Dear customers,

We’re making some changes to our Price list for business customers, Visa Business purchase insurance terms and conditions, and Payment service rules with the effect from 1 July 2025.

Please read through the main changes to the Price list for business customers. For more details, please check here.

• We’re adjusting the fee for the Visa Business Debit card cash withdrawal at Luminor ATMs in the Baltics and at Medus ATMs in Lithuania to 2% of the amount withdrawn. The current fee is 1.5% of the amount withdrawn. The minimum transaction fee will remain at EUR 2.
• We’re also adjusting the fee for the Visa Business Debit card cash withdrawal at Perlas terminals to 2% of the amount withdrawn. The current fee is 1.5% of the amount withdrawn. The minimum transaction fee will remain at EUR 2.
• We’re changing the fee for the Visa Business Debit card and the Visa Business card cash deposit at Perlas terminals to EUR 1 per transaction. The current fee is 0.1% of the amount deposited (the minimum transaction fee is EUR 0.50).
• We’re simplifying our investment service pricing and reducing fees for trading on European and US exchanges via the Luminor Investor platform. Customers will be able to choose the fee plan that best suits their needs.

Starting from 1 July 2025, we are updating the Visa Business purchase insurance terms and conditions. We will offer more favourable conditions, including longer insurance coverage (210 instead of 180 days) and higher benefit limits. You can find all the changes here and the updated Purchase insurance terms and conditions here.

Also, starting from 1 July 2025, we are adding a new clause 7.4.1.15. to the Payment service rules: 7.4.1.15. The Bank allows to view E-invoice in the Internet bank for 18 (eighteen) months from the date the Bank receives the E-invoice.

With this change, you will be able to view only the E-invoices submitted in the last 18 months, rather than all of them, in your internet bank. Additionally, we are updating the terms and conditions to include a table of contents with links to relevant sections, making it easier for you to find the information you need. We are also revising the address of the Bank of Lithuania. For the Payment service rules, please click here.

If you accept our changes, you don’t need to do anything, we’ll apply them from 1 July 2025. If you don’t accept the changes, you have the right to withdraw from the service agreements affected by these changes immediately and without charge. In this case, you need notify us in writing by 1 July 2025 and fulfil the obligations of these agreements.

Thank you for using our services!  

Luminor