Guarantee limits with INVEGA individual guarantees

New! Guarantee limits with INVEGA individual guarantees

New! Guarantee limits with INVEGA individual guarantees

  • INVEGA guarantees enable financial institutions to provide financing to companies in case of insufficient or unacceptable collateral

What companies are eligible for INVEGA guarantees?

Small, medium, and large companies operating in Lithuania.

Purpose of financing

  • New! The guarantee limit for issuing bank guarantees and credit lines for payments under the guarantees issued.
  • Financing of investments into tangible and/ or intangible assets and/ or working capital needs.

Other conditions 

  • Financing can be granted for covering investments made from the company‘s own funds (not earlier than within 6 months before the date of receipt and registration of the application for INVEGA guarantee)
  • The company is required to participate in the project‘s financing by making a contribution of at least 20 % of the project's value.
  • The number of agreements per company is unlimited, provided that the De minimis aid threshold is not exceeded.

INVEGA guarantee amount

Up to 80 %* of the loan amount or the guarantee limit amount.

*Exceptions
- when purchasing real estate – up to 50 %.
- when depositing cash or pledging the deposit – up to 80 % of the difference between the amount specified in the agreement and deposited cash/pledged deposit amount.

The maximum amount of INVEGA guarantee:

  • For small and medium-sized companies – EUR 5,000,000
  • For large companies – EUR 1,500,000
  • For companies (where road freight transport activities are carried out or intended to be carried out for hire or reward) - EUR 750,000
  • If the company has been granted several INVEGA guarantees, the aggregate outstanding amount under these INVEGA guarantees may not exceed EUR 10,000,000
The minimum amount guaranteed by INVEGA is EUR 5,000.

INVEGA guarantee fee

Guarantee remuneration calculator

For more information about INVEGA individual guarantees as well as the required documentation:

  • for small and medium companies – please click here
  • for large companies – please click here

Business loans with INVEGA guarantees