The changes in our current pricelist are being made in order to clarify the terms and prices, to ensure better pricelist structure, as well as to unify the prices of services and products in the Baltic States.
The full version of the new price list is available here.
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Visa Debit Ordering and delivering |
Free Card issuance fee |
No change in fee Card opening, renewing, closing |
| Visa Debit Ordering and delivering |
EUR 10 Collecting the card at the bank's unit* *This fee is also applied if the customer had specified to the bank that the card will be collected at the bank’s unit but afterwards requested to send it by mail. |
No change in fee Delivering the card - to the Customer Service Center (1) (1) The fee is not applicable if the Customer pays the fee for an express issuing of the Card. |
| Visa Debit Ordering and delivering |
EUR 1 Card maintenance fee |
No change in fee Monthly fee |
| Visa Debit Ordering and delivering |
Free Card renewal fee** Footnotes: **Cards are renewed if at least one card transaction was performed within the past two months before the last month of the card validity. |
No change in fee Card opening, renewing, closing Footnotes: - |
| Visa Debit Ordering and delivering |
EUR 4 Card replacement*** Footnotes: ***The fee is applied if the card is lost, damaged, if card is demagnetized, if the cardholder's name and/or surname is changed, if latin letters are changed to Lithuanian ones or visa versa. |
EUR 5 Replacing the card - when card is replaced before the expiry date Footnotes: - |
| Visa Debit Ordering and delivering |
EUR 25 Card issuing in an urgent procedure (in 2 working days) |
No change in fee Replacing the card - additional fee for express issuing (2) (2) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center on the second business day after ordering. |
| Visa Debit Ordering and delivering |
Footnotes: Cards issued when account no. begins with LTXX40100. Card validity 3 years. The customers to whom cards were issued during campaigns or the customers receiving inflows from a legal entity that has agreed with the Bank on transferring funds in payment card linked accounts may be subject to payment card service fees and conditions other than those indicated in the Pricelist. The customer can get information about these fees and conditions at his workplace, at the Bank's unit or by dialing +370 5 239 3444. Upon expiry of the conditions set during the campaign or no income received from the legal entity in 3 subsequent months, the Bank starts charging the payment card fees and conditions set in the Pricelist. Cash withdrawal fees are debited on a daily basis, monthly fees are debited on the last but one workday of each month. Account fees and transaction fees set in the Pricelist are separately charged for using the payment card linked account and for transactions performed therein without using a payment card. The bank has the right to unilaterally change the Pricelist, terms and conditions, fees, interest and/or their calculation and payment procedure for the payment card servicing and for the provision of payment services, as well as other banking service fees following the procedure set in the General Rules on the Provision of Services of the Bank and the Terms and Conditions for the Provision of Payment Services with at least 60 calendar days' notice to the Customer who is a consumer. The above mentioned notification is handed over to the Customer personally or announced publicly. Publicly available notification is regarded as an appropriate way of informing the Customer about a unilateral change of the Terms and Conditions for the Provision of Payment Services and/or the Price-list. It shall be deemed that the Customer agrees with these changes provided that before the day of the entry of changes into force he has not notified the Bank that he disagrees with these changes. In such case the Customer has the right to refuse the card without delay before the effective date of the amendments and to pay no commission fee for that. If the Customer does not avail of the right to waive the card before the effective date of the amendments, it shall be deemed that the Customer agrees with the amendments made. The customer may get information about the fees specifically applied thereto during the bank's business hours in all Bank's units or by dialing +370 5 239 3444. |
Footnotes: - |
| Visa Debit Payments and cash |
0.40% of the amount (min. EUR 0.40) Cash withdrawal from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania |
Free up to €600 per calendar month, 0.20% of the sum exceeding €600 (min. €0.40) Cash-out: - Luminor ATMs |
| Visa Debit Payments and cash |
Free Cash depositing at Luminor ATMs in Lithuania with cash-in function |
Free up to €2000 per calendar month, 0.20% of the sum exceeding €2000 Cash-in: - Luminor ATMs in Lithuania |
| Visa Debit Payments and cash |
- | Free Free Balance enquiry - from Luminor ATMs - from other ATMs |
| Visa Debit Other services |
2.45% Currency exchange fee in case of payment in other than the card account currency Footnotes: - |
No change in fee Conversion fee for paying in different currency than euro (4) Footnotes: (4) Conversion fee is added to the VISA applied currency exchange rate in case the transaction currency is not Euros. |
| Visa Debit Other services |
EUR 1.5 Issuing of a copy of the receipt at customer‘s request in case of a local payment |
EUR 25 Issuance of copy of the receipt for a transaction |
| Visa Debit Other services |
EUR 6 Issuing of a copy of the receipt at customer‘s request in case of a foreign paymen |
EUR 25 Issuance of copy of the receipt for a transaction |
| Visa Debit Other services |
- | 18% Annual interest on unauthorized debit balance |
| Visa Debit Limits |
- | |
| Visa Classic Ordering and delivering |
Free Card issuance fee |
- |
| Visa Classic Ordering and delivering |
EUR 10 Collecting the card at the bank's unit* *This fee is also applied if the customer had specified to the bank that the card will be collected at the bank’s unit but afterwards requested to send it by mail. |
No change in fee Delivering the card - to the Customer Service Center (1) (1) The fee is not applicable if the Customer pays the fee for an express issuing of the Card. |
| Visa Classic Ordering and delivering |
EUR 1.50 Card maintenance fee |
No change in fee Monthly fee |
| Visa Classic Ordering and delivering |
Free Card renewal fee** Footnotes: **Cards are renewed if at least one card transaction was performed within the past two months before the last month of the card validity. |
- |
| Visa Classic Ordering and delivering |
EUR 6 Card replacement*** Footnotes: ***The fee is applied if the card is lost, damaged, if card is demagnetized, if the cardholder's name and/or surname is changed, if latin letters are changed to Lithuanian ones or visa versa. |
EUR 5 Replacing the card - when card is replaced before the expiry date Footnotes: - |
| Visa Classic Ordering and delivering |
EUR 25 Card issuing in an urgent procedure (in 2 working days) |
No change in fee Replacing the card - additional fee for express issuing (2) (2) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center on the second business day after ordering. |
| Visa Classic Ordering and delivering |
EUR 3 per year Fee for indivudual design card (charged on each card with individual design)**** Footnotes: ****From 1 January 2016 cards with individual design will no longer be issued, and lost or expiring payment cards with individual design will be reproduced or renewed for standard design payment cards of the same type. The terms and fees are the same as those applied to the previously issued but still valid cards. |
- |
| Visa Classic Ordering and delivering |
