Accounts
| Product name in price list | Fee price and name currently | Fee price and name starting from 2022‑04‑01 | Type of change |
|---|---|---|---|
| Account management Account opening |
Upon individual agreement, min. €1000 Non-Lithuanian residents |
Upon individual agreement, min. €1000 Non-resident of Lithuania, registered in the EEA |
Fee name changed |
| Account management Account opening |
Upon individual agreement, min. €1000 Non-resident of Lithuania, registered outside the EEA |
Fee name changed | |
| Account management Account maintenance |
€3 Account maintenance monthly fee |
€3.50 Account maintenance monthly fee |
Fee price changed |
| Account management Account maintenance |
€60 Additional maintaining the account monthly fee for: - Non-resident of Lithuania, registered in the EEA (except Luminor Group customer, non-Lithuanian resident) |
New fee added | |
| Account management Account maintenance |
€60 Additional maintaining the account monthly fee for: - Non-resident of Lithuania, registered outside the EEA |
New fee added | |
| Account management Account maintenance |
€60 Additional maintaining the account monthly fee for: - Lithuanian resident with at least one direct shareholder (6) non-EEA resident (6) Direct shareholder is considered to be a person (legal entity or natural person) directly holding >25% shares of the legal entity. |
New fee added | |
| Account management Account maintenance |
(Central Bank annual interest rate (4) minus 0.3% point) /360 Additional account management fee (2): for financial institutions (3) if the total balance exceeds: EUR 1 000 000; SEK 9 500 000; DKK 7 500 000; CHF 1 000 000; JPY 132 000 000; CZK 25 500 000. (2) The fee is calculated at the end of each day and is applicable if, at the time of calculation, the total balance of all accounts of one customer in the same currency exceeds the total balance in the respective currency indicated above. The fee is calculated by multiplying the total balance by the absolute value (i.e., module) of the respective fee indicated above. The fee does not apply if the Central Bank annual interest rate becomes positive or zero (for financial institutions – if the Central Bank annual interest rate is equal to or exceeds 0.3%). The fee is debited from the account latest by the 10th day of the following calendar month. (3) Financial institutions are entities (including branches, representatives offices etc.) which provide financial services, including but not limited to: credit institutions, credit unions, credit providers and intermediaries, payment institutions, electronic money institutions, other payment service providers, insurance, re-insurance companies and insurance intermediaries, financial brokerage companies, investment management and brokerage companies, collective investment undertakings and asset management companies (including pension funds), companies carrying out the buying and selling of the foreign currency cash, providers of financial leasing or consumer credit services, crowdfunding companies, loan (e.g. peer-to-peer lending) marketplaces. (4) The Central Bank annual interest rate is the annual interest rate set by the central bank for the respective currency: • for EUR currency - ECB deposit facility rate; • for SEK currency - Sveriges Riksbank repo rate; • for DKK currency - Danmarks Nationalbank Certificates of deposit rate; • for CHF currency - Swiss National Bank negative interest rate; • for JPY currency - Bank of Japan complementary deposit facility rate; • for CZK currency - Czech National Bank deposit facility rate. |
(Central Bank annual interest rate (4) minus 0.3% point) /360 Account balance fee (2): for financial institutions (3) if the total balance exceeds: EUR 0; SEK 0; DKK 0; CHF 0; JPY 0; CZK 0. (2) The fee is calculated at the end of each day and is applicable if, at the time of calculation, the total balance of all accounts of one customer in the same currency exceeds the total balance in the respective currency indicated above. The fee is calculated by multiplying the total balance by the absolute value (i.e., module) of the respective fee indicated above. The fee does not apply if the Central Bank annual interest rate becomes positive or zero (for financial institutions – if the Central Bank annual interest rate is equal to or exceeds 0.3%). The fee is debited from the account latest by the 10th day of the following calendar month. (3) Financial institutions are entities (including branches, representatives offices etc.) which provide financial services, including but not limited to: credit institutions, credit unions, credit providers and intermediaries, payment institutions, electronic money institutions, other payment service providers, insurance, re-insurance companies and insurance intermediaries, financial brokerage companies, investment management and brokerage companies, collective investment undertakings and asset management companies (including pension funds), companies carrying out the buying and selling of the foreign currency cash, providers of financial leasing or consumer credit services, crowdfunding companies, loan (e.g. peer-to-peer lending) marketplaces. (4) The Central Bank annual interest rate is the annual interest rate set by the central bank for the respective currency: • for EUR currency - ECB deposit facility rate; • for SEK currency - Sveriges Riksbank repo rate; • for DKK currency - Danmarks Nationalbank Certificates of deposit rate; • for CHF currency - Swiss National Bank negative interest rate; • for JPY currency - Bank of Japan complementary deposit facility rate; • for CZK currency - Czech National Bank deposit facility rate. |
Thershold and fee name changed |
| Account management Account maintenance |
