The changes in our current pricelist are being made in order to clarify the terms and prices, to ensure better pricelist structure, as well as to unify the prices of services and products in the Baltic States.
The full version of the new prie list is available here.
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Visa Business Electron (No longer issued from 01 04 2020) | Footnotes: When account no. starts with LTXX40100: |
- |
| Visa Business Electron (No longer issued from 01 04 2020) | 0.5% (at least EUR 0.60) Cash withdrawal at Luminor ATMs in Baltic countries and SEB ATMs in Lithuania |
0.5%, min. EUR 1 No change in fee name |
| Visa Business Electron (No longer issued from 01 04 2020) | 2% (at least EUR 3) Cash withdrawal at other bank‘s ATMs |
2%, min. EUR 3,50 No change in fee name |
| Visa Business Electron (No longer issued from 01 04 2020) | 0.4%, (at least EUR 0.80) Cash withdrawal within the network of the bank's partners* via POS |
0.5%, min. EUR 1 No change in fee name |
| Visa Business Electron (No longer issued from 01 04 2020) Transaction limits |
- | |
| Visa Business Debit | Footnotes: When account no. starts with LTXX40100: |
- |
| Visa Business Debit | 0.5% (at least EUR 0.60) Cash withdrawal at Luminor ATMs in Baltic countries and SEB ATMs in Lithuania |
0.5%, min. EUR 1 No change in fee name |
| Visa Business Debit | 2% (at least EUR 3) Cash withdrawal at other bank‘s ATMs |
2%, min. EUR 3,50 No change in fee name |
| Visa Business Debit | 0.4%, (at least EUR 0.80) Cash withdrawal within the network of the bank's partners* via POS |
0.5%, min. EUR 1 No change in fee name |
| Visa Business Debit Transaction limits |
- | |
| Visa Business | Footnotes: When account no. starts with LTXX40100: |
- |
| Visa Business | 2% (at least EUR 1) Cash withdrawal at Luminor ATMs in Baltic countries and SEB ATMs in Lithuania |
2%, min. EUR 3,50 No change in fee name |
| Visa Business | 2% (at least EUR 3) Cash withdrawal at other bank‘s ATM‘s |
2%, min. EUR 3,50 No change in fee name |
| Visa Business | 0.4%, (at least EUR 0.80) Cash withdrawal within the network of the bank's partners* via POS |
2%, min. EUR 3,50 No change in fee name |
| Visa Business Transaction limits |
- | |
| Mastercard Business | - | |
| Mastercard Business Debit | - | |
| Mastercard Business Debit without travel insurance | - |
| Product name in price list | Fee and name currently | Fee and name starting from 2020.09.01 |
|---|---|---|
| Business Packages Business package S |
EUR 5 per month Fee |
EUR 6 Monthly fee |
| All Business Packages | Unlimited Accounts (no minimum account fee) |
Free Unlimited number of current accounts |
| All Business Packages | + Administration of funds (Eur) credited* Footnotes: When account number starts with LTXX40100: *Transfers in euros within bank; transfers in euros received from customers of Luminor bank's partners* (when beneficiary's account no. starts with LTXX40100); from other |
- |
| All Business Packages | + Access code (password) generator (if you don't yet own one) |
- |
| All Business Packages | - | Free Smart-ID |
| All Business Packages | - | Free Unlimited number of Internet bank users |
| All Business Packages | Euro transfers Via Internet banking** Footnotes: **Transfer to other beneficiary’s account within bank; transfer within bank from your account, which starts with LT40100 to your account , which starts with LTXX21400; transfer to EEA countries (SEPA); one-time payment of einvoice; payment for services; to beneficiary’s account against payment order for goods / services given via ecommerce system within bank; standing order payments to other beneficiary’s account within bank; standing order payments to beneficiary’s account at other banks registered in Lithuania. Monthly Business Package fee is charged from your selected account within the first 5 (five) workdays of the current month. |
Euro payments to Luminor Lithuania and other banks (1) Footnotes: Monthly Business Package fee is charged from your selected account within the first 5 (five) workdays of the current month. (1) Payments to other's accounts within Luminor Lithuania; payments to Single Euro Payments Area member states; one-time payment of e-invoice; payment for services; to beneficiary’s account against payment order for goods / services given via e-commerce system within bank; standing order payments to other beneficiary’s account within bank; standing order payments to beneficiary’s account at other banks registered in Lithuania. |
| All Business Packages | Footnotes: When account number starts with LTXX21400: * Transfers in euros within bank; transfers in euros received from customers of Luminor bank's partners* (when beneficiary's account no. starts with LTXX40100); from other service providers EEA countries. **Transfer to other beneficiary’s account within bank; transfer within bank from your account, which starts with LTXX21400 to your account, which starts with LTXX40100; transfer to EEA countries (SEPA); one-time payment of einvoice; payment for services; to beneficiary’s account against payment order for goods/services given via ecommerce system within bank; standing order payments to other beneficiary’s account within bank; standing order payments to beneficiary’s account at other banks registered in Lithuania. Note. If you use account numbers starting with LTXX21400 and LTXX40100 and wish to have the service package conditions activated to account numbers with a different beginning, you need to order a service package individually for each such account with a different beginning. The package fee is charged for each service package. |
