SEPA and international payments in EUR to EU and EEE countries will be credited to the beneficiary's bank account after one banking day

Dear Customers,

Please be informed that from the 1st of January 2012 SEPA (Single Euro Payments Area) and international payments in EUR to European Union (EU) and European economic area (EEA) countries will be credited to the beneficiary's bank account after one banking day, if:

• SEPA payment will be provided to bank before cut-off time 7.00 p.m.
• International payment in EUR to EU and EEA countries will be provided to bank before cut-off time 3.00 p.m

Payments will be handled as usual - on banking days.