Protect yourself and your family with life insurance

Protect yourself and your family with life insurance

  • Tailored coverage level and insured risks
  • Loss of life caused by disease or accident included in policy
  • Insurance for disabilities and critical illnesses

One policy – many options! Protect your future by combining the risks you want to insure in one policy.

Which risks can be covered?

  • Loss of life
  • Permanent disability
  • Cancer and critical illnesses

Why choose life insurance?

  • Secure your family's finances in case you lose the main provider
  • Insure an amount equal to your credit obligations
  • Extra coverage for childbirth expenses to our mortgage loan clients: you'll receive a one-time payment of EUR 150 to cover childbirth expenses if you have a child during the policy period (read more in the offer and policy printouts)

How to apply?

Book a consultation online or in a bank office
We will identify the specific insurance need and interest and make a corresponding insurance offer

We will send you an insurance policy and information needed to pay the insurance premium

Insurance premiums shall be paid each month
For convenient payment of insurance premiums, order an e‑invoice with automatic payment

Insurance coverage takes effect at the moment stated in the issued insurance policy
In case of an insured event, online claim notification form should be filled in or insurance company should be contacted

Necessary documents

  • Passport or ID card if you book physical meeting with bank specialist
  • We will inform if additional documents are needed

See also other insurance products

Home Insurance

Learn more

Personal Accident Insurance

Learn more

Loan Payment Insurance

Learn more
Luminor Bank AS (reg. No 11315936, address: Liivalaia 45, Tallinn, Estonia) represented within the Republic of Lithuania by Luminor Bank AS Lithuanian Branch (Branch code 304870069, address: Konstitucijos ave. 21A, Vilnius) acts as an insurance agent, distributing a life insurance on behalf of ERGO Life Insurance SE (reg. No 110707135, address: Geležinio Vilko g.6A, Vilnius, Lithuania). Luminor Bank AS is registered in Finantsinspektsioon (Estonian Financial Supervisory Authority) insurance agency register and is entitled to provide insurance intermediation services in Lithuania on the basis of the principle of freedom of establishment. Luminor Bank AS shall process your personal data to prepare ERGO Life Insurance SE insurance offer and forward them to insurer. ERGO Life Insurance SE as the data controller shall process your personal data (including personal data of special categories and personal identification codes) to secure performance of the insurance agreement and compliance with legitimate interests of the insurer or a third party. More information on personal data processing is available on the website ergo.lt under section Privacy Policy, the insurer’s customer service centres or by e‑mailing your enquiries to the address info@ergo.lt.