- |
| Business Packages Business package XL |
- | |
| Business Packages Business package VITAMINAI STARTUI® |
- |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Accounts Account opening |
Free Account opening Footnotes: - |
No change in fee Lithuanian residents Footnotes: |
| Accounts Account opening |
EUR 200 Account opening for nonresidents* Footnotes: *The fee is charged to legal entities who are not registered with the Register of Legal Entities of the Republic of Lithuania and paid before making verification and a decision to enter into a business relationship. |
Upon individual agreement, min. EUR 1000 Non-Lithuanian residents Footnotes: - |
| Accounts Account opening |
EUR 100 Account opening for Luminor Group customer non-EU resident** Footnotes: **Luminor group banks: Luminor Bank AS, Latvia Branch (BIC: RIKOLV2X, NDEALV2X); Luminor Bank AS, Estonia (BIC: RIKOEE22, NDEAEE2X). |
No change in fee Luminor Group customer, non-Lithuanian resident (2) Footnotes: (2) Luminor group banks: Luminor Bank AS, Latvia Branch; Luminor Bank AS, Estonia. |
| Accounts Account opening |
- | Upon individual agreement, min. EUR 1000 Initial inspection of documents submitted by electronic money institutions, payment institutions and banks/ trust account opening (2)(6) Footnotes: (2) Fees are paid upfront and are non-refundable. (6) The fee is applied only in case there is a request to open first trust account. |
| Accounts Account opening |
EUR 200 Verification of shareholder nonEU resident*** |
EUR 500 Verification of shareholder non-Lithuanian resident (1) (4) Foototes: (1) Fees are paid upfront and are non-refundable |
| Accounts Account opening |
According to the agreement, at least EUR 100 Account opening in Luminor group banks abroad** Footnotes: **Luminor group banks: Luminor Bank AS, Latvia Branch (BIC: RIKOLV2X, NDEALV2X); Luminor Bank AS, Estonia (BIC: RIKOEE22, NDEAEE2X). |
According to the agreement, at least EUR 300 Account opening in Luminor group banks abroad (3) (5) Footnotes: (3) Luminor group banks: Luminor Bank AS, Latvia; Luminor Bank AS, Estonia. (5) This service is only available to Luminor Bank AS Lithuania Branch customers |
| Accounts Account opening |
Free Ordering, activation and administration of service for incoming transfers with currency mismatch**** Footnotes: ****The service is available, when account no. starts with LTXX21400. |
- |
| Accounts Account maintenance |
EUR 2.40 per month Minimum account fee |
EUR 3 Account maintenance monthly fee |
| Accounts Account maintenance |
- | EUR 500 Trust account(s) monthly fee for electronic money institutions, payment institutions and banks (1) Footnote: (1) The fee is applied in addition to Account maintenance monthly fee. |
| Accounts Account maintenance |
Additional account management fee*: Footnotes: *The fee is calculated at the end of each calendar day, if all bank account numbers of a legal entity start the same way, i.e. LTXX40100... or i.e. LTXX21400..., and their total account balance exceeds the above indicated threshold for the same currency. The fee is calculated for the accounts starting the same way, i.e. LTXX40100... or i.e. LTXX21400..., by multiplying the total balance by the absolute value (i.e. module) of the respective amount indicated in the table. No fee is applied if the central bank interest rate in the respective currency becomes positive or zero (for financial institutions – if the central bank interest rate in the respective currency is equal to or exceeds 0.3%). The fee is debited from the account by the 10th day of the following calendar month. |
Additional account management fee (2): Footnotes: (2) The fee is calculated at the end of each calendar day, and their total account balance exceeds the above indicated threshold for the same currency. The fee is calculated for the accounts by multiplying the total balance by the absolute value (i.e. module) of the respective amount indicated in the table. No fee is applied if the central bank interest rate in the respective currency becomes positive or zero (for financial institutions – if the central bank interest rate in the respective currency is equal to or exceeds 0.3%). The fee is debited from the account by the 10th day of the following calendar month. |
| Accounts Account maintenance |
According to the agreement, at least 0.15% from the amount, at least EUR 300 Escrow accounts |
According to the agreement, at least 0.15% from the amount, at least EUR 1000 No change in fee name |
| Accounts Account maintenance |
At the Bank: EUR 15 Via Internet bank: Free Changing, appointing or removing a representative of company**** Footnotes: ****The fee is charged At the Bank’s branch in case of changing / appointing / cancelling the persons authorized to manage the bank account(-s). This fee is not charged in case of changing a legal entity’s executive officer or appointing a bankruptcy administrator. Service is free of charge when account no. starts with LTXX21400. |
No change in fee Changing, appointing or removing a representative of company (5) Footnotes: (5) The fee is charged At the Customer Service Center in case of changing / appointing / cancelling the persons authorized to manage the bank account(-s). This fee is not charged in case of changing a legal entity’s executive officer or appointing a bankruptcy administrator. |
