Types of leasing and conditions

Financial lease	Operating lease	Leaseback
To those who want to use the chosen property for a long time and from now - before the price is paid	To those who want to use the chosen property for a limited time and make lease payments	If you bought a car, you can get a refund by selling your car to the leasing company and buy it back by installments
No collateral required	No collateral required	No collateral required
At the end of the leasing term, you become owner of the property	At the end of the leasing term, you do not acquire ownership and return the property to us	At the end of the leasing term, you become owner of the property again

If you buy a new car	If you buy a used car
Down-payment from 10 %	Down-payment: from 15 %
Minimum financed amount – 8 000 Eur (VAT included)	Minimum financed amount – 8 000 Eur (VAT included)
Leasing term – up to 5 years	Leasing term – up to 5 years