*All applicable exceptions and precise list of non-insurable and non-compensable losses are provided in Luminor Black travel insurance terms and conditions.
Carefree holidays with Luminor Black Travel insurance
Carefree holidays with Luminor Black Travel insurance
- For you, your partner, and your family
- Covers domestic and international travel
- Sports activities included
For last-minute trips and a long-awaited vacations – the Luminor Black travel insurance always has you and your family covered
Safety for you and your family
The insurance applies to your children (students up to the age of 24) and spouse or cohabiting partner (1+ year of joint household) travelling with you.
Worldwide coverage
The insurance covers all trips abroad of up to 3 months as well as local travels in Latvia where you’re staying in booked accommodation and the destination is at least 50 km from your home.
For leisure and for sports
Enjoy time on the beach or go skiing in the mountains – we’ll watch out for you.
The travel insurance and other benefits are all part of your Luminor Black card whether you use it for debit or for credit, and apply even if you’ve paid for your trip with another card.
Luminor travel insurance is provided by ADB "Compensa Vienna Insurance Group", reg. code 304080146, Ukmergės g. 280, 06115 Vilnius.
Luminor Black card Travel insurance covers*:
Medical expenses up to EUR 300,000
| Service | Limit |
|---|---|
| Hospital daily allowance (per day) | EUR 20 per day |
| Dental expenses | EUR 500 |
| Medical aids | EUR 500 |
| Repatriation | Up to the Medical Expenses Risk Limit |
| Medical transport | Up to the Medical Expenses Risk Limit |
| Repatriation in case of death during the Trip in the Country of residence | EUR 5,000 |
| Telephone expenses | EUR 50 |
| Accident involving disability or death | EUR 50,000 |
| Accident during the trip in the country of residence with the occurrence of disability or death | EUR 10,000 |
Lost or damaged luggage insurance
| Service | Limit |
|---|---|
| Luggage delay 4 hours to 21 days | EUR 500 |
| Luggage loss or damage | EUR 1,000 |
| Luggage theft | EUR 1,000 |
Flight delay, trip cancelation or missed arrival
| Service | Limit |
|---|---|
| Flight delay or cancelation | EUR 500 |
| Trip cancelation or termination (unconditional deductible 15%) | EUR 1,000 |
| Travel delay and loss of connection insurance | EUR 1,000 |
Civil liability up to EUR 50,000
| Service | Limit |
|---|---|
| Legal aid | EUR 1,000 |
Rental car insurance
| Service | Limit |
|---|---|
| Rental car deductible insurance | EUR 500 |
Customers already travelling with Luminor Black insurance
“We were on our vacation in Italy when my child got a toothache. We thought our holiday was out the window, but we were lucky to have our Luminor Black insurance – it covered the entire EUR 360 bill at the local dentist. Our trip was saved!” Ieva B.“I was on a sea‑side holiday in Palanga when I took a nasty fall and broke my leg. I couldn’t drive. The Luminor Black travel insurance not only refunded all my medical and pharmacy expenses, but also covered the EUR 300 from my taxi drive home.” Tomas R.
“We were on a bike trip with friends in Mallorca and I was unlucky to get into an accident that caused damage to a local store. The Luminor Black insurance covered the medical costs as well as the store damages.” Robertas T.
What to do in case of an insured event?
If you have an insurable accident abroad and need coverage for medical expenses, contact our travel assistance partner UAB OPS International by phone +370 5 203 0055 or [email protected] as soon as possible.
For non-medical coverage – after your return, please complete the form at eclaims.eu or contact Compensa Vienna Insurance Group by phone 19111 or +370 5 249 1911.
Travel without a care
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