(Central Bank annual interest rate (4) minus 0.1% point)/360 Additional account management fee (2): for other legal entities if the Bank notifies the customer individually 30 calendar days in advance and the total balance exceeds: EUR 1 000 000; SEK 9 500 000; DKK 7 500 000; CHF 1 000 000; JPY 132 000 000; CZK 25 500 000. (2) The fee is calculated at the end of each day and is applicable if, at the time of calculation, the total balance of all accounts of one customer in the same currency exceeds the total balance in the respective currency indicated above. The fee is calculated by multiplying the total balance by the absolute value (i.e., module) of the respective fee indicated above. The fee does not apply if the Central Bank annual interest rate becomes positive or zero (for financial institutions – if the Central Bank annual interest rate is equal to or exceeds 0.3%). The fee is debited from the account latest by the 10th day of the following calendar month. (4) The Central Bank annual interest rate is the annual interest rate set by the central bank for the respective currency: • for EUR currency - ECB deposit facility rate; • for SEK currency - Sveriges Riksbank repo rate; • for DKK currency - Danmarks Nationalbank Certificates of deposit rate; • for CHF currency - Swiss National Bank negative interest rate; • for JPY currency - Bank of Japan complementary deposit facility rate; • for CZK currency - Czech National Bank deposit facility rate. |
(Central Bank annual interest rate (4) minus 0.1% point)/360 Account balance fee (2): for other legal entities if the Bank notifies the customer individually 15 calendar days in advance and the total balance exceeds: EUR 500 000; SEK 5 000 000; DKK 3 750 000; CHF 500 000; JPY 65 000 000; CZK 12 500 000. (2) The fee is calculated at the end of each day and is applicable if, at the time of calculation, the total balance of all accounts of one customer in the same currency exceeds the total balance in the respective currency indicated above. The fee is calculated by multiplying the total balance by the absolute value (i.e., module) of the respective fee indicated above. The fee does not apply if the Central Bank annual interest rate becomes positive or zero (for financial institutions – if the Central Bank annual interest rate is equal to or exceeds 0.3%). The fee is debited from the account latest by the 10th day of the following calendar month. (4) The Central Bank annual interest rate is the annual interest rate set by the central bank for the respective currency: • for EUR currency - ECB deposit facility rate; • for SEK currency - Sveriges Riksbank repo rate; • for DKK currency - Danmarks Nationalbank Certificates of deposit rate; • for CHF currency - Swiss National Bank negative interest rate; • for JPY currency - Bank of Japan complementary deposit facility rate; • for CZK currency - Czech National Bank deposit facility rate. |
Thershold, fee name and conditions for communcation changed |
Other services
| Product name in price list | Fee price and name currently | Fee price and name starting from 2022‑04‑01 | Type of change |
|---|---|---|---|
| Other services Bank statements |
€15 Additional fee for issuing a Bank statement at the customer's request within a period not longer than 3 business days |
€15 Additional fee for issuing a Bank statement at the customer's request within a period not longer than 3 business days (2). (2) Service is not provided regarding letters for customer’s auditors. |
Footnote (2) added |
Packages
| Product name in price list | Fee price and name currently | Fee price and name starting from 2022‑04‑01 | Type of change |
|---|---|---|---|
| Business Package M | €10 Monthly fee |
€12 Monthly fee |
Fee price changed |
Factoring
| Product name in price list | Fee price and name currently | Fee price and name starting from 2022‑04‑01 | Type of change |
|---|---|---|---|
| Factoring services | Factoring services (1) (1) Factoring services are provided by both Luminor Bank AS Lithuanian Branch and Luminor Lizingas UAB. |
Factoring services (1) (1) Factoring services are provided by Luminor Lizingas UAB. |
Footnote (1) adjusted |
Investments services
| Product name in price list | Fee price and name currently | Fee price and name starting from 2022‑04‑01 | Type of change |
|---|---|---|---|
| Investments services Securities account quarterly maintenance fee |
0.02% of the amount (min. €1) Securities with ISIN code starting with EE, LV, LT |
0.02% of the amount (min. €1) Baltic Securities |
Fee name changed |
| Investments services Securities account quarterly maintenance fee |
0.04% of the amount (min. €1.5) Securities with ISIN codes starting with US, GB, IE, DE, AT, FR, ES, BE, NL, LU, FI, NO, SE, DK, EU |
0.04% of the amount (min. €1.5) Global securities (Australia, Austria, Belgium, Canada, Czech Republic, Denmark, Finland, France, Germany, Greece, Hong Kong, Ireland, Italy, Japan, Netherlands, Norway, Poland, Singapore, Spain, Sweden, Switzerland, UK, USA) |
Fee name changed |
| Investments services Securities account quarterly maintenance fee |
0.03% of the amount (min. €1.5) Securities with ISIN code starting with XS |
0.03% of the amount (min. €1.5) Eurobond Securities |
Fee name changed |
| Investments services Other securities related services |
€20 + external costs Issuing documents which allow customer to participate in AGM/EGM |
As individually agreed Participation in general shareholder’s meeting |
Fee price and name changed |
| Investments services Other securities related services |
€20 + external costs Instructing custodian banks about voluntary corporate actions based on customer instruction |
€20 + external costs Processing of securities related optional events |
Fee name changed |