New revision of the description of the following services and products for Private and Corporate Clients

Dear Customers,

We would like to inform you that the new revision of the description of the following services and products will come into effect for Nordea customers from 10^th July 2014:

• Terms and conditions of Internet and telephone banking services for private customers.
• Terms and conditions of Internet and telephone banking services for corporate customers.
• Terms and conditions of saving account for private customers.
• General terms and conditions of time deposits for private customers.
• General terms and conditions of time deposits for corporate customers.

Apart from these changes Nordea will offer new telephone banking services:

For private customers:

• Open / close a time deposit.
• Open / close a saving account.
• Change 24 hour spending limit of the card.
• Change delivery type of the account statement.
• Open a current account (for adults provided they already have at least one current account with the bank).

For corporate customers:

• Open / close a time deposit.
• Change delivery type of the account statement.

Customers are most welcome to use new services by Nordea.