| Visa Classic | Visa Gold | |
|---|---|---|
| Monthly fee | Visa Classic €1.50 | Visa Gold €3.70 |
| Delivering the card | Visa Classic | Visa Gold |
| - by post to address in Lithuania | Visa Classic Free | Visa Gold Free |
| - by post to address abroad | Visa Classic €10 | Visa Gold €10 |
| - to the Customer Service Center (1) | Visa Classic €10 | Visa Gold €10 |
| Replacing the card | Visa Classic | Visa Gold |
| - when card is replaced before the expiry date | Visa Classic €5 | Visa Gold €5 |
| - additional fee for express issuing (2) | Visa Classic €30 | Visa Gold €30 |
New Visa Classic and Visa Gold cards are not issued from 28 04 2020.
(1) The fee is not applicable if the Customer pays the fee for an express issuing of the Card.
(2) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center on the second business day after ordering.
| Visa Classic | Visa Gold | |
|---|---|---|
| Conversion fee for paying in different currency than Euro (3) | Visa Classic 1.95% | Visa Gold 1.95% |
| Cash withdrawal | Visa Classic | Visa Gold |
| - Luminor ATMs in Baltics countries and Medus ATMs in Lithuania (4) | Visa Classic Free up to €600 per calendar month, 2% of the sum exceeding €600 | Visa Gold Free up to €600 per calendar month, 2% of the sum exceeding €600 |
| - Other ATMs | Visa Classic 2% of the sum (min. €3) | Visa Gold 2% of the sum (min. €3) |
| - Perlas POS terminals (5) | Visa Classic 2% of the sum (min. €1) | Visa Gold 2% of the sum (min. €1) |
| Cash deposit | Visa Classic | Visa Gold |
| - Luminor and Medus ATMs in Lithuania (4) | Visa Classic Free up to €600 per calendar month, 2% of the sum exceeding €600 | Visa Gold Free up to €600 per calendar month, 2% of the sum exceeding €600 |
| - Perlas POS terminals (5) | Visa Classic €0.30 | Visa Gold €0.30 |
| Balance enquiry | Visa Classic | Visa Gold |
| - from Luminor ATMs | Visa Classic Free | Visa Gold Free |
| - from other ATMs | Visa Classic Free | Visa Gold Free |
(3) Conversion fee is added to the VISA applied currency exchange rate in case the transaction currency is not Euros.
(4) The calculation is made on the basis of confirmed transactions within a month.
(5) In PERLAS terminals based on the list provided here the service is provided by UAB "Perlas Finance".
| Visa Classic | Visa Gold | |
|---|---|---|
| Changing the credit limit | Visa Classic Free | Visa Gold Free |
| The fee for the use of the credit limit (5) | Visa Classic 1% on the credit limit used during the payment transaction | Visa Gold 1% on the credit limit used during the payment transaction |
(5) The fee for the use of the credit limit is charged in case the interest provided under the agreement is 0%. The fee for the use of the credit limit is not charged in case the borrower uses the credit limit by making a transaction with a payment card (except cash-out transaction).
| Visa Classic | Visa Gold | |
|---|---|---|
| Annual interest on unauthorized debit balance | Visa Classic 18% | Visa Gold 18% |
| Changing card standard cash-out or purchase limits via Customer Support or at the Customer Service Center | Visa Classic €10 | Visa Gold €10 |
| Issuance of copy of the receipt for a transaction | Visa Classic €25 | Visa Gold €25 |