All deposits can be terminated:

• in the internet bank (login to the internet bank, click on Saving and investment and go to My deposits, mark the contract you wish to terminate, and click on Terminate button;
• by calling us +370 5 239 3444
• by paying a visit to the closest customer service center (book an appointment in advance by calling +370 5 239 3444).

More information about the Accumulative deposit conditions can be found here.

If you prefer to not extend the validity of a deposit automatically upon the end of its term, you have to choose one of the following:

• access internet bank and in the top section next to your name choose: New letter and in the Letter type row choose Free form application. In this letter you should provide the number of the deposit agreement and request a cancellation of automatic extension status. Confirm the letter with a code generator, mobile signature or Smart‑ID, and send it;
• you can contact us by calling +370 5 239 3444;
• you can pay a visit to the closest customer service center (book an appointment in advance by calling +370 5 239 3444).

Automatically extended deposits bear the interest rate valid on the date of the extension of the deposit. Deposit interest rates can be found here.

You may conclude or supplement a deposit contract on Internet bank every day from 00:01 a.m. to 10:00 p.m.

Yes, the deposits up to the value of EUR 100,000 are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the terms and conditions of the Republic of Estonia’s law on deposit insurance and insurance of liabilities to investors.

More information about Terms and conditions of insurance can be found here.

Usually, the money is returned immediately, but no later than within 7 working days after submitting your request.

If you decide to terminate a term deposit before maturity, the entire deposit amount will be returned to your current account; however, the interest will not be paid.