| Accounts Bank statements |
At the Bank: EUR 5 per month, max. EUR 25 Via Internet bank: For up to 3 years period - free of charge, for more than 3 years period – EUR 10 per each request Issuing of account statements for period indicated by a customer |
At the Customer Service Center: EUR 5 per month Via Internet bank: No change in fee No change in fee name |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Outgoing payments in Euros Internal payments |
At the Bank: EUR 5 Via Internet bank: Free to one's own bank account within bank when the payer's and beneficiary's account no. follow the same pattern: both accounts start with LTXX40100 or LTXX21400 |
At Customer Service Center: EUR 5 via Digital channels: Free No change in fee To one's own account within Luminor Lithuania |
| Outgoing payments in Euros Internal payments |
At the Bank: EUR 5 Via Internet bank: EUR 0.29 to one's own bank account within bank when the payer's and beneficiary's account no. follow different patterns: one starts with LTXX21400, and the other with LTXX40100 |
- |
| Outgoing payments in Euros Internal payments |
At the Bank: EUR 5 Via Internet bank: EUR 0.29 to beneficiary’s account within bank |
At Customer Service Center: EUR 5 via Digital channels: EUR 0.29 To other's account within Luminor Lithuania |
| Payments Transfers in Euros |
At the Customer Service Center: - Via Digital Channels: EUR 0.29 to the beneficiary account based on a payment order for goods/ services given via e commerce system within bank |
- |
| Outgoing payments in Euros Payments to European countries |
At the Bank: EUR 5 Via Internet bank: EUR 0.40 Standard payment to EEA countries Footnotes:F - |
At the Customer Service Center: EUR 5 Via Digital Channels: EUR 0.40 Euro payments (1) Footnotes: (1) Payments to Single Euro Payments Area member states. Full list of countries can be found on the European Central Banks' webpage here. |
| Outgoing payments in Euros Payments to European countries |
At the Bank: N/A Via Internet bank: EUR 25 Extra urgent payment to EEA countries, when the payer's account no. begins with LTXX40100, and urgent payment to EEA countries, when the payer's account no. begins with LTXX21400 Footnotes: - |
At the Customer Service Center: N/A Via Digital Channels: EUR 25 Urgent Euro payments (2) Footnotes: (2) Urgent payments to EEA member states. The full list of countries can be found here. |
| Payments Transfers in Euros |
At the Bank: N/A Via Internet bank: EUR 25 Extra urgent payment, when the payer's account no. begins with LTXX40100 and the beneficiary's account no. begins with LTXX21400 |
- |
| Payments Transfers in Euros |
At the Bank: N/A Via Internet bank: EUR 25 Urgent payment, when the payer's account no. begins with LTXX21400 and the beneficiary's account no. begins with LTXX40100 |
- |
| Outgoing payments in other currencies Internal payments |
At the Bank: EUR 5 Via Internet bank: Free to one's own bank account within bank when the payer's and beneficiary's account no. follow the same pattern: both accounts start with LTXX40100 or LTXX21400 |
At the Customer Service Center: EUR 5 Via Digital Channels: Free To one's own account within Luminor Lithuania |
| Outgoing payments in other currencies Internal payments |
At the Bank: EUR 5 Via Internet bank: EUR 0.29 to other beneficiary's bank account within bank when the payer's and beneficiary's account no. follow the same pattern: both accounts start with LTXX40100 or LTXX21400 |
At the Customer Service Center: EUR 5 Via Digital Channels: EUR 0.29 To other's account within Luminor Lithuania |
| Outgoing payments in other currencies Internal payments |
At the Bank: N/A Via Internet bank: Fees applied for Transfer in other currency to other banks to one's own / other beneficiary's bank account within bank when the payer's and beneficiary's account no. follow different patterns: one starts with LTXX21400, and the other with LTXX40100 |
- |
| Payments Transfers in other currency within Luminor group banks and partner banks |
- | |
| Incoming payments | Free When funds are transferred in euros within bank |
- |
| Incoming payments | Free When funds are transferred in euros from Luminor Bank's partners* (when beneficiary's account no. starts with LTXX40100) Footnotes: *Luminor bank's partners: Luminor Bank AS, Latvija Branch (BIC: RIKOLV2X); Luminor Bank AS, Estija (BIC: RIKOEE22); DNB Bank ASA, Norway (BIC:DNBANOKK); DNB Bank ASA, SHANGHAI Branch, China (BIC: DNBACNSHXXX); DNB Bank ASA, FILIALE DEUTSCHLAND, Germany (BIC:DNBADEHXXXX); Bank DNB Polska S.A., Poland (BIC:MHBFPLPW); DNB Bank ASA, FILIAL AF DNB BANK ASA, NORGE, Denmark (BIC:DNBADKKXXXX); DNB Bank ASA, FILIAL FINLAND, Finland (BIC:DNBAFIHXXXX); DNB Bank ASA, LONDON Branch, United Kingdom (BIC:DNBAGB2LXXX); DNB Bank ASA, FILIAL SVERIGE, Sweden (BIC:DNBASESXXXX); DNB Bank ASA, SINGAPORE Branch, Singapore (BIC:DNBASGSGXXX); DNB Bank ASA, NEW YORK Branch, United States (BIC:DNBAUS33XXX); DNB LUXEMBOURG S.A., Luxembourg (BIC:UBNLLULLXXX); Norddeutsche Landesbank Girozentrale, Germany (BIC:NOLADE2H). The charges for transfers in euros between customers of the above-indicated banks are applied only if the payer is a customer of Luminor group bank or partner bank, and the precise beneficiary’s bank BIC and the beneficiary’s account number in IBAN format are indicated. |