Footnotes: Cards issued when account no. begins with LTXX40100. Card validity 3 years. The customers to whom cards were issued during campaigns or the customers receiving inflows from a legal entity that has agreed with the Bank on transferring funds in payment card linked accounts may be subject to payment card service fees and conditions other than those indicated in the Pricelist. The customer can gen information about these fees and conditions at his workplace, at the Bank's unit or by dialing +370 5 239 3444. Upon expiry of the conditions set during the campaign or no income received from the legal entity in 3 subsequent months, the Bank starts charging the payment card fees and conditions set in the Pricelist. Cash withdrawal fees are debited on a daily basis, monthly fees are debited on the last but one workday of each month. Account fees and transaction fees set in the Pricelist are separately charged for using the payment card linked account and for transactions performed therein without using a payment card. The Bank has the right to unilaterally change the Pricelist, terms and conditions, fees, interest and/or their calculation and payment procedure for the payment card servicing and for the provision of payment services, as well as other banking service fees following the procedure set in the General Rules on the Provision of Services of the Bank and the Terms and Conditions for the Provision of Payment Services with at least 60 calendar days' notice to the Customer who is a consumer. The above mentioned notification is handed over to the Customer personally or announced publicly. Publicly available notification is regarded as an appropriate way of informing the Customer about a unilateral change of the Terms and Conditions for the Provision of Payment Services and/or the Price-list. It shall be deemed that the Customer agrees with these changes provided that before the day of the entry of changes into force he has not notified the Bank that he disagrees with these changes. In such case the Customer has the right to refuse the card without delay before the effective date of the amendments and to pay no commission fee for that. If the Customer does not avail of the right to waive the card before the effective date of the amendments, it shall be deemed that the Customer agrees with the amendments made. The customer may get information about the fees specifically applied thereto during the bank's business hours in all bank's units or by dialing +370 5 239 3444. Example of the annual rate calculation on the overall credit price (Visa Classic). If the Bank issued EUR 1,500 credit in the payment card account for 36 months' period, the overall amount payable by the borrower would make EUR 1659.48 and the overall annual rate of the credit price would make 21.14%. The calculations include the interest paid during the credit period (16% fixed annual interest rate was used for the calculation), payment card administration fee of EUR 1.50 per month and minimal service fee EUR 1 per month. The overall annual rate of the credit price and the overall amount payable by the borrower is calculated assuming that the total Credit Limit is used on the Credit Limit issue day and is fully repaid on the last effective day of the agreement and the interest for using the Credit Limit is paid every month. |
Footnotes: - |
| Visa Classic Payments and cash |
2% Cash withdrawal from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania |
Free up to €600 per calendar month, 2% of the sum exceeding €600 Cash-out: - Luminor ATMs |
| Visa Classic Payments and cash |
0.40% of the sum (min. €0.80) Cash withdrawal within the network of the bank's partners* via POS |
2% of the amount (min. €1) Cash-out: - Perlas POS terminals (4) |
| Visa Classic Payments and cash |
Free Cash depositing at Luminor ATMs in Lithuania with cash-in function |
Free up to €600 per calendar month, 2% of the sum exceeding €600 Cash-in: - Luminor ATMs in Lithuania |
| Visa Classic Payments and cash |
- | Free Free Balance enquiry: - from Luminor ATMs - from other ATMs |
| Visa Classic Credit |
- | Free Changing the credit limit |
| Visa Classic Other services |
1.95% Currency exchange fee in case of payment in other than the card account currency Footnotes: - |
No change in fee Conversion fee for paying in different currency than euro(3) Footnotes: (3) Conversion fee is added to the VISA applied currency exchange rate in case the transaction currency is not Euros. |
| Visa Classic Other services |
EUR 1.50 Issuing of a copy of the receipt at customer‘s request in case of a local payment |
EUR 25 Issuance of copy of the receipt for a transaction |
| Visa Classic Other services |
EUR 6 Issuing of a copy of the receipt at customer‘s request in case of a foreign payment |
EUR 25 Issuance of copy of the receipt for a transaction |
| Visa Classic Other services |
- | 18% Annual interest on unauthorized debit balance |
| Visa Classic Limits |
- | |
| Visa Gold Ordering and delivering |
Free Card issuance fee |
- |
| Visa Gold Ordering and delivering |
EUR 10 Collecting the card at the bank's unit* *This fee is also applied if the customer had specified to the bank that the card will be collected at the bank’s unit but afterwards requested to send it by mail. |
No change in fee Delivering the card - to the Customer Service Center (1) (1) The fee is not applicable if the Customer pays the fee for an express issuing of the Card. |
| Visa Gold Ordering and delivering |
EUR 3.70 Card maintenance fee |
No change in fee Monthly fee |
| Visa Gold Ordering and delivering |
Free Card renewal fee** Footnotes: **Cards are renewed if at least one card transaction was performed within the past two months before the last month of the card validity. |
- |
| Visa Gold Ordering and delivering |
EUR 6 Card replacement*** Footnotes: ***The fee is applied if the card is lost, damaged, if card is demagnetized, if the cardholder's name and/or surname is changed, if latin letters are changed to Lithuanian ones or visa versa. |
EUR 5 Replacing the card - when card is replaced before the expiry date Footnotes: - |
| Visa Gold Ordering and delivering |
EUR 25 Card issuing in an urgent procedure (in 2 working days) |
No change in fee Replacing the card - additional fee for express issuing (2) (2) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center on the second business day after ordering. |
| Visa Gold Ordering and delivering |
Cards issued when account no. begins with LTXX40100. Card validity 3 years. The customers to whom cards were issued during campaigns or the customers receiving inflows from a legal entity that has agreed with the Bank on transferring funds in payment card linked accounts may be subject to payment card service fees and conditions other than those indicated in the Pricelist. The customer can gen information about these fees and conditions at his workplace, at the Bank's unit or by dialing +370 5 239 3444. Upon expiry of the conditions set during the campaign or no income received from the legal entity in 3 subsequent months, the Bank starts charging the payment card fees and conditions set in the Pricelist. Cash withdrawal fees are debited on a daily basis, monthly fees are debited on the last but one workday of each month. Account fees and transaction fees set in the Pricelist are separately charged for using the payment card linked account and for transactions performed therein without using a payment card. The Bank has the right to unilaterally change the Pricelist, terms and conditions, fees, interest and/or their calculation and payment procedure for the payment card servicing and for the provision of payment services, as well as other banking service fees following the procedure set in the General Rules on the Provision of Services of the Bank and the Terms and Conditions for the Provision of Payment Services with at least 60 calendar days' notice to the Customer who is a consumer. The above mentioned notification is handed over to the Customer personally or announced publicly. Publicly available notification is regarded as an appropriate way of informing the Customer about a unilateral change of the Terms and Conditions for the Provision of Payment Services and/or the Price-list. It shall be deemed that the Customer agrees with these changes provided that before the day of the entry of changes into force he has not notified the Bank that he disagrees with these changes. In such case the Customer has the right to refuse the card without delay before the effective date of the amendments and to pay no commission fee for that. If the Customer does not avail of the right to waive the card before the effective date of the amendments, it shall be deemed that the Customer agrees with the amendments made. The customer may get information about the fees specifically applied thereto during the bank's business hours in all Bank's units or by dialing +370 5 239 3444. Example of the annual rate calculation on the overall credit price (Visa Gold). If the Bank issued EUR 1,500 credit in the payment card account for 36 months' period, the overall amount payable by the borrower would make EUR 1,685.88 and the overall annual rate of the credit price would make 24.88%. The calculations include the interest paid during the credit period (16 % fixed annual interest rate was used for the calculation), payment card administration fee of EUR 3.70 per month and minimal service fee of EUR 1 per month. The overall annual rate of the credit price and the overall amount payable by the borrower is calculated assuming that the total Credit Limit is used on the Credit Limit issue day and is fully repaid on the last effective day of the agreement and the interest for using the Credit Limit is paid every month. |
