Become a Customer

It’s the perfect time to join Luminor

Don't miss out on special offers

Youth card
Luminor Black – the ultimate card for your lifestyle!

Get Black card and enjoy the convenience of a payment card with the perks of a credit card – all with no mandatory credit limit. Get travel and purchase insurance*, ensuring peace of mind on all your adventures. Plus, unlock 20 % off at Caif Café coffee shops and 20 % off at Sportland online store for all your favorite sportswear.

Learn more

Luminor Black
Only EUR 5.50 per month

Enjoy the unlimited euro transfers, accounts and card with travel and purchase insurance*. Contactless card bound to become your everyday essential.

Learn more

Grow Your Wealth
Free tips how to take your finances to the next level

Find out how to choose the right savings and investments solutions to grow your wealth and cover your personal goals.

Learn more

Luminor Plus Club
Discounts from our partners

Are you a Luminor cardholder? Join the Luminor Plus Club and enjoy discounts on products and services from popular brands.

Learn more

*Luminor travel insurance is provided by ADB “Compensa Vienna Insurance Group”, reg. code 304080146, Ukmergės g. 280, 06115 Vilnius. Purchase insurance terms and conditions. Travel insurance terms and conditions.

Join Luminor remotely

Online with photo self-service

24/7 – processed within 1 business day

Video call with a consultant

Business days from 9:00 till 18:00

For persons over the age of 18, you’ll need:
♦ valid passport, ID card of the Republic of Lithuania, or permanent/temporary permission to live in the Republic of Lithuania
♦ Qualified Smart‑ID or Mobile Signature

Apply in person
If you don’t have a passport or ID issued in Lithuania or don’t have an electronic signature, or would prefer to apply in person, please book an appointment or reach out to us by phone +370 5 239 3444.

Foreign citizens have to submit one of the following documents.

Join Luminor Plus club and take advantages of special offers from Luminor partners!

- 60 partners offering more than 90 discounts.
- Discounts are available to all Luminor card holders.
- Luminor Black card holders get Delfi Plius subscription for free until the end of 2025.

Become a club member

Customers value our efforts

Everything went smoothly, questions were answered quickly. I have already recommended it to a friend because the benefits are good.

Customer, 25 years old

Useful links

Pricelist
General Rules on the Provision of Services
Payment Service Rules
On Establishing of a Customer's Status for Tax Purposes
Information regarding bank’s target customer
Basic Payment Account Service
Account Switch Service
FAQ
Banking packages
Your rights when making payments in Europe
Private Person Questionnaire
Application to redirect salary payment to Luminor

Accounts valued up to EUR 100,000 are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the terms and conditions of the Republic of Estonia’s law on deposit insurance and insurance of liabilities to investors. Terms of the insurance. When opening a bank account and where necessary, please complete the private person’s questionnaire and confirm your financial status.