- |
| Incoming payments | Free When funds are transferred in euros from EEA countries** Footnotes: **When comply with SEPA requirements, i.e. Luminor Bank AS Lithuanian Branch SWIFT (BIC) code(when account number starts with LTXX40100, BIC is AGBLLT2X, When account number starts with LTXX21400, BIC is NDEALT2X), the beneficiary’s account number is in IBAN format, and the payer and the beneficiary each pay the transfer charges (SHA). |
No change in fee Payments received from the Single Euro Payments Area member states in Euros (1) Footnotes: (1) Payments from Single Euro Payments Area member states and compliant with SEPA requirements. Full list of countries can be found on the European Central Banks' webpage. |
| Incoming payments | EUR 10 In other cases from payment service providers registered in EEA or in foreign countries. Footnotes: - |
No change in fee Incoming SHA payments (2) Footnotes: (2) SHA – the beneficiary pays fees of Luminor Bank and intermediary banks. Intermediary bank fees are deducted from the transferred amount. |
| Incoming payments | - | Free Incoming OUR payments (3) Footnotes: (3) OUR – no fees are applied by Luminor Bank. However, additional charges may be deducted by intermediary banks from the transferred amount. |
| Transfers in other currency Administration of credited funds |
Free In other currency within bank when the payer's and beneficiary's account no. follow the same pattern: both accounts start with LTXX40100 or LTXX21400 |
- |
| Transfers in other currency Administration of credited funds |
EUR 10 In other currency within bank when the payer's and beneficiary's account no. follow different patterns: one starts with LTXX21400, and the other with LTXX40100 |
- |
| Transfers in other currency Administration of credited funds |
Free From customers of Luminor Bank AS, Latvia Branch (BIC: RIKOLV2X), Luminor Bank AS, Estonia (BIC: RIKOEE22), DNB Bank ASA, Norway (BIC: DNBANOKK), Bank DNB Polska S.A., Poland (BIC: MHBFPLPW), Norddeutsche Landesbank Girozentrale, Germany (BIC:NOLADE2H) and Luminor bank's partners* as intra-company payment** (beneficiary's account no. starts with LTXX40100) Footnotes: *Luminor bank's partners: Luminor Bank AS, Latvia Branch (BIC: RIKOLV2X); Luminor Bank AS, Estonia (BIC: RIKOEE22) DNB Bank ASA, Norway (BIC:DNBANOKK); DNB Bank ASA, SHANGHAI Branch, China (BIC: DNBACNSHXXX); DNB Bank ASA, FILIALE DEUTSCHLAND, Germany (BIC:DNBADEHXXXX); Bank DNB Polska S.A., Poland (BIC:MHBFPLPW); DNB Bank ASA, FILIAL AF DNB BANK ASA, NORGE, Denmark (BIC:DNBADKKXXXX); DNB Bank ASA, FILIAL FINLAND, Finland (BIC:DNBAFIHXXXX); DNB Bank ASA, LONDON Branch, United Kingdom (BIC:DNBAGB2LXXX); DNB Bank ASA, FILIAL SVERIGE, Sweden (BIC:DNBASESXXXX); DNB Bank ASA, SINGAPORE Branch, Singapore (BIC:DNBASGSGXXX); DNB Bank ASA, NEW YORK Branch, United States (BIC:DNBAUS33XXX); DNB LUXEMBOURG S.A., Luxembourg (BIC:UBNLLULLXXX); Norddeutsche Landesbank Girozentrale, Germany (BIC:NOLADE2H); ***only if an agreement for such payments is signed At the Bank. The charges for transfers in euros between customers of the above-indicated banks are applied only if the payer is a customer of Luminor group bank or partner bank, and the precise beneficiary’s bank BIC and the beneficiary’s account number in IBAN format are indicated. |
- |
| Transfers in other currency Administration of credited funds |
EUR 10 In other currencies from banks registered in Lithuania or in other cases from foreign banks |
- |
| Other payment services Other services related to transfers |
EUR 8 Cancelation or clarification of a transfer in euros to non-EEA countries if it is not sent from the Bank |
EUR 10 Cancellation or investigation request of a payment if it is not sent from the Bank |
| Other payment services Other services related to transfers |
€40 + foreign bank fee €60 Cancelation or clarification of a transfer in euros to non-EEA countries if it is sent from the Bank Footnotess: - |
€40 + extra costs (3) Cancellation or investigation request of a payment if it is sent from the Bank (2) Footnotes: (2) Applies to payments in Euros outside of the Single Euro Payments Area member states and payments in other currencies. (3) Extra costs - commission, determined by correspondent bank and/or beneficiary bank apart from the Bank for payment order investigation or correction. |
| Other payment services Other services related to transfers |
EUR 30 + foreign bank fee EUR 40 Ordering of information on accounts and transactions from a foreign bank at the customer's request |
- |
| Other payment services Other services related to transfers |
EUR 25 Processing a returned payment* *Foreign bank’s fee is applied when the beneficiary’s bank or the correspondent bank refunds the amounts due to the reasons beyond the control of the sender’s bank. |
- |
| Other payment services Other services related to transfers |
EUR 1 Confirmation of submitted payment document At the Bank |
EUR 3 Payment transaction printout and confirmation at Customer Service Center |
| Payments Foreign exchange |
- | |
| Payments E-invoice |
At the Bank: - Via Internet bank: Free E-invoice receipt |
- |
| Payments E-invoice |