Footnotes: - |
| Visa Gold Payments and cash |
2% Cash withdrawal from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania |
Free up to €600 per calendar month, 2% of the sum exceeding €600 Cash-out: - Luminor ATMs |
| Visa Gold Payments and cash |
0.40% of the sum (min. €0.80) Cash withdrawal within the network of the bank's partners* via POS |
2% of the amount (min. €1) Cash-out: - Perlas POS terminals (4) |
| Visa Gold Payments and cash |
Free Cash depositing at Luminor ATMs in Lithuania with cash-in function |
Free up to €600 per calendar month, 2% of the sum exceeding €600 Cash-in: - Luminor ATMs in Lithuania |
| Visa Gold Payments and cash |
- | Free Free Balance enquiry: - from Luminor's ATMs - from other ATMs |
| Visa Gold Credit |
- | Free Changing the credit limit |
| Visa Gold Other services |
1.95% Currency exchange fee in case of payment in other than the card account currency Footnotes: - |
No change in fee Conversion fee for paying in different currency than euro (3) Footnotes: (3) Conversion fee is added to the VISA applied currency exchange rate in case the transaction currency is not Euros. |
| Visa Gold Other services |
EUR 1.50 Issuing of a copy of the receipt at customer‘s request in case of a local payment |
EUR 25 Issuance of copy of the receipt for a transaction |
| Visa Gold Other services |
EUR 6 Issuing of a copy of the receipt at customer‘s request in case of a foreign payment |
EUR 25 Issuance of copy of the receipt for a transaction |
| Visa Gold Other services |
- | 18% Annual interest on unauthorized debit balance |
| Visa Gold Limits |
- | |
| Luminor Visa Infinite Ordering and Delivering |
EUR 10 Delivering the card: - to branch or to abroad Footnotes: - |
No change in fee Delivering the card: - by post to address abroad - to the Customer Service Center (1) Footnotes: (1) The fee is not applicable if the Customer pays the fee for an express issuing of the Card. |
| Luminor Visa Infinite Ordering and Delivering |
Replacing the card: - extra fee for express issuing Footnotes: - |
Replacing the card: - additional fee for express issuing (2) Footnotes: (2) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center on the second business day after ordering. |
| Luminor Visa Infinite Payments and cash |
3% Conversion fee for paying in different currency than euro Footnotes: - |
No change in fee Conversion fee for paying in different currency than euro (3) Footnotes: Customer Service Center on the second business day after ordering. (3) Conversion fee is added to the VISA applied currency exchange rate in case the transaction currency is not Euros. |
| Luminor Visa Infinite Payments and cash |
0.40% of the amount (min. €0.80) Cash-out: - at Luminor's partner POS Footnotes: - |
No change in fee Cash-out: - Perlas POS terminals (4) Footnotes: (4) In PERLAS terminals based on the list provided here. The service is provided by UAB "Perlas Finance". |
| Luminor Visa Infinite Payments and cash |
€0.30 Cash-in: - at Luminor's partner POS Footnotes: - |
No change in fee price Cash-n: - Perlas POS terminals (4) Footnotes: (4) In PERLAS terminals based on the list provided here. The service is provided by UAB "Perlas Finance". |
| Luminor Visa Infinite Payments and cash |
-Free -EUR 0.50 Balance enquiry - from Luminor ATMs - from other ATMs |
-Free -Free No change in fee name |
| Luminor Visa Infinite Credit |
According to payments pricelist Transfer from card's credit limit account |
- |
| Luminor Visa Infinite Other services |
EUR 25 Fee per transaction for processing an unsubstantiated claim if the cardholder has provided false information to the Bank that is endorsed by a third party |
- |
| Luminor Black Payments and cash |
Free EUR 0.50 Balance enquiry - from Luminor ATMs - from other ATMs |
Free Free No change in fee name |
| Priority Pass Card issuance / renewal |
EUR 15 Card issuance fee* Footnotes: Cards issued when account no. begins with LTXX40100. * The fee does not apply to Infinite card holders. |
No change in fee Card issuance fee Footnotes: - |
| Priority Pass Card issuance / renewal |
Free Collecting the card at the bank's unit |
EUR 10 Delivering the card: - to the Customer Service Center |
| Priority Pass Card issuance / renewal |
EUR 6 Card sending by mail abroad |
EUR 10 Delivering the card - by post to address abroad |
| Priority Pass Card issuance / renewal |
EUR 24 Airport VIP lounge enter fee per person (valid till 2018 12 11) |
- |
| Mastercard Debit | - | |
| Mastercard Credit | - | |
| Mastercard Gold | - | |
| PINS Mastercard | - | |
| Mastercard Platinum | - | |
| Visa Electron UP (From 2016 11 01 are not issued) | - | |
| Visa Electron (From 2015 10 15 are not issued) | - | |
| Visa Classic UP (From 2016 11 01 are not issued) | - | |
| Virtual ERA (Master Card) (From 2015 10 15 are not issued) | - | |
| Maestro | - | |
| IKI PREMIJA Maestro | - | |
| Mastercard Standard | - | |
| Mastercard consumer credit card | - |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Basic payment account service | EUR 1.50 per month* Monthly fee Footnotes: *In case at least 15 payments are made with the payment card linked to the banking package during a calendar month from the effective date of the package, the fee of EUR 1 is applied. |
EUR 1.52 No change in fee name Footnotes: - |
| Basic payment account service | - |
EUR 1.52 Monthly fee for senior customers (65 years of age or older) |
| Basic payment account service | - | EUR 1.52 Monthly fee for young customers (up to 21 years old) |
| Basic payment account service | + Internet bank login tool** Footnotes: Internet bank login tool: Smart-ID Code generator may be issued free of charge, if customer does not have a smart device or requests code generator instead of Smart-ID. In case bank has no technical capability to issue Smart-ID, code generator will be issued free of charge. |
No change in fee Internet bank login tool (4) (4) Internet bank login tool: Smart-ID. Code generator may be issued free of charge for Basic payment account service users, if customer does not have a smart device and is not able to use Smart-ID. |
| Basic payment account service | + Unlimited online transfer in euro to EEA countries Footnotes: - |
10 payments Online payments in Euros to accounts within Luminor Lithuania and Single Euro Payments Area member states (5) Footnotes: (5) Including payments for services, shopping at e-stores and payment of all-type e-invoices. |
| Basic payment account service | up to €550 per month Cash withdrawal at Luminor ATM‘s in Baltics without charge**** Footnotes: ****The specified withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania. |
Up to €600 per month (7) Cash withdrawal at Luminor ATM‘s in Baltics without charge: (6) - Debit Card Footnotes: (6) The total withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor ATMs in Baltic countries. (7) For Basic payment account service users the feefree withdrawal limit is only applicable at Luminor ATMs. |
| Basic payment account service | 0.40% of the amount (min. €0.40) Fee charged in the case of exceeding the feefree withdrawal limit |
0.20% of the amount (min. €0.40) Fee charged in the case of exceeding the feefree withdrawal limit: - Debit card |
| Basic payment account service | - | 2% of the sum (min. €3) Cash withdrawal from other ATMs in Baltics and abroad: - Debit card |
| Basic payment account service | Footnotes: Maintenance of accounts at the bank covers maintenance of accounts that begin with the same number, i.e. LTXX40100 or LTXX21400. |
Footnotes: - |
| Standard Banking Package Daily package |
EUR 1.50 per month* Mothly fee |
EUR 2 No change in fee name |
| Standard Banking Package Daily package |
- | EUR 1.06 Monthly fee for senir customers (65 years of age or older) |
| Standard Banking Package Daily package |
- | Free Monthly fee for young customers (up to 21 years old) |
| Standard Banking Package Daily package |
- Login code (password) generator |
- |
| Standard Banking Package Daily package |
+ Unlimited online transfer in euro to EEA countries |
Free Online payments in Euros to accounts within Luminor Lithuania and Single Euro Payments Area member states (3) Footnote: (3) Including payments for services, shopping at e-stores and payment of all-type e-invoices. |
| Standard Banking Package Daily package |
