Accounts
Product name in price list | Fee price and name currently | Fee price and name starting from 2022 04 01 | Type of change |
---|---|---|---|
Minimum service charge | €1 per month Maintaining the accounts (1) (1) No minimum service fee is applied to accounts linked to a banking package. The minimum service charge is applied for a calendar month irrespective of the booking date and is deducted by the 6th day of the next month. |
€1.30 per month Maintaining the accounts (1)(4) (1)No minimum service fee is applied to accounts linked to a banking package. The minimum service charge is applied for a calendar month irrespective of the booking date and is deducted by the 6th day of the next month. (4) Except non-resident outside the EEA for whom additionally is applicable maintaining the account monthly fee. |
Fee price changed and new footnote (4) added |
Maintaining the accounts | €10 Additional maintaining the account monthly fee for non-resident outside the EEA |
New fee | |
Maintaining the accounts | (Central Bank annual interest rate (2) minus 0.1% point)/360 Account balance fee: (1) if the total balance exceeds: EUR 500 000; SEK 5 000 000; DKK 3 750 000; CHF 500 000; JPY 65 000 000; CZK 12 500 000. (1) The fee is calculated at the end of each day and is applicable if, at the time of calculation, the total balance of all accounts of one customer in the same currency exceeds the total balance in the respective currency indicated above. The fee is calculated by multiplying total balance by the absolute value (i.e., module) of the respective fee indicated above. The fee does not apply if the Central Bank annual interest rate becomes positive or zero. The fee is debited from the account latest by the 10th day of the following calendar month. (2) The Central Bank annual interest rate is the annual interest rate set by the central bank for the respective currency: • for EUR currency - ECB deposit facility rate; • for SEK currency - Sveriges Riksbank repo rate; • for DKK currency - Danmarks Nationalbank Certificates of deposit rate; • for CHF currency - Swiss National Bank negative interest rate; • for JPY currency - Bank of Japan complementary deposit facility rate; • for CZK currency - Czech National Bank deposit facility rate. |
New fee |
Cards
Product name in price list | Fee price and name currently | Fee price and name starting from 2022 04 01 | Type of change |
---|---|---|---|
Debit and credit cards issuing and delivery (Visa Debit) | Free Monthly fee for additional card (children starting from age 7) |
New informationt about cards for children added |
Packages
Product name in price list | Fee price and name currently | Fee price and name starting from 2022 04 01 | Type of change |
---|---|---|---|
Standard banking packages Basic payment account service Luminor Debit Luminor Black |
Free Bank account maintenance |
Free Maintaining the accounts (3) (3) Except non-resident outside the EEA for whom additionally is applicable maintaining the account monthly fee. |
New footnote (3) added |
Standard banking packages (Luminor Debit) | €1.06 Monthly fee for senior customers (65 years of age or older) |
€1.40 Monthly fee for senior customers (65 years of age or older) |
Fee price changed |
Standard banking packages (Luminor Black) | €5.50 (2) Black package (1) (1) Black package consists of Luminor Black card and Daily package features. (2) The monthly fee consists of Luminor Black card and Daily package standard monthly fees. |
€5.50 Luminor Black |
Footnotes (1) (2) removed |
Standard banking packages Basic payment account service |
Up to €600 per month (6) Cash withdrawal at Luminor ATM‘s in Baltics and Medus ATMs in Lithuania without charge: - Debit Card (6) For Basic payment account service users the free withdrawal limit is applicable at Luminor ATMs and Medus ATMs in Lithuania. |
Up to €600 per month Cash withdrawal at Luminor ATM‘s in Baltics and Medus ATMs in Lithuania without charge: - Debit Card |
Footnote (6) removed |
Investment services
Product name in price list | Fee price and name currently | Fee price and name starting from 2022 04 01 | Type of change |
---|---|---|---|
Investing in securities Securities account quarterly maintenance fee |
0.02 % of the value of securities (min. €1) Securities with ISIN code starting with EE, LV, LT: |
0.02 % of the value of securities (min. €1) Baltic Securities |
Fee name changed |
Investing in securities Securities account quarterly maintenance fee |
0.04 % of the value of securities (min. €1.50) Securities with ISIN codes starting with US, GB, IE, DE, AT, FR, ES, BE, NL, LU, FI, NO, SE, DK, EU: |
0.04 % of the value of securities (min. €1.50) Global securities (Australia, Austria, Belgium, Canada, Czech Republic, Denmark, Euroclear (fixed income), Finland, France, Germany, Greece, Ireland, Italy, Japan, Netherlands, Norway, Poland, Singapore, Spain, Sweden, Switzerland, UK, USA) |
Fee name changed |
Investing in securities Securities account quarterly maintenance fee |
0.03 % of of the value of securities (min. €1.50) Securities with ISIN code starting with XS: |
0.03 % of of the value of securities (min. €1.50) Eurobond Securities |
Fee name changed |
Investing in securities Other securities related services |
€20 + external costs Issuing documents which allow customer to participate in AGM/EGM |
As individually agreed Participation in general shareholder’s meeting |
Fee price changed |
Investing in securities Other securities related services |
€20 + external costs Instructing custodian banks about voluntary corporate actions based on customer instruction |
€20 + external costs Processing of securities related optional events |
Fee name changed |