At the Bank: EUR 5 Via Internet bank: EUR 0.29 E-invoice one-time payment under a completed payment form within bank* Footnotes: Applicable when the payer's and beneficiary's account no. follow the same pattern: both accounts start with LTXX40100 or LTXX21400. When the payer's and beneficiary's account no. follow different patterns: one starts with LTXX21400, and the other with LTXX40100, then fee is applied like to other banks registered in the Republic of Lithuania |
- |
| Payments E-invoice |
At the Bank: EUR 5 Via Internet bank: EUR 0.40 E-invoice one-time payment under a completed payment form to other banks registered in the Republic of Lithuania |
- |
| Other payment services Standing orders |
At the Bank: - Via Internet bank: According to Internet bank transfer rates Standing orders execution* Footnotes: *When account no. starts with LTXX40100 standing orders in euros, when the agreement is signed At the Bank’s branch, executed within the bank or in other banks registered in Lithuania; when account no. starts with LTXX21400 standing orders in euros within the EEA |
At the Customer Service Center: Not available Via Digital channels: According to the payments price list Standing order payment Footnotes: - |
| Other payment services Standing orders |
At the Bank: Free Via Internet bank: Free E-invoice automated payment |
At the Customer Service Center: N/A Via Digital Channels: Free E-invoice standing order payment |
| Other payment services Standing orders |
At the Bank: Free Via Internet bank: Free Applying for or cancelling of einvoice automated payment |
At the Customer Service Center: EUR 5 Via Digital Channels: No change in fee Registration of E-invoice standing order |
| Other payment services Standing orders |
At the Bank: Free Via Internet bank: Free Change of e-invoice automated payment conditions |
At the Customer Service Center: EUR 5 Via Digital Channels: No change in fee Amendment and cancellation |
| Payments Payment for services |
- | |
| Payments Salary payments |
EUR 1 for a one salary payments instruction Salary payments instruction* Footnotes: *When account no. starts with LTXX40100 the fees are deducted by the 6th day of the next month |
No change in fee Salary payments instruction Footnotes: - |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Other services Bank statements |
EUR 6 Opened/closed accounts and their balances (for each year)* |
EUR 10 Standard references: opened/closed accounts and their balances (1) |
| Other services Bank statements |
On agreed basis, at least EUR 15, except the information which has to be provided free of charge according to the laws of the Republic of Lithuania Other statements* |
No change in fee Non-standard references (1) |
| Other services Copies of documents/ mailing |
EUR 0.80 per one page at least EUR EUR 1.45 By post in Lithuania regular |
EUR 0.80 per one page + post costs EUR 5 No change in fee name |
| Other services Copies of documents/ mailing |
EUR 0.80 per one page at least EUR 3 By post in Lithuania registered |
EUR 0.80 per one page + post costs EUR 5 No change in fee name |
| Other services Copies of documents/ mailing |
EUR 0.80 per one page at least EUR 6 By post to foreign countries |
EUR 0.80 per one page + post costs EUR 10 No change in fee name |
| Other services | On agreed basis Other works* Footnotes: *When account no. starts with LTXX40100 the fee will be applied after 1st March 2018 |
- |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Trade finance Import documentary credits |
EUR 100 Issue of documentary credits* Footnotes: *If a documentary credit issued is not fully secured by cash collateral, commission for the Bank's commitment is calculated additionally. The Bank does not pay any interest for funds reserved as cash cover. Note. The Bank does not pay any interest for funds reserved as cash cover. |
No change in fee Letter of credit issuance (1) Footnotes: (1) If a letter of credit issued is not fully secured by cash cover, interest for the Bank's commitment is calculated additionally. The Bank does not pay any interest for funds reserved as cash cover. For issuance of standby letter of credit or increase of it's amount is applied guarantee issuance fee. |
| Trade finance Import documentary credits |
EUR 30 Amendment to documentary credit conditions (for each amendment), documentary credit cancellation |
EUR 35 Letter of credit amendment |
| Trade finance Import documentary credits |
EUR 30 Amendment to documentary credit conditions (for each amendment), documentary credit cancellation |
EUR 35 Letter of credit cancellation |
| Trade finance Import documentary credits |
0.15% of the amount, at least EUR 70 Checking of documents (for each set of documents)** Footnote: ** If Luminor Bank AS Lithuanian Branch is both the issuing and advising bank for the same letter of credit, and documents are submitted directly to Luminor Bank AS Lithuanian Branch, the checking of documents fee is 0.075 %, min EUR 35. |
0.18% of the amount, min. EUR 70 No change in fee name Footnote: (2) If Luminor Bank AS Lithuanian branch is both the issuing and advising bank for the same letter of credit, and documents are submitted directly to Luminor Bank AS Lithuanian branch, the checking of documentd fee is 0.09%, min EUR 35.00. |
| Trade finance Import documentary credits |
EUR 30 Documentary credit non-utilization |
No change in fee Letter of credit non-utilization (not applicable to standby letter of credit) |
| Trade finance Import documentary credits |
EUR 20 Photocopy handling fee (if indicated in the documentary credit)(paid by documentary credit beneficiary) |
- |