Free Unlimited cash-in operations at Luminor ATMs in Lithuania |
- Free up to €2000 per calendar month, 0.20% of the sum exceeding €2000 Cash-in operations at Luminor ATMs in Lithuania: - Debit Card |
| Standard Banking Package Daily package |
up to €550 per month Cash withdrawal at Luminor ATM‘s in Baltics without charge**** Footnotes: ****The total withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania. Cash withdrawal cannot exceed the overall daily limit set to a particular payment card. |
up to €600 per month Cash withdrawal at Luminor ATM‘s in Baltics without charge: (6) - Debit Card Footnotes: (6) The total withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor ATMs in Baltic countries. |
| Standard Banking Package Daily package |
0.40% of the amount (min. €0.40) Fee charged in the case of exceeding the fee-free withdrawal limit |
0.20% of the amount (min. €0.40) Fee charged in the case of exceeding the feefree withdrawal limit: - Debit card |
| Standard Banking Package Daily package |
- | 2% of the sum (min. €3) Cash withdrawal from other ATMs in Baltics and abroad: - Debit card |
| Standard Banking Package Daily package |
Footnotes: Maintenance of accounts at the bank covers maintenance of accounts that begin with the same number, i.e. LTXX40100 or LTXX21400. |
Footnotes: - |
| Standard Banking Package Black package |
EUR 5 Monthly fee |
EUR 5.50 No change in fee name |
| Standard Banking Package Black package |
EUR 5 Monthly fee for senior customers (65 years of age or older) |
EUR 5.50 No change in fee name |
| Standard Banking Package Black package |
EUR 5 Monthly fee for young customers (up to 21 years old) |
EUR 5.50 No change in fee name |
| Standard Banking Package Black package |
Unlimited Cash-in operations at Luminor ATMs in Lithuania: - Debit Card |
- Free up to EUR 2000 per calendar month, 0.20% of the sum exceeding EUR 2000 No change in fee name |
| Standard Banking Package Black package |
0.40% of the amount (min. €0.40) Fee charged in the case of exceeding the feefree withdrawal limit: - Debit card |
0.20% of the amount (min. EUR 0.40) No change in fee name |
| No longer issued packages Active package |
valid when account no. begins with LTXX40100 Login code (password) generator |
- |
| No longer issued packages Active package |
+ Unlimited cash-in operations at Luminor ATMs in Lithuania |
- Free up to EUR 2000 per calendar month, 0.20% of the sum exceeding EUR 2000 - Free up to EUR 600 per calendar month, 2% of the sum exceeding EUR 600 Cash-in operations at Luminor ATMs in Lithuania: - Debit Card - Credit Card |
| No longer issued packages Active package |
up to €1.500 per month Cash withdrawal at Luminor ATM‘s in Baltics without charge**** Footnotes: ****The total withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania. Cash withdrawal cannot exceed the overall daily limit set to a particular payment card. |
- Up to EUR 600 per month - Up to EUR 600 per month Cash withdrawal at Luminor ATM‘s in Baltics without charge: (4) - Debit Card - Credit Card Footnotes: (4) The total withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor ATMs in Baltic countries. |
| No longer issued packages Active package |
0.40% of the amount (min. €0.40) Fee charged in the case of exceeding the fee-free withdrawal limit |
- 0.20% of the amount (min. EUR 0.40) - 2% of the amount Fee charged in the case of exceeding the feefree withdrawal limit: - Debit card - Credit Card Card |
| No longer issued packages Active package |
- 2% of the sum (min. EUR 3) - 2% of the sum (min. EUR 3) Cash withdrawal from other ATMs in Baltics and abroad: - Debit card - Credit Card |
|
| No longer issued packages Active package |
Footnotes: Maintenance of accounts at the bank covers maintenance of accounts that begin with the same number, i.e. LTXX40100 or LTXX21400. |
Footnotes: - |
| No longer issued packages Gold package |
valid when account no. begins with LTXX40100 Credit Card |
Visa Classic; Visa Gold Credit card |
| No longer issued packages Gold package |
valid when account no. begins with LTXX40100 Login code (password) generator |
- |
| No longer issued packages Gold package |
+ Unlimited cash-in operations at Luminor ATMs in Lithuania |
- Free up to EUR 2000 per calendar month, 0.20% of the sum exceeding EUR 2000 - Free up to EUR 600 per calendar month, 2% of the sum exceeding EUR 600 Cash-in operations at Luminor ATMs in Lithuania: - Debit Card - Credit Card |
| No longer issued packages Gold package |
up to €15.000 per month Cash withdrawal at Luminor ATM‘s in Baltics without charge**** Footnotes: ****The total withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania. Cash withdrawal cannot exceed the overall daily limit set to a particular payment card. |
- Up to EUR 600 per month - Up to EUR 600 per month Cash withdrawal at Luminor ATM‘s in Baltics without charge: (4) - Debit Card - Credit Card Footnotes: (4) The total withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor ATMs in Baltic countries. |
| No longer issued packages Gold package |
2% Fee charged in the case of exceeding the fee-free withdrawal limit |
- 0.20% of the amount (min. EUR 0.40) - 2% of the amount Fee charged in the case of exceeding the feefree withdrawal limit: - Debit card - Credit Card |
| No longer issued packages Gold package |
- | - 2% of the sum (min. EUR 3) - 2% of the sum (min. EUR 3) Cash withdrawal from other ATMs in Baltics and abroad: - Debit card - Credit Card |
| No longer issued packages Gold package |
Footnotes: Maintenance of accounts at the bank covers maintenance of accounts that begin with the same number, i.e. LTXX40100 or LTXX21400. |
Footnotes: - |
| Youth banking packages | - | |
| Senior banking package | - | |
| Private Banking Package | - |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Accounts Minimum service charge |
+ Maintenance of bank accounts* Footnotes: *Customers pay a separate minimum service fee for accounts with numbers beginning LTXX40100 and a separate minimum service fee for accounts with numbers beginning LTXX21400. No minimum service fee is applied to accounts with numbers beginning the same and to accounts linked to a banking package. The minimum service charge is applied for a calendar month irrespective of the booking date. The fee is deducted by the 6th day of the next month. Payments and credit transfers should comply with SEPA requirements, i.e. Luminor Bank AS Lithuanian Branch SWIFT (BIC) code(when account number begins with LTXX40100, BIC is AGBLLT2X, when account number begins with LTXX21400, BIC is NDEALT2X) and the beneficiary’s account number in IBAN format have to be specified correctly. |
No change in fee Bank account maintenance (1) Footnotes: (1) No minimum service fee is applied to accounts linked to a banking package. The minimum service charge is applied for a calendar month irrespective of the booking date. The fee is deducted by the 6th day of the next month. Payments and credit transfers should comply with SEPA requirements, i.e. Luminor Bank AS Lithuanian Branch SWIFT (BIC) code (AGBLLT2X) and the beneficiary’s account number in IBAN format have to be specified correctly. |
| Accounts Minimum service charge |
+ Internet bank login tool*** Footnotes: When account no. begins with LTXX40100: **Internet bank login tool: PIN, TAN Codes. ***Usage of code cards is not available from 10.09.2019 When account no. begins with LTXX21400: **Internet bank login tool: Nordea Codes App. |
No change in fee Internet bank login tool (2) Footnotes: (2) Internet bank login tool: Smart-ID. |
| Accounts Minimum service charge |
Footnotes: Transfers within bank are transfers to bank accounts with the same number pattern. Transfers in other currencies to bank accounts that follow LTXX40100 pattern are subject to the conditions set out for transfers in other currencies to other banks. Transfers within bank are transfers to bank accounts with the same number pattern. Transfers in other currencies to bank accounts that follow LTXX21400 pattern are subject to the conditions set out for transfers in other currencies to other banks. |
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| Accounts Limited usage account service |
- | |
| Accounts Account maintenance |
EUR 100 Account opening to non-EU residents* Footnotes: *The fee for verification before making a decision to enter into business relations with persons who are not domiciled in the European Union. The fee is applied irrespective of whether the account was opened. |
