Luminor tvari ateitis index is a high-risk fund with up to 100 percent assets can be invested in stock markets. The global direction of the equities has been chosen, the long-term return of which is more stable compared to the return of funds established on a sectoral or regional basis. Designed for participants who seek potentially higher returns over the long term and accept large fluctuations in value. More suitable for younger and middle-aged accumulators.
Pension Fund Depository - Luminor Bank AS, legal entity code 11315936, registration address Liivalaia tn 45, Tallinn 10145, Republic of Estonia, acting through the Lithuanian branch of Luminor Bank AS, legal entity code 304870069, registered office address Konstitucijos ave. 21A, 08105, Vilnius, Republic of Lithuania.
From 2023 April 1st
The benchmark index consists of the MSCI index basket:
- 85 % – MSCI WORLD SRI Filtered PAB Index;
- 15 % – MSCI EM SRI Filtered PAB Index.*
Until 2023 March 31st
The benchmark index consists of the MSCI index basket:
- 75 % – MSCI WORLD SRI Filtered PAB Index;
- 25 % – MSCI EM SRI Filtered PAB Index.*
The composition and weights of the benchmark are selected to reflect the target asset classes and their geographical composition, as well as the risk and return characteristics specified in the fund's investment strategy.
Luminor Investicijų Valdymas, UAB calculates the return of a composite benchmark using end-of-day benchmark values derived from MSCI (MSCI data). For the avoidance of doubt, MSCI is not a standard “administrator” or “contributor”, “compiler” or “supervised provider” of a composite benchmark, and MSCI data is not considered a “presentation” or “submission” of a composite benchmark return as defined in may be defined in any rules, laws, regulations, legal acts or international standards. The MSCI data is provided "as is" without warranty of any kind, either express or implied, and no copy or distribution is permitted. MSCI makes no representations as to the appropriateness of any investment or strategy and does not endorse, distribute, publish, sell or otherwise recommend or promote any investment strategy, including financial products or strategies, based on or containing MSCI data, models, analytical and other materials or information. MSCI data models, analytical and other material or information are monitored or otherwise used.
*On 1st of March 2022 MSCI Inc. changed MSCI World SRI Filtered ex Fossil Fuels Index name to MSCI WORLD SRI Filtered PAB Index, and MSCI EM SRI Filtered ex Fossil Fuels Index name to MSCI EM SRI Filtered PAB Index
Supplementary pension contribution is a pension contribution of a chosen amount that you or your employer can pay. Pay this contribution to your retirement savings account and take care of your future now.
How to pay an additional pension contribution?
- make a transfer to the bank account of the pension fund in which the person accumulates a pension. Each pension fund has a different bank account;
- indicate the name of the pension fund in the field of the beneficiary;
- in the purpose of the payment, indicate the number or personal identification code of the person for whom you are making a contribution;
- if the contribution is paid by the employer, select "company code" in the payer's identification field and enter it.
IMPORTANT! Only after correct information and making a transfer to the correct bank account of the pension fund will we be able to assign additional pension contributions to the accumulator in a timely manner. If we are unable to identify the additional pension contribution paid, we will refund it to the payer.
Bank accounts of pension funds