| Trade finance Import documentary credits |
- | EUR 30 Assignment of goods |
| Trade finance Import documentary credits |
On agreed basis, at least EUR 45 Preparation of a draft letter of credit or deal structure |
As agreed, min. EUR 50 Preparation of letter of credit or it's amendment draft |
| Trade finance Import documentary credits |
EUR 20 Preparation of inquiry or information at the customer's request |
EUR 25 No change in fee name |
| Trade finance Import documentary credits |
- | As agreed Agreement/Agreement amendment |
| Trade finance Export documentary credits |
EUR 30 Advice of documentary credit |
EUR 40 Advice of letter of credit |
| Trade finance Export documentary credits |
0.15% of the amount, at least EUR 70 Taking up/checking of documents (for each set of documents)* Footnote: * If Luminor Bank AS Lithuanian Branch is both the issuing and advising bank for the same letter of credit, and documents are submitted directly to Luminor Bank AS Lithuanian Branch, the handling/checking of documents fee is 0.075%, min. €35. |
0.18% of the amount, min. EUR 70 Handling/Checking of documents (for each set of documents) (1) Footnote: (1) If Luminor Bank AS Lithuanian Branch is both the issuing and advising bank for the same letter of credit, and documents are submitted directly to Luminor Bank AS Lithuanian Branch, the handling/checking of documents fee is 0.09%, min EUR 35. |
| Trade finance Export documentary credits |
Up to 5 documents in the set -EUR 30, more than 5 documents in the set - EUR 45 Pre-checking of documents (for each set of documents) |
EUR 45 No change in fee name |
| Trade finance Export documentary credits |
On agreed basis Documentary credit confirmation |
As agreed, min. EUR 100 Confirmation of letter of credit |
| Trade finance Export documentary credits |
On agreed basis Purchase of Documentary credit documents |
As agreed, min. EUR 100 Discounting of letter of credit documents |
| Trade finance Export documentary credits |
EUR 15 Reimbursement claim |
EUR 20 No change in fee name |
| Trade finance Export documentary credits |
0.1%, at least EUR 30 Assignment of proceeds |
0.1%, min. EUR 35 No change in fee name |
| Trade finance Export documentary credits |
On agreed basis, at least EUR 45 Preparation of a draft letter of credit or deal structure |
As agreed, min. €50 Preparation or review of letter of credit or it's amendment draft |
| Trade finance Export documentary credits |
EUR 20 Preparation of inquiry or information at the customer's request |
EUR 25 No change in fee name |
| Trade finance Export documentary credits Fees for customers of other banks |
0.15%, at least EUR 200 Taking up/checking of documents (for each set of documents) |
- |
| Trade finance Export documentary credits Fees for customers of other banks |
0.05%, at least EUR 100 Payment under documents |
- |
| Trade finance Export documentary credits Fees for customers of other banks |
EUR 50 Deferred payment control |
- |
| Trade finance Export documentary credits Fees for customers of other banks |
EUR 100 Return of unpaid documents |
- |
| Trade finance Documentary collection |
EUR 25 Advice of documents received and collection instructions |
EUR 30 Advice of collection instructions |
| Trade finance Documentary collection |
EUR 23 Amendment to collection or advice of amendment to collection (for each amendment) |
EUR 25 Amendment of collection instructions |
| Trade finance Documentary collection |
0.15% of the amount, at least EUR 35, max. EUR 220 Payment or collection of documents and bills of exchange |
0.15% of the amount, min. EUR 40, max. EUR 220 Payment or collection of documents |
| Trade finance Documentary collection |
0.15% of the amount, at least EUR 35, max EUR 220 Delivery or return of unpaid documents |
0.15% of the amount, min. EUR 40, max. EUR 220 Release or return of unpaid documents |
| Trade finance Documentary collection |
- | EUR 30 Assignment of goods |
| Trade finance Documentary collection |
EUR 20 Preparation of inquiry or information at the customer's request |
EUR 25 No change in fee name |
| Trade finance Guarantees |
85 Eur Guarantee (indemnity) issuance, increase of its amount*: - up to EUR 2499.99 |
0.5% of the amount, min. EUR 100 Guarantee issuance, increase of its amount (1) -if secured by cash cover (2) /term deposit pledge |
| Trade finance Guarantees |
0.5% of the amount, at least EUR 100 (if not covered by cash collateral - max EUR 160) - EUR 2500 and above |
0.5% of the amount, min. EUR 100, max. EUR 180 and interest for the bank's commitment -if secured by another collateral |
| Trade finance Guarantees |
EUR 30 Amendment to guarantee (indemnity), including reduction of guarantee (indemnity) amount under the conditions of the guarantee (indemnity) |
EUR 40 Guarantee amendment, including reduction of guarantee amount under the conditions of the guarantee |
| Trade finance Guarantees |
Guarantee (indemnity) issuance/amendment fee and EUR 50 Urgent issue/amendment of a guarantee (indemnity)** Footnotes: **Urgent guarantee is issued or amended within one working day from the moment of submitting the application filled in correctly and signed properly with the Bank. When submitting the application, all of the conditions for guarantee issue or amendment shall be met. |