EUR 200 Fee for verification of documents for an account opening for customers who are not legal residents (1) of EU, EEA or Swiss Confederation. Footnotes: (1) A natural person who has the right to reside in a member state of EU, EEA or Swiss Confederation by virtue of EU or national law, including a natural person who has acquired asylum seeker, refugee or alternative status. |
| Accounts Account maintenance |
Part of service kit Account maintenance |
- |
| Accounts Account maintenance |
On agreed basis Escrow |
- |
| Accounts Statements of account |
Free Issuing of account statements for the current month |
- |
| Accounts Statements of account |
At the bank - EUR 5 per month, max. EUR 25 Issuing of account statements for period indicated by a customer |
At the Customer Service Center - EUR 5 per month No change in fee name |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Other services Bank statements |
EUR 15 Other Bank statements |
No change in fee Non-standard references |
| Other services Copies of documents/ mailing |
EUR 0.80 per one page not less than EUR 1.45 By post in Lithuania regular |
EUR 0.80 per one page + post costs EUR 5 No change in fee name |
| Other services Copies of documents/ mailing |
EUR 0.80 per one page not less than EUR 3 By post in Lithuania registered |
EUR 0.80 per one page + post costs EUR 5 No change in fee name |
| Other services Copies of documents/ mailing |
EUR 0.80 per one page not less than EUR 6 By post to foreign countries |
EUR 0.80 per one page + post costs EUR 10 No change in fee name |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Deposits | - | Free First payment from Savings Account to own current account within a calendar month (1) (1) If a depositor has more than one Savings Account, only one payment per month for all the Savings Account is free. |
| Deposits | - | 0.2% of the amount, min. EUR 0.29 Second and following payment from any Savings Account to own current account |
| Deposits | - | Footnote: Annual Interest Rates on Deposits can be found here |
| Interest rates | - |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Digital channels | Free of charge System log-in |
- |
| Digital channels | Free of charge Account handling via Luminor internet bank |
- |
| Digital channels | Free of charge Email messages about account changing |
- |
| Digital channels Internet bank maintenance (when account no. begins with LTXX21400) |
- | |
| Digital channels SMS service |
- |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 07 15 |
|---|---|---|
| Loans Consumer loan, Car loan |
Footnotes: To sign a loan agreement you need to have a payment account in Luminor Bank AS Lithuanian Branch. Information on charges and commission fees related to the opening and use of the payment account is available here. The total cost of consumer loan APR calculating example: If you receive a EUR 3 000 loan over a 5 year period, the total amount of your payment is EUR 4 178.88, monthly payment EUR 67.41, and the total annual percentage rate 14.79%. These calculations are carried out under the following assumptions: annual interest rate – 12.0%, the loan is repaid with annuity method, the loan agreement fee is EUR 60, minimum banking package fee EUR 1.5 per month |
Footnotes: You need a payment account in Luminor to conclude a loan agreement. Information on charges and commission fees related to the opening and use of the payment account is available here. The total cost of consumer loan APR (annual percentage rate) calculating example: If you receive a EUR 3 000 loan over a 5 year period, the total amount of your payment is EUR 4 124, monthly payment EUR 66.73, and the total annual percentage rate 14.43%. These calculations are carried out under the following assumptions: annual interest rate – 12%, the loan is repaid with annuity method, the loan agreement fee is EUR 60, minimum banking package fee EUR 1 per month. |
| Loans Housing loan, Idea loan (Loan with collateral) |
EUR 200 Agreement amendment fee (1) Footnote: (1) For example, changes in payment schedule, collateral composition, loan issuance conditions, loan currency etc. |
No change in fee No change in fee name Footnote: (1) For example, changes in payment schedule (excluding change of loan monthly repayment date), collateral composition, loan issuance conditions, loan currency etc. Agreement amendment fee for Private Banking customers is 0.5% of the current loan balance, min. EUR 200. |
| Loans Housing loan, Idea loan (Loan with collateral) |
The fee (compensation of Bank's losses occurred due to early credit repayment) is calculated according to the formula. ** If in loan agreement fee value has been set, it is calculated in accordance with credit agreement Early loan repayment if interest rate is fixed for longer than 12-month term |
The fee is calculated according to the formula (2) if the fee is not set in credit agreement No change in fee name |
| Loans Housing loan, Idea loan (Loan with collateral) |
€35 Bank’s consent related to the property pledged to the Bank |
No change in fee Bank's approvals to state institutions and consents related to the property encumbered in favor of the Bank |
| Loans Credit limit to payment card |
EUR 10 The fee for the increased credit limit |
- |
| Loans Credit limit to payment card |
EUR 10 The fee for rescheduling the credit limit repayment |
- |
| Loans Credit limit to payment card |
Free of charge Up-front fee |
- |
| Loans Overdraft (new overdrafts are not issued) |
1% from credit amount, but not less than EUR 30 Up-front fee |
- |
| Leasing Leasing services fees |
- | From 0.70% of the purchase cost, min. €150 Agreement execution fee |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Outgoing payments in Euros Internal payments |
At the Bank: EUR 5 Via Internet bank: Part of service kit To one's own bank account within the bank |
At Customer Service Center: No change in fee Via Digital Channels: Free To one's own account within Luminor Lithuania |
| Outgoing payments in Euros Internal payments |
At the bank: EUR 5 Via Internet bank: Part of service kit To other beneficiary’s account within the bank |
At Customer Service Center: No change in fee Via Digital Channels: Eur 0.29 To other's account within Luminor Lithuania |
| Outgoing payments in Euros Internal payments |
At the bank: N/A Via Internet bank: EUR 25 Extra urgent payment, when the payer's account no. begins with LTXX40100 and the beneficiary's account no. begins with LTXX21400 |
- |
| Outgoing payments in Euros Internal payments |
At the bank: N/A Via Internet bank: EUR 25 Urgent payment, when the payer's account no. begins with LTXX21400 and the beneficiary's account no. begins with LTXX40100 |
- |
| Outgoing payments in Euros Internal payments |
At the bank: - Via Internet bank: Part of service kit To the beneficiary account under a payment order for goods/services given via e commerce system within the bank |
- |
| Outgoing payments in Euros Payments to European countries |
At the Bank: EUR 5 Via Internet bank: Part of service kit Standard payment to EEA countries Footnotes: - |
At Customer Service Center: No change in fee price Via Digital Channels: EUR 0.40 Euro payments (1) Footnotes: (1) Payments to Lithuania and Single Euro Payments Area member states. Full list of countries can be found on the European Central Banks' webpage. |
| Outgoing payments in Euros Payments to European countries |
At the Bank: N/A Via Internet bank: EUR 25 Extra urgent payment to EEA countries, when the payer's account no. begins with LTXX40100, and urgent payment to EEA countries, when the payer's account no. begins with LTXX21400 Footnotes: - |
At Customer Service Center: Not available Via Digital Channels: EUR 25 Urgent Euro payments (2) Footnotes: (2) Urgent payments to EEA member states. The full list of countries can be found here. |
| Payments Transfer in euros |
Footnotes: Fees apply for transfers in euro to other payment service providers registered in Lithuania, other European Union (EU) countries, Switzerland and the countries of the European Economic Area (EEA) - Norway, Iceland and Liechtenstein. Service kit: minimum service charge or a selected banking package. Transferring the account balance under the account transfer agreement is charged a standard fee for transfers into the EEA countries at the bank’s unit. |
Footnotes: - |
| Outgoing payments in other currencies Internal payments |
At the Bank: EUR 5 Via Internet bank: Part of service kit to own/other beneficiary's bank account when the payer's and beneficiary's account no. follow the same pattern: both accounts start with LTXX40100 or LTXX21400 |
At the Customer Service Center: No change in fee Via Digital Channels: Free To one's own account within Luminor Lithuania |
