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Leasing
When your business grows, its demands grow as well. We will help your company to purchase cars, commercial vehicles, specialized machinery or equipment for business development.
Leasing service is provided by Luminor Lizingas UAB.
Car leasing

Car leasing

It is a shortcut for your business to get a new car. We will offer flexible solutions to suit individual needs.

Commercial vehicles leasing

Commercial vehicles leasing

Allows you to get trucks, commercial vehicles or specialized equipment easily under favorable repayment terms, with a special offer for your business

Specialized machinery and equipment leasing

Specialized machinery and equipment leasing

Agricultural, forestry, construction or other specialized machinery or equipment for your business development with minimal contribution

Small and medium‑sized businesses can apply for EIB‑supported financing with reduced % interest rates

Learn more

Main conditions

  • Special leasing interest rate offer for new cars:
    - Starting from 1.89 % per year + 3-month Euribor – for electric, hybrid or low-emission (CO₂ ≤ 130 g/km) cars (starting from 1.45 % per year + 3-month Euribor if EIB support is applied)
    - Starting from 2.24 % per year + 3-month Euribor - for other cars (starting from 1.99 % per year + 3-month Euribor if EIB support is applied)
  • Leasing interest rate for used cars – starting from 2.39 % per year+ 3-month Euribor (starting from 2.14 % per year + 3-month Euribor if EIB support is applied)
  • Leasing interest rate for other assets – starting from 2.10 % per year + 3-month Euribor (starting from 1.85 % per year + 3-month Euribor if EIB support is applied)
  • Access to financial leasing guarantees provided by the ILTE, UAB and compensation of up to 80 % of the interest paid
  • Minimum financed amount – EUR 8,000 (VAT included)
  • Financing up to 90 % of the purchase amount
  • Leasing term - up to 5 years
  • Financial or operating lease
  • CASCO insurance is mandatory throughout the validity period of leasing agreement. We will make an attractive insurance offer with the possibility to split the insurance premiums in parts.
Full-service operational leasing in cooperation with Ayvens, represented in Lithuania by ALD Automotive

  • Fixed and predictable monthly lease payment
  • The price of the service includes related services such as car insurance, regular maintenance, normal wear and tear repairs and spare parts, winter and summer tires, 24/7 roadside assistance, fuel credit card, user support and Online reporting tools, etc.
  • The car is available for long-term lease for a certain period of time and for the planned mileage

Advantages:

  • Saved time and resources
  • Flexible contract conditions – change of car mileage, extension or reduction of the contract term
  • Good terms on car purchase and servicing

ALD Automotive offers fleet management and long-term car rental solutions to companies, offering innovative solutions and services to make customers’ daily lives easier. 

The service is available to Luminor Bank’s small, medium-sized and large companies. To apply for a full-service lease, contact your customer relationship manager.

Learn more

Business leasing calculator

Leasing type
EUR
EUR
%
month
%
EUR
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Monthly payment: EUR

Contract fee: EUR

The result is shown for reference only and is based on approximate calculations.
The leasing service is offered by Luminor Lizingas UAB

Additional info

Payment schedule table

Payment No.Unpaid partValue of assets to coverInterest rate amountTotal monthly payment

Now more profitable than ever! Special deals from our partners

DACIA

 

„Affordable vehicles built with simplicity and practicality, making smart choices accessible to all.

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RENAULT

 

Dynamic design, innovation, and sustainable mobility that’s how we describe Renault.
 

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TOYOTA

 

Toyota's brand excellence epitomizes quality, innovation, and sustainability in the automotive industry.

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LEXUS

 

Luxury with exceptional driving experiences, superior craftsmanship and cutting-edge technology - it’s Lexus.

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Necessary documents:

  • Completed leasing application
  • Financial report for the last year and operating results (Balance sheet and Profit or loss statement with transcripts)
  • Dealer’s offer / Evaluation of the leasing object
  • Other information or documents upon the request

Useful links

General Conditions of Financial Lease Agreement in Lithuanian
Former versions of General Conditions of Financial Lease Agreement in Lithuanian
General Conditions of Operating Lease Agreement in Lithuanian
Former Versions of General Conditions of Operating Lease Agreement in Lithuanian
Pricelist
FAQ
Leasing insurance requirements
Leasing insurance
Document forms
Vendors
Property valuers
EIB supported financing
Guarantees for Financial Lease (Leasing) by ILTE, UAB
Compensation of Interest on Loans and Leasing Services for Financing of Investments by ILTE, UAB

Commercial vehicle and equipment leasing made simple

Contact us