EUR 80 Urgent issue/amendment of a guarantee (3) Footnotes: (3) An extra fee to Guarantee issuance/amendment fee. Urgent guarantee is issued or amended within one working day from the moment of submitting the application filled in correctly and signed properly with the Bank. When submitting the application, all of the conditions for guarantee issue or amendment shall be met. |
| Trade finance Guarantees |
- | EUR 45 Cancellation of guarantee application |
| Trade finance Guarantees |
On agreed basis, min. EUR 30 Preparation and/or coordination of guarantee (indemnity) wording |
As agreed, min. EUR 50 Preparation of guarantee or it's amendment draft |
| Trade finance Guarantees |
0.1% of the amount, at least EUR 145, max EUR 300 Administration of the request for payment under guarantee (indemnity) |
0.1% of claimed amount, min. EUR 145 Handling of demand for payment under guarantee |
| Trade finance Guarantees |
EUR 30 Advice of received guarantee (indemnity) or its amendment |
EUR 40 Advice of guarantee or it's amendment issued by another bank |
| Trade finance Guarantees |
EUR 55 and documents handling, sending by courier in Lithuania fee Transfer of request for payment under guarantee (indemnity) |
EUR 55 Handling of demand for payment under a guarantee issued by another bank |
| Trade finance Guarantees |
- | EUR 45 Verification of authenticity of a guarantee issued by another bank (applicable if the Bank is not the advising bank) |
| Trade finance Guarantees |
EUR 20 Preparation of inquiry or information at the customer's request |
EUR 25 No change in fee name |
| Trade finance Guarantees |
- | As agreed Agreement/Agreement amendment |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Savings Deposit interest rates |
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| Investment services Investing in securities |
All transaction fees are included in quoted buy or sell price When Luminor Bank AS Lithuanian Branch acts as a counterparty |
0.20% of the transaction value multiplied by the maturity of debt securities in years, max. 2% of the transaction value, min. EUR 30 When Luminor Bank AS Lithuania acts as a counterparty |
| Investment services Investing in securities |
0.20% Sale in secondary market* Footnotes: For trade and/or safekeeping of financial instruments (FI) you need to have a payment account with Luminor Bank AS Lithuanian Branch. You can open a payment account separately. Information on charges and commission fee related to the opening and use of the payment account is available here. (1) From the nominal value is applied by Nordea Bank AB (publ) (this fee is included in the price). |
0.20% from sales price Sale of index linked bond in secondary market (1) Footnotes: (1) From the nominal value is applied by Nordea Bank AB (publ) (this fee is included in the price). |
| Investment services Investing in securities |
0.50% of the amount, min. EUR 35 or min. USD 40* Trading in exchange-traded funds (ETF) Footnotes: For trade and/or safekeeping of financial instruments (FI) you need to have a payment account withLuminor Bank AS Lithuanian Branch. You can open a payment account separately. Information on charges and commission fee related to the opening and use of the payment account is available here. The minimum investment amount is EUR 1,000 or equivalent in other currency. *The minimum USD 40 commission fee is charged for an order denominated in USD. |
0.5% of the amount (min. EUR 50 / min. 65 USD) Purchasing and selling stocks/ETF in internet bank Footnotes: - |
| Investment services Investing in securities Trading in mutual funds: (3) |
- | 1% of the transaction amount (min. EUR 15 / USD 20) Investing in mutual funds in Luminor internet bank |
| Investment services Investing in securities Trading in mutual funds: (3) |
0.8% Subscription of equity, switch and mixed investment funds and regular investment fee |
1% of the transaction amount (min. EUR 1 / USD 1.30) Investing in Nordea mutual funds in Luminor internet bank |
| Investment services Investing in securities Trading in mutual funds: (3) |
0.4% Subscription of bond investment funds, switch and regular investment fee |
1% of the transaction amount (min. EUR 1 / USD 1.30) Investing in Nordea mutual funds in Luminor internet bank |
| Investment services Investing in securities Trading in mutual funds: (3) |
0.2% Subscription of money market investment funds, switch and regular investment fee |
1% of the transaction amount (min. EUR 1 / USD 1.30) Investing in Nordea mutual funds in Luminor internet bank |
| Investment services Investing in securities Trading in mutual funds: (3) |
0.8% Transaction fee for transfer (sale) of equity and mixed investment fund units |
1% of the transaction amount (min. EUR 1 / USD 1.30) Investing in Nordea mutual funds in Luminor internet bank |
| Investment services Investing in securities Trading in mutual funds: (3) |
0.4% Transaction fee for transfer (sale) of bond investment fund units |
1% of the transaction amount (min. EUR 1 / USD 1.30) Investing in Nordea mutual funds in Luminor internet bank |
| Investment services Investing in securities Trading in mutual funds: (3) |
0.25% Transaction fee for transfer (sale) of money market investment fund units |
1% of the transaction amount (min. EUR 1 / USD 1.30) Investing in Nordea mutual funds in Luminor internet bank |
| Investment services Investing in securities Trading in mutual funds: (3) |
EUR 3.20 per transaction Switch fee between Nordea investment funds |
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| Investment services Investing in securities Trading in mutual funds: (3) |