| Outgoing payments in other currencies Internal payments |
At the Bank: N/A Via Internet bank: Fees applied for Payment in other currency to other banks to own/other beneficiary's bank account when the payer's and beneficiary's account no. folow different patterns: one begins with LTXX21400, and the other with LTXX40100 |
At the Customer Service Center: EUR 5 Via Digital Channels: EUR 0.29 To other's account within Luminor Lithuania |
| Payments Transfer in other currency within Luminor group banks and partner banks |
At the Bank: N/A Via Internet bank: EUR 11 Transfers to Luminor group banks and partner banks* Footnotes: The fee is charged on money transfers processed in the specified currencies with the beneficiary’s bank BIC code specified and account number indicated in IBAN format, transfer fees shared with the beneficiary (SHA). *Luminor group banks and partner banks: - When payer account no. begins with LTXX40100 and the transfer is in USD, NOK, PLN currencies: Luminor Bank AS Latvian Branch (BIC: RIKOLV2X), when beneficiary's account no. begins with LVXXRIKO; Luminor Bank AS, Estonia (BIC: RIKOEE22), when beneficiary's account no. begins with EEXX96; DNB Bank ASA, Norway (BIC:DNBANOKK); Norddeutsche Landesbank Girozentrale, Germany (BIC:NOLADE2H); Bank DNB Polska S.A., Poland (BIC: MHBFPLPW). - When payer account no. begins with LTXX21400 and the transfer is in DKK, GBP, NOK, SEK, RUB, USD currencies: Nordea Bank AB, with all its subsidiaries and branches; Luminor Bank AS, Latvian Branch (BIC: NDEALV2X), when beneficiary's account no. begins with LVXXNDEA; Luminor Bank AS, Estonia (BIC: NDEAEE2X), when beneficiary's account no. begins with EEXX1700017. |
- |
| Transfer in other currency Incoming payments |
Free In other currencies within the bank, when the payer's and beneficiary's account no. follow the same pattern: both accounts start with LTXX40100 or LTXX21400 |
- |
| Transfer in other currency Incoming payments |
EUR 10 In other currencies within the bank, when the payer's and beneficiary's account no. follow different patterns: one begins with LTXX21400, and the other begins with LTXX40100 |
- |
| Transfer in other currency Incoming payments |
Free In other currencies from Luminor group banks and partner banks* Footnotes: *Luminor group banks and partner banks: - When account no. begins with LTXX40100 and the transfer is in USD, NOK, PLN currencies: Luminor Bank AS Latvian Branch (BIC: RIKOLV2X), when beneficiary's account no. begins with LVXXRIKO; Luminor Bank AS, Estonia (BIC: RIKOEE22), when beneficiary's account no. begins with EEXX96; DNB Bank ASA, Norway (BIC:DNBANOKK); Norddeutsche Landesbank Girozentrale, Germany (BIC:NOLADE2H); Bank DNB Polska S.A., Poland (BIC: MHBFPLPW). - When account no. begins with LTXX21400 and the transfer is in DKK, GBP, NOK, SEK, RUB, USD currencies: Nordea Bank AB, with all its subsidiaries and branches; Luminor Bank AS, Latvian Branch (BIC: NDEALV2X), when beneficiary's account no. begins with LVXXNDEA; Luminor Bank AS, Estonia (BIC: NDEAEE2X), when beneficiary's account no. begins with EEXX1700017. |
- |
| Incoming payments | Part of service kit When funds are transferred in euros from other payment service providers registered in EEA countries* Footnotes: Service kit: minimum service charge or the selected banking package. *when comply with SEPA requirements, i.e.Luminor Bank AS Lithuanian Branch SWIFT (BIC) code(when account number begins with LTXX40100, BIC is AGBLLT2X, when account number begins with LTXX21400, BIC is NDEALT2X), the beneficiary’s account number is in IBAN format, and the payer and the beneficiary each pay the transfer charges (SHA). |
Free Payments received from the Single Euro Payments Area member states in Euros (1) Footnotes: (1) Payments from Single Euro Payments Area member states and compliant with SEPA requirements. Full list of countries can be found on the European Central Banks' webpage here |
| Incoming payments | EUR 10 In other currencies from banks registered in Lithuania or in other cases from foreign banks Footnotes: - |
EUR 10 Incoming SHA payments (2) Footnotes: (2) SHA – the beneficiary pays fees of Luminor Bank and intermediary banks. Intermediary bank fees are deducted from the transferred amount. |
| Incoming payments | - | Free Incoming OUR payments (3) Footnotes: (3) OUR – no fees are applied by Luminor Bank. However, additional charges may be deducted by intermediary banks from the transferred amount |
| Other payment services Other services related to payments |
EUR 8 Cancelation or clarification of a transfer in euros to non-EEA countries if it is not sent from the Bank |
EUR 10 Cancellation or investigation request of a payment if it is not sent from the Bank |
| Other payment services Other services related to payments |
€40 + foreign bank fee €60 Cancelation or clarification of a transfer in euros to non-EEA countries if it is sent from the Bank Footnotess: - |
€40 + extra costs (3) Cancellation or investigation request of a payment if it is sent from the Bank Footnotes: (3) Extra costs - commission, determined by correspondent bank and/or beneficiary bank apart from the Bank for payment order investigation or correction. |
| Other payment services Other services related to payments |
EUR 30 + foreign bank fee EUR 40 Ordering of information on accounts and transactions from a foreign bank at the customer's request |
- |
| Other payment services Other services related to payments |
EUR 25 Processing a returned payment** **Foreign bank’s fee is applied when the beneficiary’s bank or the correspondent bank refunds the amounts due to the reasons beyond the control of the sender’s bank. |
- |
| Other payment services Other services related to payments |
EUR 1 Confirmation of submitted payment document at the bank |
EUR 3 Payment transaction printout and confirmation |
| Payments Foreign exchange |
- | |
| Other payment services Standing orders |
At the Bank: Free Via Internet bank: Free Applying for or cancelling of einvoice automated payment |
At the Customer Service Center: EUR 5 Via Digital Channels: No change in fee Registration of E-invoice standing order |
| Other payment services Standing orders |
At the Bank: Free Via Internet bank: Free Change of e-invoice automated payment conditions |
At the Customer Service Center: EUR 5 Via Digital Channels: No change in fee Amendment and cancellation |
| Other payment services Standing orders |
Part of service kit Standing orders execution* Footnotes: When account no. begins with LTXX40100: *Standing orders in euros, when the agreement is signed at the bank’s unit, executed within the bank or in other banks registered in Lithuania. When account no. begins with LTXX21400: *Standing orders in euros within the EEA. |
At the Customer Service Center: Not available Via Digital Channels: According to the payments price list Standing order payment Footnotes: - |
| Other payment services Standing orders |
At the Bank: Free Via Internet bank: Part of service kit E-invoice automated payment |
At the Customer Service Center: Not available Via Digital Channels: Free E-invoice standing order payment |
| Other payment services Standing orders |
Free E-invoice receipt |
- |
| Other payment services Standing orders |
At the Bank: EUR 5 Via Internet bank: Part of service kit E-invoice one-off payment under a filled out payment form |
- |
| Payments Payments for services |
- |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Investment services Investing in securities |
0.20% of the transaction value multiplied by the maturity of debt securities in years, max. 2% of the transaction value, min. EUR 30 When Luminor Bank AS Lithuanian Branch acts as a counterparty |
Up to 2% of Sale price, min. EUR 50 Investing in debt securities in Internet bank |
| Investment services Investing in securities |
0.20% of the transaction value multiplied by the maturity of debt securities in years, max. 2% of the transaction value, min. EUR 50 When Luminor Bank AS Lithuanian Branch deals with other financial counterparties |
Up to 2% of Sale price, min. EUR 50 Investing in debt securities in Internet bank |
| Investment services Investing in securities |
Footnotes: For trade and/or safekeeping of financial instruments (FI) you need to have a payment account with Luminor Bank AS Lithuanian Branch. You can open a payment account separately. Information on charges and commission fee related to the opening and use of the payment account is available here. |
- |
| Investment services Investing in securities |
0.20% Sale in secondary market* Footnotes: *From the nominal value is applied by Nordea Bank AB (publ) (this fee is included in the price). |
