| Fee |
|---|
|
Fee for drafting and completion of loan documents
|
Fee
1% of the loan amount, but not less than EUR 24.63
|
|
Fee for drafting and completion of loan documents, if loan has ERGO Skėtis insurance
|
Fee
0.5 % of the loan amount, but not less than EUR 21.72
|
|
ERGO Skėtis insurance payment
|
Fee
Applied individually
|
To sign a consumer loan agreement you need to have a payment account with DNB bank. You can open a payment account separately. Information on charges and commission fee related to the opening and use of the payment account is available here.
The total cost of consumer credit APR calculating example:
If you receive a 3 000 EUR loan over a 5 year period, the total amount of your payment is EUR 3933.08, monthly payment – EUR 65.31, and the total annual percentage rate - 11.70 %.
These calculations are carried out under the following assumptions:
annual interest rate – 8 %, the loan is repaid with annuity method, the credit agreement fee is 30 EUR, minimal bank servicing fee – EUR 0,80 /month.
