Price List changes for private customers starting February 1, 2024
Please be informed that on February 1, 2024, we’re adjusting some fees of the Luminor Price List for private customers.
Please take a moment to look them through:
Payment cards (Debit and credit cards’ issuing and delivery, other card’s related services)
| Item in Price List | Current fee | Fee as of 2024‑02‑01 |
|---|---|---|
| Visa Debit, Luminor Black, Luminor Visa Infinite, Visa Classic, Visa Gold Card delivery - by post to address in Lithuania |
- | €2 |
| Visa Debit, Luminor Black, Luminor Visa Infinite, Visa Classic, Visa Gold Safety+ service monthly fee per payment card |
€0.79 | €0.99 |
| Visa Debit, Luminor Black, Luminor Visa Infinite, Visa Classic, Visa Gold Gambling or crypto transaction fee(1) (1) A fee for each crypto exchange, gambling, or lottery transaction made with a card. |
- | €0.50 |
| Luminor Black, Visa Gold, Luminor Visa Infinite The Priority Pass lounge access fee per visit per person. For Luminor Visa Infinite holders, the fee will apply starting from the fourth visit |
€28 | €30 |
Accounts and payments (Account maintenance)
| Item in Price List | Current fee | Fee as of 2024‑02‑01 |
|---|---|---|
| Accounts A monthly fee for handling of funds remaining in a bank account after termination of a business relationship(2) (2) A fee is deducted monthly from the total balance of funds that a customer has not transferred to another credit institution within the specified timeframe. |
– | €20 |
| Accounts Additional monthly account maintenance fee for non-residents outside EEA |
€10 | €15 |
Banking packages (No longer issued packages)
| Item in Price List | Current fee | Fee as of 2024‑02‑01 |
|---|---|---|
| Active package (no longer issued) Monthly fee |
Sections removed from the price list | |
| Gold package (no longer issued) Monthly fee |
Sections removed from the price list |
Loans (Wording change only)
| Item in Price List | Current fee | Fee as of 2024‑02‑01 |
|---|---|---|
| Housing loan, Idea loan (Loan with collateral) | Changes in credit agreement in case the customer faces payment difficulties €100 |
Changes to credit agreement in case of restructuring €100 |
| - | Payment holidays Free |
|
| Early full or partial loan repayment if interest rate is floating Free |
Early loan repayment if interest rate is floating Free |
|
| Early full or partial loan repayment if interest rate is fixed for longer than 12-month term The fee is calculated according to the formula(5), unless otherwise specified in the agreement (5) The fee is calculated as compensation for potential costs of the bank directly linked to the early repayment. The fee is calculated according to the formula: I = (ratio K * P), where I – early repayment fee; P – loan amount being repaid early; Ratio K – value calculated by the Bank which depends on the financial market interest rates change, the rest of the period to a fixed rate expiry of the loan agreement and the final repayment date. |
Early full or partial loan repayment if the interest rate is set for a period exceeding 12 months The fee is calculated in accordance with the procedure set out in the Rules for calculating the compensation (Kompensacijos skaičiavimo taisyklėse) approved by the Bank of Lithuania as compensation for potential costs of the bank directly linked to the early repayment. The amount of the early repayment fee may not exceed 3% of the amount of the credit repaid early unless otherwise specified in the agreement. |
|
| Note for re-pledge assets to another credit institution €150 |
Reference for re-pledge assets to another credit institution €150 |
|
| Preparation of standard documents (e.g. bank’s approvals to state institutions and consents related to the property) €35 |
Preparation of standard documents (e.g., bank’s approvals to state institutions and consents related to the property)(5) €35 (5) The issuance of documents is free of charge in the cases indicated by the laws of the Republic of Lithuania, where information must be provided free of charge. |