0.20% from Sale price Sale of index linked bond in secondary market (fee is included into bond price) Footnotes: - |
| Investment services Investing in securities |
0.50% of the amount, min. EUR 35 or min. USD 40 Trading in exchange-traded funds (ETF) |
0.50% of Trade amount (min. EUR 50 / min. 65 USD) Purchasing and selling stocks/ETF in internet bank |
| Investment services Investing in securities |
1% of the amount Subscription of equity and mixed investment funds and regular investment fee |
1% of Trade amount (min. EUR 1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank |
| Investment services Investing in securities |
0.40% of the amount Subscription of bond investment funds and regular investment fee |
1% of Trade amount (min. EUR 1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank |
| Investment services Investing in securities |
0.20% of the amount Subscription of money market investment funds and regular investment fee |
1% of Trade amount (min. EUR1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank |
| Investment services Investing in securities |
1% of the amount Transaction fee for transfer (sale) of equity and mixed investment fund units |
1% of Trade amount (min. EUR 1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank |
| Investment services Investing in securities |
0.40% of the amount Transaction fee for transfer (sale) of bond investment fund units |
1 % of Trade amount (min. EUR 1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank |
| Investment services Investing in securities |
0.25% of the amount Transaction fee for transfer (sale) of money market investment fund units |
1 % of Trade amount (min. EUR 1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank |
| Investments Trading in other investment funds |
EUR 3.20 per transaction Switch fee between Nordea investment funds |
- |
| Investments Trading in other investment funds |
Footnotes: Only for Nordea investment funds: No minimum purchase fee is applied to Nordea funds. Minimum fee for debiting Nordea funds from the financial instruments account is EUR 1. Minimum invested amount – EUR 1,000 or an equivalent in other currencies. Minimum invested amount for Nordea funds online – EUR 50 or an equivalent in other currencies. Periodic investment is only possible with Nordea funds. Minimum amount – EUR 50. No minimal subscription fee is charged to periodic investments. Other investment funds conditions: A minimum commission fee of EUR 15 / USD 20 (in case the payment transfer is submitted in US dollars) is applied for removal from account |
Footnotes: - |
| Investment services Securities account quarterly maintenance fee |
0.04% of the amount (min. EUR 1) Securities with ISIN codes starting with US, GB, IE, DE, AT, FR, ES, BE, NL, LU, NO, SE, DK, EU: |
0.04% of the value of securities (min. EUR 1.50) Securities with ISIN codes starting with US, GB, IE, DE, AT, FR, ES, BE, NL, LU, FI, NO, SE, DK, EU: |
| Investment services Securities account quarterly maintenance fee |
0.025% of the amount (min. EUR 1) Securities with ISIN code starting with XS: |
0.03% of of the value of securities (min. EUR 1.50) No change in fee name |
| Investment services Securities account quarterly maintenance fee |
0.1% of the amount (min. EUR 1) Other securities |
0.1% of of the value of securities (min. EUR 1.50) No change in fee name |
| Investment services Securities account quarterly maintenance fee |
Free Nordea investment funds |
0.04% of of the value of securities (min. EUR 1.50) Nordea Asset Management investment funds |
| Investment services Securities account quarterly maintenance fee |
0.01% of the amount, min. EUR 0.50 per month Custody fee (monthly payment) Footnotes: - |
0.01% of the total account value Monthly custody fee for securities in Luminor Investor and Luminor Trade (1) Footnotes: (1) Custody fee is calculated separately for equities, bonds and mutual funds. EUR 0.50 per month minimum fee is applied for mutual funds asset class. No minimum fee is applied for equities and bonds. The custody fee will be calculated daily using the end of day portfolio values and charged on a monthly basis (excluding VAT where applicable). For any currency conversions to EUR, our partner SAXO bank uses market spot exchange rate adding 0.5% margin on top. A spot exchange rate is the current price level in the market to directly exchange one currency for another, for delivery on the earliest possible value date which is provided by most Electronic Communication Network (ECN) brokers (e.g. Reuters). |
| Investment services Luminor Trade platform |
- | |
| Investment services Investing in securities |
- | Mutual funds trading commissions: (1) Footnotes: (1) Luminor Bank AS Lithuanian Branch receives inducements (commission) from investments fund managers for the distribution of investment fund units to the clients. The rates of commission received differ by investment fund. For further information on the inducements received and paid by Luminor Bank AS please refer to the document „General Information on Inducements“ available on the website of the Bank at the address www.luminor.lt/mifid. |
| Investment services Investing in securities |
- | 1 % of Trade amount (min. €15 / USD 20) Investing in mutual funds in Luminor Internet bank |
| Investment services Investing in securities |
- | Fee is applied according to the service provider pricelist Interest for negative cash balance in Luminor Investor and Luminor Trade platforms |
| Investment services Investing in securities |
Free of charge Exchange Data Subscription* Footnotes: *For clients who trade equities and subscribe to real time market data, Luminor Bank has introduced a refund scheme where fees are refunded. Read more about subscribing to Exchange Data Subscription. |
Fee is applied according to the service provider pricelist Subscription for real time data Footnotes: - |
| Investment services Investing in securities |
35 USD, fee is applied according the GlobeTax, "Relief at source" service pricelist US income double taxation avoidance service*** |
- |
| Investment services Investing in securities |
The fee is applied according to the "Tax reclaim Service for beneficial Owners" pricelist Tax Reclaim Service for Beneficial Owners*** |
- |
| Investment services Investing in securities |
2 EUR/ 2,70 USD / 1,70 GBP / 17 NOK / 18 SEK / 9 PLN Cash transfer from Luminor Investor account |
2 EUR/ 2,70 USD / 1,70 GBP / 17 NOK / 18 SEK / 15 DKK Cash transfer from Luminor Investor and Luminor Trade account |
| Product name in price list | Fee and name currently | Fee and name starting from 2020 09 01 |
|---|---|---|
| Investment and ancillary services for private banking customers Equity trading |
0.30% of the amount (min. EUR 15) Equity trading in other markets** Footnotes: **Other markets - Sweden, Denmark, Finland, Norway, Canada, UK, Ireland, Germany, France, Italy, Spain, Belgium, Netherlands, Austria, Switzerland, Australia, Hong Kong, Japan, Poland, Singapore. |
- |
| Investment and ancillary services for private banking customers Equity trading |
0.30% of the amount (min. USD 40) Equity trading in USA |
- |
| Investment services for private banking customers Investing in securities |
0.20% of the transaction value multiplied by the maturity of debt securities in years, max. 2% of the transaction value, min. EUR 30 When Luminor Bank AS Lithuanian Branch acts as a counterparty |
Up to 2% of Sale price, min. EUR 50 Investing in debt securities in Internet bank |
| Investment services for private banking customers Investing in securities |
0.20% of the transaction value multiplied by the maturity of debt securities in years, max. 2% of the transaction value, min. EUR 50 When Luminor Bank AS Lithuanian Branch deals with other financial counterparties |
Up to 2% of Sale price, min. EUR 50 Investing in debt securities in Internet bank |
| Investment services for private banking customers Investing in securities |
0.20% Sale in secondary market* Footnotes: *From the nominal value is applied by Nordea Bank AB (publ) (this fee is included in the price). |
0.20% from Sale price Sale of index linked bond in secondary market (fee is included into bond price) Footnotes: - |
| Investment services for private banking customers Investing in securities |
0.50% of the amount, min. EUR 35 or min. USD 40 Trading in exchange-traded funds (ETF) |
0.50% of Trade amount (min. EUR 50 / min. 65 USD) Purchasing and selling stocks/ETF in internet bank |
| Investment services for private banking customers Investing in securities |
