losses due to early repayment.
The fee is calculated according to the formula: I = (ratio K * P),
where I – early repaument fee;
P – loan amount being repaid early;
Ratio K – value calculated by the bank which depends on the financial market interest rates change, the rest of the period to a fixed rate expiry of the credit agreement and the final repayment date.
Ratio K can be calculated using dedicated calculator on Bank's website.
| Fee | |
|---|---|
| If the credit interest rate is floating | Fee 0.5 % of unused part of the credit |
| If the credit interest rate is fixed | Fee 2.5 % of unused part of the credit |
| Fee | |
|---|---|
| The note for re-pledge assets to another credit institution | Fee EUR 150 |
| The fee for the issue of permits / approvals related to the pledged property | Fee EUR 14.48 |
| Additional fee for the note on customer's request, issued during not more than 3 working days | Fee EUR 10 |
Notes being issued during period up to 10 days.