Footnotes: For trade and/or safekeeping of financial instruments (FI) you need to have a payment account with Luminor Bank AS Lithuanian Branch. You can open a payment account separately. Information on charges and commission fee related to the opening and use of the payment account is available here. Only for Nordea investment funds: No minimum purchase fee is applied to Nordea funds. Minimum fee for debiting Nordea funds from the financial instruments account is EUR 1. Minimum invested amount – EUR 1,000 or an equivalent in other currencies. Minimum invested amount for Nordea funds online – EUR 50 or an equivalent in other currencies. Periodic investment is only possible with Nordea funds. Minimum amount – EUR 50. No minimal subscription fee is charged to periodic investments. Other investment funds conditions: A minimum commission fee of EUR 15 / USD 20 (in case the payment transfer is submitted in US dollars) is applied for removal from account |
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| Investment services Securities account quarterly maintenance fee |
0.04% of the amount (min. EUR 1) Securities with ISIN codes starting with US, GB, IE, DE, AT, FR, ES, BE, NL, LU, NO, SE, DK, EU: |
0.04% of the amount (min. EUR 1.5) Securities with ISIN codes starting with US, GB, IE, DE, AT, FR, ES, BE, NL, LU, FI, NO, SE, DK, EU: |
| Investment services Securities account quarterly maintenance fee |
0.025% of the amount (min. EUR 1) Securities with ISIN code starting with XS: |
0.03% of the amount (min. EUR 1.5) No change in fee name |
| Investment services Securities account quarterly maintenance fee |
Free Nordea investment funds |
0.04% of the amount (min. EUR 1.5) No change in fee name |
| Investment services Securities account quarterly maintenance fee |
0.1% of the amount (min. EUR 1) Other securities |
0.1% of the amount (min. EUR 1.50) No change in fee name |
| Investments Luminor Trade platform |
Custody fees for stocks and ETFs*: Footnotes: *Valid from 2019-02-01. |
Custody fees for stocks and ETFs: (1) Footnote: (1) The custody fee will be calculated daily using the end of day portfolio values and charged on a monthly basis (excluding VAT where applicable). For any currency conversions to EUR, our partner SAXO bank uses market spot exchange rate adding 0.5% margin on top. A spot exchange rate is the current price level in the market to directly exchange one currency for another, for delivery on the earliest possible value date which is provided by most Electronic Communication Network (ECN) brokers (e.g. Reuters). |
| Investments Luminor Trade platform |
Free Exchange Data Subscription** Footnotes: **For clients who trade equities and subscribe to real time market data, Luminor Bank has introduced a refund scheme where fees are refunded. Read more about subscribing to Exchange Data Subscription. |
Fee is applied according to the service provider pricelist Subscription to real time data Footnotes: - |
| Investments Luminor Trade platform |
USD 90 Annual withholding tax on income earned in USA*** |
No change in fee Fee for U.S. source income reporting to IRS (2) |
| Investments Luminor Trade platform |
The fee is applied according to the "Tax reclaim Service for beneficial Owners" pricelist Tax Reclaim Service for Beneficial Owners**** Footnotes: ****When you invest cross border, your investment income may be over-taxed before you receive it. Luminor Trade clients, who choose to use our partner's "Tax Reclaim Service for Beneficial Owners" services be able to reclaim some or all of this tax. |
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| Investments Luminor Investor |
- |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Digital channels Internet bank |
Free System log-in |
- |
| Digital channels Internet bank |
Free Account handling Via Internet bank |
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| Digital channels Internet bank |
EUR 15 Code calculator issuance or replacement Footnotes: - |
No change in fee Code calculator (except Digipass 300C) issuance or replacement (1) Footnotes: (1) A code calculator can be unlocked three times. If the calculator is blocked for the fourth time, it can no longer be unlocked. To use the calculator again, you will need to purchase a new one for the price shown in the price list. |
| Digital channels Internet bank |
Free of charge Email messages about account changing |
- |
| Digital channels Internet bank maintenance (when account no. begins with LTXX21400) |
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| Digital channels Electronic Banking system |
- | |
| Digital channels Bridge |
- | EUR 30 Hardware token issuance or replacement |
| Digital channels Bridge |
EUR 30 System modification fee (per change) |
No change in fee Agreement amendment fee |
| Digital channels Bridge |
According to the payments price list Payment fees |
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| Digital channels Digital channels SMS service |
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| Digital channels Luminor Webservice |
On agreed basis Plug&Play* Footnotes: *The service is available, when account no. starts with LTXX40100. |
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| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Leasing | From 0.70 % of the purchase cost min EUR 150 Agreement execution fee |