Assuming that the price of a car selected is EUR 20,000, the financial lease period is 5 years (60 months), and the down payment is EUR 3,000, i.e., 15 %, so the total amount of credit would be EUR 17,000. The administration fee for preparation of the agreement is EUR 200 and the variable leasing interest rate is 2.39 % + 3‑month Euribor (value on calculation day 3.66 %), the total payment amount paid would be EUR 19,943.00, the annual rate of the total consumer credit price – 6.74 %, and the monthly payment – EUR 329.05. The example is informative. The car must be insured with CASCO insurance, at the expense of the consumer, with an insurance undertaking acceptable to Luminor Lizingas UAB (the insurance costs are not included in the annual rate of the total consumer credit price).