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Idea loan calculator

Idea Loan Calculator

EUR
EUR
%
%
years
Re-payment type

Your estimated monthly payment:

EUR
?

Your monthly loan payment consisting of principal and interest paymentTap to close

View estimated payment schedule

Representative example:

Loan amount
EUR
Total interest paid
?

Total sum of interest payments paid during the loan period and calculated based on the annual interest rate.Tap to close

EUR
Agreement fee
EUR
Account maintenance fee
?

The account maintenance fee is EUR 1.30 per monthTap to close

EUR
Mortgage registration fee
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Land registry state fee payable to the state for mortgage registrationTap to close

EUR
Total payment sum
?

Total payment sum means the loan amount and the total cost of the loan (all the costs, including interest, fees and other costs which you are required to pay in connection with the loan agreement and which are known to the creditor, except for notarial costs, insurance, property valuation fee, registration fees for the transfer of ownership of the immovable property and any charges for non-compliance with the loan agreement)Tap to close

EUR
Annual variable interest rate (2.5% + 6‑month Euribor)
?

A current variable 6-month Euribor rate is used in the calculation. The fixed part of the rate is indicated for information only and may vary from case to case. Tap to close

%
Annual percentage rate (APR)
?

Annual percentage rate shows the total cost of the loan, expressed as an annual percentage of the total amount of the loan. The calculation takes into account all known costs, including interest costs, fees and other costs related to the loan, which you need to pay. Annual percentage rate allows you to objectively compare different loan offersTap to close

%
View estimated payment schedule
The displayed result is informative and based on the approximate calculation.

Important: Pledged collateral must be insured. Notary fees, real estate evaluation and insurance costs are not known to the bank and therefore are not included in the annual percentage rate of charge. Your loan is guaranteed against your home. Your home may be repossessed if you do not keep up with repayments.

If a credit agreement is concluded in foreign currency, i.e. a credit is granted to a customer in a currency other than their income or the assets from which the credit is to be repaid, or in a currency other than that of the customer’s state of residence (the EU Member State), the change of the foreign currency compared to euro may significantly increase the amount of the credit and monthly payments.

Euribor (European Interbank Offered Rate) – the interbank interest rate, which is being published by EMMI (European Money Markets Institute), at which banks in the eurozone lend funds in euros to other banks.

This loan is for
EUR
EUR
EUR
LuminorLuminorLuminor

: EUR

: EUR

The displayed result is informative and based on the approximate calculation.
The pledged property must be insured. Notary fees, property valuation and insurance costs are not known to the bank and are therefore not included in the annual percentage rate of charge. The fulfillment of obligations under the loan agreement will be secured by a real estate mortgage. If you pledge the property and default on your obligations under the loan agreement, you may lose ownership of the property.

Your maximum loan amount:
EUR
?

The displayed result is informative and based on the approximate calculation.Tap to close

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.
The pledged property must be insured. Notary fees, property valuation and insurance costs are not known to the bank and are therefore not included in the annual percentage rate of charge. The fulfillment of obligations under the loan agreement will be secured by a real estate mortgage. If you pledge the property and default on your obligations under the loan agreement, you may lose ownership of the property.

Estimated payment schedule

Payment No.InstallmentInterest amountLoan repayment amountLoan balance