We have adjusted the names of the products and services on the price list, simplified the structure of the price list, partially amended the pricing of services and removed from the price list all of the products and services that we no longer offer.

For a comparison of current and future prices, see table below.

Our full pricelist is available here.

Cards

Product name in price list Fee and name currently Fee and name starting from 2019 10 01
Visa payment cards
Other card fees and services
EUR 10
Granting of a non-standard limit on ATM cash withdrawal and payments for goods/services*
No change in fee
Changing card standard cash-out or purchase limits in physical or remote customer service centres*
Visa Payment Cards
Card issuance / renewal
EUR 6
Card sending by mail abroad
EUR 10
The title of the fee doesn’t change
 
Visa Payment Cards
Card issuance / renewal
EUR 5
Collecting the card at the branch*
EUR 10
The title of the fee doesn’t change
 
Priority pass
Card issuance / renewal
EUR 15
Card issuance fee
No change in fee
Fee name change: Card issuance fee*
*The fee does not apply to Infinite card holders.

Banking packages

Product name in price list Fee and name currently Fee and name starting from 2019 10 01
Business packages
and
Business package XL
Debit Card issuing and servicing***
***Visa Business Electron
***Mastercard Business Debit Card
Business debit card issuance and administration

Accounts and payments

Product name in price list Fee and name currently Fee and name starting from 2019 10 01
Account management
Account maintenance
EUR 8
Changing the account managers****
EUR 15
Changing, appointing or removing a representative of company
Account management
Account maintenance
EUR 10
Registration of entity’s legal status and assigning a bankruptcy administrator to manage the account
EUR 15
The title of the fee doesn’t change
Transfers in other currency
Transfers in other currency within Luminor group banks and partner banks
 
Free of charge
Intra-company money transfers in EUR, DKK, GBP, SEK, USD, NOK currencies between customers within the same group of companies and holding accounts at Luminor Bank AS, Latvia Branch (BIC: RIKOLV2X), Luminor Bank AS, Estonia (BIC: RIKOEE22) and banks partners* (when beneficiary's account no. starts with LTXX40100)
-

Savings and investment

Product name in price list Fee and name currently Fee and name starting from 2019 10 01
Interest rates
Saving deposit
Saving deposit Saving account – all related fee names and texts to be changed accordingly
Investment and ancillary services
Other services
- EUR 20 + external costs
Issuing documents which allow customer to participate in AGM / EGM
Investment and ancillary services
Other services
- EUR 20 + external costs
Instructing custodian banks about voluntary corporate actions based on customer instruction
Investment and ancillary services
Other services
- Price based on individual agreement
Other services related to corporate actions
Investment and ancillary services
Quarterly custody fee
0,02% of the amount (min. EUR 1)
Securities with ISIN codes starting with LV, EE, FI, US, GB, IE, DE, AT, FR, ES, BE, NL, LU, NO, SE, DK, EU, XS
0,04% of the amount (min. EUR 1)
Securities with ISIN codes starting with US, GB, IE, DE, AT, FR, ES, BE, NL, LU, NO, SE, DK, EU
Investment and ancillary services
Quarterly custody fee
0,02% of the amount (min. EUR 1)
Securities with ISIN code starting with LT
No change in fee
Securities with ISIN code starting with EE, LV, LT
Investment and ancillary services
Other services
- 0,025% of the amount (min. EUR 1)
Securities with ISIN code starting with XS
Investment and ancillary services
Equity trading on Baltic exchanges
0,19% of the amount (min. EUR 20)
Equity trading on Baltic exchanges by phone
-

Electronic banking

Product name in price list Fee and name currently Fee and name starting from 2019 10 01
Internet bank
 
Free of charge
Unlocking of a pin calculator
EUR 5
Unblocking of Code calculator in the branch
Internet bank
Internet bank (when account no. starts with LTXX40100)
EUR 15
Issuance or replacement of a pin calculator*
No change in fee
Code calculator issuance or replacement

Factoring

Product name in price list Fee and name currently Fee and name starting from 2019 10 01
Loans
Factoring
On agreed basis, at least EUR 100 + VAT
Agreement fee, amendment of agreement conditions (including adding / removing buyers / suppliers)
1,5% of the factoring limit (min. EUR 350)
Contract fee
and
1,5% of the factoring limit being increased / prolonged (min. EUR 200)
Factoring limit increase / Factoring maturity prolongation
and
EUR 100
Amendments in contract for changed buyer / supplier list
and
min. EUR 200
Other amendments in contract
Loans
Factoring
EUR 3 + VAT per invoice
Minimal invoice administration / acceptance fee
Starting from 0,1% from the invoice amount (min. EUR 3)
Invoice administration / acceptance fee
Loans
Factoring
EUR 45 + VAT per buyer
Setting the buyer's limit / renewal the buyer's limit (by extending the agreement)
EUR 65
Setting, changing, reviewing or prolonging buyer's limit
Loans
Factoring
EUR 5 + VAT per unit
Repeated sending of invoices (at the customer's request)
-
Loans
Factoring
EUR 10 + VAT per refund
Refunding for non-financed amounts
EUR 10 + fee for payments according to pricelist
Refunding for non-assigned amounts
Loans
Factoring
EUR 30 + VAT for each certificate / letter
Preparation of statements for audit and other statements / letters*
EUR 15
Preparation of standardized statement for balance confirmation
and
EUR 50
Preparation of non-standardized report / statement upon the Customer's request
Loans
Factoring
EUR 15 + VAT for each certificate / letter
Additional fee for issuing a Bank statement at the customer's request within a period not longer than 3 business days
-
Loans
Factoring
EUR 15 + VAT for each document
Presentation of copies of documents
EUR 15 for each document
Preparation and issuing copies of documents from the archive

Loans

Product name in price list Fee and name currently Fee and name starting from 2019 10 01
Loans
Preparation of documents and execution of agreements
0,5–2% of the amount but at least EUR 150
Loan, overdraft, credit line
and
1–2% of the amount but at least EUR 150
Express farmer credit™
1% of the loan amount, min. EUR 300 (applying using e-channels: 1% of the amount, min. EUR 200)
Agreement fee
Loans
Agreement amendment
0,5–2% of the amount but at least EUR 150
Loan, overdraft, credit line
and
1–2% of the amount but at least EUR 150
Express farmer credit™
1% of the loan amount, min. EUR 300 (applying using e-channels: 1% of the amount, min. EUR 200)
Agreement amendment fee
Loans
Issuing of bank consents, approvals and statements upon client's request
EUR 150
Consent to subsequent pledge of immovable property provided as collateral to the Bank in favour of other creditor in case of refinansing
EUR 200
The title of the fee doesn’t change
Loans
Issuing of bank consents, approvals and statements upon client's request
On agreed basis, but at least EUR 30 per each
Other bank consents / approvals / statements*
and
On agreed basis, but at least EUR 15 per each
Additional fee for issuing a bank consents / approvals / statements at the customer's request within a period shorter than 3 working days
On agreed basis, min. EUR 45 per each
Issuing of bank consents, approvals and statements upon Customer's request**
**Consents, approvals and statements are prepared within 10 working days.