| Payments received from the Single Euro Payments Area member states in Euros (1) | Free |
| Additional fee for payment made to/from high-risk countries (2) | €20 |
| Incoming SHA/BEN (SHAR/CRED) payments (3) | €10 |
| Incoming OUR (DEBT) payments (4) | Free |
(1) Payments from Single Euro Payments Area member states and compliant with SEPA requirements. Full list of countries can be found on the European Central Banks' webpage.
(2) List of countries: Armenia, Azerbaijan, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Serbia, Tajikistan, Turkey, Turkmenistan, United Arab Emirates, Uzbekistan.
(3) The fee applies to incoming payments with option SHA/BEN (SHAR/CRED) received via SWIFT in all currencies from outside EEA and in any other currency than Euro if a payment is received from within EEA.
BEN (CRED)– all fees are applied to the beneficiary.
SHA (SHAR) – the beneficiary pays fees of Luminor Bank and intermediary banks. Intermediary bank fees are deducted from the transferred amount.
(4) OUR (DEBT) (all fees for payer) – when a payment is sent with the charge type OUR (DEBT), all fees by the beneficiary’s bank and/or by the correspondent banks will be covered by the payer.
However, the Bank shall not be held liable if the beneficiary does not receive the full payment amount due to other reasons beyond the Bank's control (additional charges may be deducted by correspondent/ intermediary banks from the transferred amount).
Terms for payments in Euros are available here.
More information about Payments can be found here.