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Home insurance

Improve your home security with Home insurance

Improve your home security with Home insurance
  • Combine building, home contents, civil liability and personal liability insurance
  • Home contents insurance is valid also outside the home 
  • Use emergency home assistance services free of charge
  • Special offers for new customers
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Why choose home insurance?

  • Insurance against fire, water, natural forces, theft, and malicious damage to buildings.
  • Insurance cover includes: damage for your household property, for neighbors (ex. a leak from your flat), all others (if your child or another member of your family causes damage).
  • Get the “Emergency Home Assistance” service as a gift to help you with an emergency in your home.

Home insurance options

Minimum – for unfinished construction

This type of home insurance provides only building insurance

Maximum

This type of home insurance provides such cover:

  • Insurance of buildings
  • Home contents insurance
  • Civil liability insurance
  • Personal liability insurance
  • Emergency care at-home gifts

How to get home insurance?

Fill in the application on our website and find out the precise insurance premium for the selected property

Confirm the offer. Receive the insurance offer by e-mail and confirm it by paying the first premium

Pay insurance premium. Insurance premium should be paid according to selected schedule. Set up an e-invoice with automatic payment if you have chosen to divide the total amount into several payments, as well as if you plan to prolong insurance contract automatically. 

Enjoy insurance coverage. Insurance coverage takes effect at the moment stated in the issued insurance policy. In case of an insured event, fill in the claim notification form online on webpage or call insurance company via phone 1828.

Fill in the application

Necessary documents

  • Filled property insurance application if you apply electronically
  • Passport or ID card if you book physical meeting with bank specialist

Useful links

Simple, peace of mind home insurance

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More reasons to join Luminor

Special offers for our customers
 
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Excellent consultants
 
Whether it is just one question, our support is here for you

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When offering the Home Insurance Luminor Bank AS, reg. No 11315936, address: Liivalaia 45, 10145, Tallinn, Republic of Estonia, represented within the Republic of Lithuania by Luminor Bank AS Lithuanian branch (company code 304870069, VAT identifier: LT100011758514, address: Konstitucijos ave. 21A, 03601 Vilnius, Lithuania) acts as insurance agent, distributing an insurance on behalf of AB Lietuvos Draudimas insurance company (reg. No. 110051834, having its registered office at J. Basanavičiaus g. 10, 01118 Vilnius). Luminor Bank AS shall process your personal data to prepare AB Lietuvos Draudimas insurance offer and forward them to insurer.
 
What should you do on occurrence of an event?
 
Immediately inform the competent authorities about the event: for instance, about theft – the police, about fire – the fire brigade, about communication emergency – the emergency service, and about an explosion – the police and the emergency service.
 
Within 24 hours, inform the Clients’ Information Centerof Lietuvos draudimas about the event: by phone: 1828 (if calling from Lithuania): I–IV: 8:00 a.m.–5:00 p.m., V: 8:00 a.m.–3:45 p.m., or +370 5 266 6612 (if calling from abroad) or online: On the website ld.lt, in the Praneškite apie įvykį (Notify us about an event) section; on receipt of your notice, we will contact you not later than within three business days