0.8% of the amount* Subscription and conversion of equity and mixed investment funds and regular investment fee Footnotes: *A minimum commission fee of EUR 15 / USD 20 (in case the payment transfer is submitted in US dollars) is applied for subscription and also removal from account. |
1 % of Trade amount (min. EUR 1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank Footnotes: - |
| Investment services for private banking customers Investing in securities |
0.40% of the amount* Subscription and conversion of bond investment funds and regular investment fee Footnotes: *A minimum commission fee of EUR 15 / USD 20 (in case the payment transfer is submitted in US dollars) is applied for subscription and also removal from account. |
1 % of Trade amount (min. EUR 1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank Footnotes: - |
| Investment services for private banking customers Investing in securities |
0.20% of the amount* Subscription of money market investment funds and regular investment fee Footnotes: *A minimum commission fee of EUR 15 / USD 20 (in case the payment transfer is submitted in US dollars) is applied for subscription and also removal from account. |
1 % of Trade amount (min. EUR1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank Footnotes: - |
| Investment services for private banking customers Investing in securities |
0.8% of the amount* Transaction fee for transfer (sale) of equity and mixed investment fund units Footnotes: *A minimum commission fee of EUR 15 / USD 20 (in case the payment transfer is submitted in US dollars) is applied for subscription and also removal from account. |
1 % of Trade amount (min. EUR 1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank Footnotes: - |
| Investment services for private banking customers Investing in securities |
0.40% of the amount* Transaction fee for transfer (sale) of bond investment fund units Footnotes: *A minimum commission fee of EUR 15 / USD 20 (in case the payment transfer is submitted in US dollars) is applied for subscription and also removal from account. |
1 % of Trade amount (min. EUR 1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank Footnotes: - |
| Investment services for private banking customers Investing in securities |
Free Transaction fee for transfer (sale) of money market investment fund units (also for conversion) |
1 % of Trade amount (min. EUR 1 / 1.30 USD) Investing in Nordea Asset Management mutual funds in Luminor Internet bank |
| Investments Trading in other investment funds |
Footnotes: Minimum invested amount – EUR 1,000 or an equivalent in other currencies. Minimum invested amount for Nordea funds online – EUR 50 or an equivalent in other currencies. Periodic investment is only possible with Nordea funds. Minimum amount – EUR 50. No minimal subscription fee is charged to periodic investments. |
Footnotes: - |
| Investment services for private banking customers Securities account quarterly maintenance fee |
0.04% of the amount (min. EUR 1) Securities with ISIN codes starting with US, GB, IE, DE, AT, FR, ES, BE, NL, LU, NO, SE, DK, EU: |
0.04% of the value of securities (min. EUR 1.50) Securities with ISIN codes starting with US, GB, IE, DE, AT, FR, ES, BE, NL, LU, FI, NO, SE, DK, EU: |
| Investment services for private banking customers Securities account quarterly maintenance fee |
0.025% of the amount (min. EUR 1) Securities with ISIN code starting with XS: |
0.03% of of the value of securities (min. EUR 1.50) No change in fee name |
| Investment services for private banking customers Securities account quarterly maintenance fee |
0.1% of the amount (min. EUR 1) Other securities |
0.1% of of the value of securities (min. EUR 1.50) No change in fee name |
| Investment services for private banking customers Securities account quarterly maintenance fee |
Free Nordea investment funds |
0.04% of of the value of securities (min. EUR 1.50) No change in fee name |
| Investment services for private banking customers Securities account quarterly maintenance fee |
0.01% of the amount, min. EUR 0.50 per month Custody fee (monthly payment) Footnotes: - |
0.01% of the total account value Monthly custody fee for securities in Luminor Investor and Luminor Trade (1) Footnotes: (1) Custody fee is calculated separately for equities, bonds and mutual funds. EUR 0.50 per month minimum fee is applied for mutual funds asset class. No minimum fee is applied for equities and bonds. The custody fee will be calculated daily using the end of day portfolio values and charged on a monthly basis (excluding VAT where applicable). For any currency conversions to EUR, our partner SAXO bank uses market spot exchange rate adding 0.5% margin on top. A spot exchange rate is the current price level in the market to directly exchange one currency for another, for delivery on the earliest possible value date which is provided by most Electronic Communication Network (ECN) brokers (e.g. Reuters). |
| Investment services for private banking customers Luminor Trade platform |
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| Investment services for private banking customers Investing in securities |
- | 0.19% (min. EUR 1.50) Purchasing and selling equities at stock exchanges of the Baltic states |
| Investment services for private banking customers Investing in securities |
- | Mutual funds trading commissions: (1) Footnotes: (1) Luminor Bank AS Lithuanian Branch receives inducements (commission) from investments fund managers for the distribution of investment fund units to the clients. The rates of commission received differ by investment fund. For further information on the inducements received and paid by Luminor Bank AS please refer to the document „General Information on Inducements“ available on the website of the Bank at the address www.luminor.lt/mifid. |
| Investment services for private banking customers Investing in securities |
- | 1 % of Trade amount (min. €15 / USD 20) Investing in mutual funds in Luminor Internet bank |
| Investment services for private banking customers Investing in securities |
- | Fee is applied according to the service provider pricelist Interest for negative cash balance in Luminor Investor and Luminor Trade platforms |
| Investment services for private banking customers Investing in securities |
Free of charge Exchange Data Subscription* Footnotes: *For clients who trade equities and subscribe to real time market data, Luminor Bank has introduced a refund scheme where fees are refunded. Read more about subscribing to Exchange Data Subscription. |
Fee is applied according to the service provider pricelist Subscription for real time data Footnotes: - |
| Investment services for private banking customers Investing in securities |
35 USD, fee is applied according the GlobeTax, "Relief at source" service pricelist US income double taxation avoidance service*** |
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| Investment services for private banking customers Investing in securities |
The fee is applied according to the "Tax reclaim Service for beneficial Owners" pricelist Tax Reclaim Service for Beneficial Owners*** |
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| Investment services for private banking customers Investing in securities |
2 EUR/ 2,70 USD / 1,70 GBP / 17 NOK / 18 SEK / 9 PLN Cash transfer from Luminor Investor account |
2 EUR/ 2,70 USD / 1,70 GBP / 17 NOK / 18 SEK / 15 DKK Cash transfer from Luminor Investor and Luminor Trade account |
| Investment services for private banking customers Discretionary portfolio management |
0.01% of the amount, but not less than EUR 0.50 per month Custody fee Footnotes: - |
No change in fee Custody fee (1) Footnotes: (1) The custody fee will be calculated daily using the end of day portfolio values and charged on a monthly basis (excluding VAT where applicable). For any currency conversions to EUR, our partner SAXO bank uses market spot exchange rate adding 0.5% margin on top. A spot exchange rate is the current price level in the market to directly exchange one currency for another, for delivery on the earliest possible value date which is provided by most Electronic Communication Network (ECN) brokers (e.g. Reuters). |
| Investment services for private banking customers Discretionary portfolio management |
Free of charge Exchange Data Subscription |
Fee is applied according to the service provider pricelist Subscription for real time data |
| Investment services for private banking customers Discretionary portfolio management |
USD 90 Annual withholding tax on income earned in USA* |
No change in fee Fee for U.S. source income reporting to IRS (2) |